SmartBank recently expanded its Murfreesboro team by adding four executives. 

The four new team members are: Brad Byrd, Senior Vice President, Relationship Manager; Freda Morgan, Vice President, Relationship Manager; Bob Gerard, Vice President, Relationship Manager; and Richard Fluharty, Vice President, Relationship Manager.

Byrd joins SmartBank after serving two years as Vice President of Commercial Lending for F&M Bank in Murfreesboro. With a specialty in commercial and residential construction lending, including acquisition and development, Byrd has more than 25 years of experience in the banking industry. 

Morgan, a Murfreesboro native, is a graduate of Vanderbilt University’s Commercial Lending School. She has more than 40 years of experience in banking operations. Most recently, she was the Vice President and Branch Manager of First National Bank in Manchester. 

Gerard has more than 14 years of experience in the financial services industry, specializing in assisting medical and business professionals. For the past three years, he has been a Private Client Relationship Manager for First Tennessee Bank.  

Fluharty has worked in the financial services and sales industries and specializes in medical and small business development. Since moving to Murfreesboro in 2009, Fluharty has been a Branch Sales Manager and Assistant Vice President for Regions Bank. 

“To properly invest in the Murfreesboro market, we knew we needed a team of professionals that not only had years of banking experience in the area, but also possessed strong leadership capabilities and a variety of specialized lending backgrounds,” said David Scott, Senior Vice President and Rutherford County Market Executive.

The bank entered the market last year in both Tullahoma and Murfreesboro.

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