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Public Notices Week of September 26, 2016 part 1

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SUBSTITUTE TRUSTEE'S SALE

Sale at public auction will be on October 4, 2016 on or about 11:00AM local time, at the Front (East) door of the old Rutherford County Courthouse, in the center of the square, Murfreesboro, Tennessee, , conducted by the Substitute Trustee as identified and set forth herein below, pursuant to Deed of Trust executed by KIMBERLY L CARNES, to CTC REAL ESTATE SERVICES, Trustee, on October 17, 2002, at Record Book 197, Page 232 as Instrument No. 1154614 in the real property records of Rutherford County Register's Office, Tennessee.

Owner of Debt: THE BANK OF NEW YORK MELLON F/K/A THE BANK OF NEW YORK, AS TRUSTEE, FOR CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2002-5

The following real estate located in Rutherford County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record:

BEING ALL LOT NO. 121, AMBER GLEN, SECTION 4, ACCORDING TO SURVEY AND PLAT OF SAME APPEARING OF RECORD IN PLAT BOOK 20, PAGE 288, REGISTER`S OFFICE OF RUTHERFORD COUNTY, TENNESSEE, TO WHICH REFERENCE IS HEREBY MADE FOR A MORE COMPLETE DETAILS AS TO LOCATION AND DESCRIPTION.

BEING THE SAME PROPERTY CONVEYED TO KIMBERLY L. CARNES AND ABIGAIL FARBE, BY DEED FROM AVERWATER CONSTRUCTION, INC., DATED 08/31/00, RECORDED 9/1/00, IN BOOK 22, PAGE 1840, REGISTER`S OFFICE FOR RUTHERFORD COUNTY, TENNESSEE. FURTHER BEING CONVEYED TO KIMBERLY L. CARNES, ________, BY DEED DATED 10/17/02, OF RECORD IN BOOK 197, PAGE 231, REGISTER`S OFFICE FOR SAID COUNTY.

Tax ID: 33.00

Current Owner(s) of Property: KIMBERLY L CARNES

The street address of the above described property is believed to be 2523 PATRICIA CIRCLE, MURFREESBORO, TN 37128, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control.

SALE IS SUBJECT TO OCCUPANT(S) RIGHTS IN POSSESSION.

THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE. IF THE SALE IS SET ASIDE FOR ANY REASON, THE PURCHASER AT THE SALE SHALL BE ENTITLED ONLY TO A RETURN OF THE DEPOSIT PAID. THE PURCHASER SHALL HAVE NO FURTHER RECOURSE AGAINST THE GRANTOR, THE GRANTEE, OR THE TRUSTEE.

OTHER INTERESTED PARTIES: BANK OF AMERICA, N.A AND THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS SUCCESSOR TRUSTEE TO JPMORGAN CHASE BANK, N.A., AS TRUSTEE ON BEHALF OF THE CERTIFICATEHOLDERS OF THE CWHEQ INC., CWHEQ REVOLVING HOME EQUITY LOAN TRUST, SERIES 2006-H-JUNIOR DOT

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

If applicable, the notice requirements of T.C.A. 35-5-117 have been met.

All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor or Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the Sale will be subject to the applicable governmental entities' right to redeem the property as required by 26 U.S.C. 7425 and T.C.A. §67-1-1433.
This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded at any time. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee's attorney.

MWZM File No. 13-003480-670

JOHN R. ROAN, or JERRY A. BRIDENBAUGH, Substitute Trustee(s)

Premier Building, Suite 404

5217 Maryland Way

Brentwood, Tennessee 37027

PHONE: (615) 238-3630

EMAIL: tnsales@mwzmlaw.com

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NOTICE OF FORECLOSURE SALE

STATE OF TENNESSEE, RUTHERFORD COUNTY

WHEREAS, James W. Pearre, III and Patricia S. Pearre executed a Deed of Trust to Mortgage Electronic Registration Systems, Inc. as nominee for Countrywide Home Loans, Inc., Lender and Robert M. Wilson, Jr., Trustee(s), which was dated March 22, 2006 and recorded on April 10, 2006 in Book 609, Page 2923, Rutherford County, Tennessee Register of Deeds.

WHEREAS, default having been made in the payment of the debt(s) and obligation(s) thereby secured by the said Deed of Trust and the current holder of said Deed of Trust, Bank of America, N.A., (the "Holder"), appointed the undersigned, Brock & Scott, PLLC, as Substitute Trustee, by an instrument duly recorded in the Office of the Register of Deeds of Rutherford County, Tennessee, with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; and

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Deed of Trust by the Holder, and that as agent for the undersigned, Brock & Scott, PLLC, Substitute Trustee, by virtue of the power and authority vested in it, will on October 4, 2016, at 11:30AM at the usual and customary location at the Rutherford County Courthouse, Murfreesboro, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash, the following described property situated in Rutherford County, Tennessee, to wit:

THE FOLLOWING DESCRIBED REAL PROPERTY SITUATE IN THE CITY OF SMYRNA, COUNTY OF RUTHERFORD, AND STATE OF TENNESSEE, TO WIT:
A CERTAIN TRACT OR PARCEL OF LAND IN RUTHERFORD COUNTY, STATE OF TENNESSEE, DESCRIBED AS FOLLOWS, TO-WIT:
BEING LOT NO. 22 ON THE PLAN OF OLIVE BRANCH ESTATES, AS SHOWN BY PLAT AND SURVEY OF RECORD IN PLAT BOOK 12, PAGE 141, OF THE REGISTER'S OFFICE OF RUTHERFORD COUNTY, TENNESSEE, TO WHICH PLAT REFERENCE IS HERE MADE FOR A MORE COMPLETE DESCRIPTION OF SAID LOT.
PROPERTY, KNOWN AS 4893 Seminary Road, Smyrna, TN 37167.
TAX ID #: 050G-C-036.00-000
BY FEE SIMPLE DEED FROM RONNIE BUTLER, MARRIED AS SET FORTH INDEED BOOK 420, PAGE 59 AND RECORDED ON 2/1/1989, RUTHERFORD COUNTY RECORDS.
THE SOURCE DEED AS STATED ABOVE IS THE LAST RECORD OF VESTING FILED FOR THIS PROPERTY, THERE HAVE BEEN NO VESTING CHANGES SINCE THE DATE OF THE ABOVE REFERENCED SOURCE.

Parcel ID Number: 050G C 036.00

Address/Description: 4893 Seminary Road, Smyrna, TN 37167.

Current Owner(s): Patricia S. Pearre.

Other Interested Party(ies): Mountain Laurel Assurance Company ASO Kim Cox.

The sale of the property described above shall be subject to all matters shown on any recorded plat; any and all liens against said property for unpaid property taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; a deed of trust; and any matter than an accurate survey of the premises might disclose; and

All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above.

This office is attempting to collect a debt. Any information obtained will be used for that purpose.

Brock & Scott, PLLC, Substitute Trustee

c/o Tennessee Foreclosure Department

6 Cadillac Drive, Suite 140

Brentwood, TN 37027

PH: 615-550-7697 FX: 615-550-8484

File No.: 16-11603 FC01

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NOTICE OF SUBSTITUTE TRUSTEE'S SALE WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated June 20, 2014, executed by LYNDA SANDERS, SEAN K. SANDERS, conveying certain real property therein described to FIDELITY NATIONAL TITLE INSURANCE COMPANY, as Trustee, as same appears of record in the Register's Office of Rutherford County, Tennessee recorded July 15, 2014, in Deed Book 1309, Page 1492; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to FREEDOM MORTGAGE CORPORATION who is now the owner of said debt; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register's Office of Rutherford County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on October 13, 2016 at 10:00 AM at the courthouse door where the foreclosure sales are customarily held, located in Murfreesboro, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Rutherford County, Tennessee, to wit: LEGAL DESCRIPTION A CERTAIN TRACT OR PARCEL OF LAND IN RUTHERFORD COUNTY, STATE OF TENNESSEE, DESCRIBED AS FOLLOWS, TO-WIT: BEING ALL OF LOT NO. 25 SOUTHRIDGE, SECTION I, ACCORDING TO PLAT AND SURVEY OF SAME APPEARING IN PLAT BOOK 14, PAGE 167, OF THE REGISTER`S OFFICE OF RUTHERFORD COUNTY, TENNESSEE, TO WHICH PLAT REFERENCE IS MADE FOR MORE COMPLETE DETAILS OF LOCATION AND DESCRIPTION OF SAID LOT. SUBJECT TO ALL EASEMENTS AND RESTRICTIONS OF RECORD. Parcel ID: 125G-A/6.00 PROPERTY ADDRESS: The street address of the property is believed to be 4007 SOUTHRIDGE BLVD, MURFREESBORO, TN 37128. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): LYNDA SANDERS, SEAN K. SANDERS OTHER INTERESTED PARTIES: The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin TN, PLLC, Substitute Trustee 119 S. Main Street, Suite 500 Memphis, TN 38103 www.rubinlublin.com/property-listings.php Tel: (877) 813-0992 Fax: (404) 601-5846 Ad #102790: 2016-08-29 2016-09-12, 2016-09-19 2016-09-26

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NOTICE OF SUBSTITUTE TRUSTEE'S SALE WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated July 18, 2011, executed by LEONARD W. GANGESTAD, JR., SHARON L. GANGESTAD, conveying certain real property therein described to HUGH M. QUEENER, as Trustee, as same appears of record in the Register's Office of Rutherford County, Tennessee recorded July 26, 2011, in Deed Book 1072, Page 2504-2513; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to BANK OF AMERICA, N.A. who is now the owner of said debt; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register's Office of Rutherford County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on October 20, 2016 at 10:00 AM at the East Door of the Rutherford County Courthouse, Public Square, Murfreesboro, TN 37130, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Rutherford County, Tennessee, to wit: LAND IN RUTHERFORD COUNTY, TENNESSEE, AND BEING ALL OF LOT NO. 354, FINAL PLAT, SECTION II, CASCADE FALLS SUBDIVISION, AS SHOWN BY PLAT APPEARING OF RECORD IN PLAT BOOK 32, PAGE 272, IN THE REGISTER`S OFFICE OF RUTHERFORD COUNTY, TENNESSEE, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR MORE COMPLETE DETAILS OF SAID LOT. Parcel ID: 021E-D-033.00 PROPERTY ADDRESS: The street address of the property is believed to be 1002 SPRING CREEK DRIVE, MURFREESBORO, TN 37129. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): LEONARD W. GANGESTAD, JR., SHARON L. GANGESTAD OTHER INTERESTED PARTIES: The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin TN, PLLC, Substitute Trustee 119 S. Main Street, Suite 500 Memphis, TN 38103 www.rubinlublin.com/property-listings.php Tel: (877) 813-0992 Fax: (404) 601-5846 Ad #103177: 2016-09-19 2016-09-26, 2016-10-03

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NOTICE OF SUBSTITUTE TRUSTEE'S SALE WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated August 19, 1998, executed by JOANNE D SMITH, JOHNNY D SMITH, conveying certain real property therein described to THOMAS STATEN, SUMNER CO., OR PHYLLIS MILLER, DAVIDSON CO., OR GREG PORTWOOD, DAVIDSON CO., as Trustee, as same appears of record in the Register's Office of Rutherford County, Tennessee recorded August 19, 1998, in Deed Book B 382, Page 440; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to DEUTSCHE BANK NATIONAL TRUST COMPANY FKA BANKERS TRUST COMPANY OF CALIFORNIA, N.A., AS TRUSTEE FOR THE HOLDERS OF THE VENDEE MORTGAGE TRUST 1999-1 who is now the owner of said debt; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register's Office of Rutherford County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on October 20, 2016 at 10:00 AM at the East Door of the Rutherford County Courthouse, Public Square, Murfreesboro, TN 37130, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Rutherford County, Tennessee, to wit: LAND IN THE CITY OF LAVERGNE, 3RD CIVIL DISTRICT, RUTHERFORD COUNTY, TENNESSEE, BEING LOT 237 ON THE PLAN OF SECTION 1, FARMINGDALE ESTATES, OF RECORD IN PLAT BOOK 7, PAGE 172, REGISTER`S OFFICE FOR SAID COUNTY. SAID LOT NO. 237 FRONTS 76.00 FEET ON THE SOUTHWESTERLY MARGIN OF PLEASANT HILL DRIVE AND EXTENDS BACK 154.08 FEET ON THE SOUTHEASTERLY LINE AND 174.38 FEET ON THE BROKEN WESTERLY LINE TO A DEAD LINE IN THE REAR MEASURING 47.43 FEET THEREON. THIS CONVEYANCE IS MADE SUBJECT TO THE FOLLOWING: ALL MATTERS AS SHOWN IN THE PLAN OF SECTION 1, FARMINGDALE ESTATES, OF RECORD IN PLAT BOOK 7, PAGE 172, REGISTER`S OFFICE OF RUTHERFORD COUNTY, TENNESSEE. RESTRICTIVE COVENANTS OF RECORD IN BOOK 282, PAGE 409, REGISTER`S OFFICE OF RUTHERFORD COUNTY, TENNESSEE. ENCROACHMENT OF THE NEIGHBOR`S FENCE RUNNING ALONG THE EASTERLY LOT LINE, AND ENCROACHMENT OF THE PORCH ONTO THE 30-FOOT MINIMUM BUILDING SETBACK LINE FROM PLEASANT HILL DRIVE. Parcel ID: 029A A 01800 PROPERTY ADDRESS: The street address of the property is believed to be 606 PLEASANT HILL, LAVERGNE, TN 37086. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): JOANNE D SMITH, JOHNNY D SMITH OTHER INTERESTED PARTIES: The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin TN, PLLC, Substitute Trustee 119 S. Main Street, Suite 500 Memphis, TN 38103 www.rubinlublin.com/property-listings.php Tel: (877) 813-0992 Fax: (404) 601-5846 Ad #103223: 2016-09-19 2016-09-26, 2016-10-03

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NOTICE OF SUBSTITUTE TRUSTEE'S SALE WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated February 19, 2014, executed by KELSEY ANNE EZELL, TYLER WAYNE EZELL, conveying certain real property therein described to SIGNATURE TITLE, LLC, as Trustee, as same appears of record in the Register's Office of Rutherford County, Tennessee recorded February 25, 2014, in Deed Book 1278, Page 2990; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to CMC Funding, Inc who is now the owner of said debt; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register's Office of Rutherford County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on October 20, 2016 at 10:00 AM at the courthouse door where the foreclosure sales are customarily held, located in Murfreesboro, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Rutherford County, Tennessee, to wit: BEING ALL OF UNIT NO. 100, HORIZONTAL PROPERTY REGIME, PRIVATE ELEMENT PLAT, PHASE I, THE VILLAS AT EVERGREEN FARMS, A PLANNED UNIT DEVELOPMENT, OF RECORD IN PLAT BOOK 31, PAGE 74, REGISTER`S OFFICE FOR RUTHERFORD COUNTY, TENNESSEE, TO WHICH REFERENCE IS HEREBY MADE FOR A MORE COMPLETE DESCRIPTION THEREOF. Parcel ID: 101 J F 048 01 100 PROPERTY ADDRESS: The street address of the property is believed to be 2007 VICTORY GALLOP LN, MURFREESBORO, TN 37128. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): KELSEY ANNE EZELL, TYLER WAYNE EZELL OTHER INTERESTED PARTIES: VILLAS AT EVERGREEN FARMS HOMEOWNERS ASSOCIATION, INC. The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin TN, PLLC, Substitute Trustee 119 S. Main Street, Suite 500 Memphis, TN 38103 www.rubinlublin.com/property-listings.php Tel: (877) 813-0992 Fax: (404) 601-5846 Ad #103455: 2016-09-19 2016-09-26, 2016-10-03

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NOTICE TO CREDITORS

Estate of Glenn Malcolm Merchant, Deceased

Notice is hereby given that on the 7th day of September, 2016, Letters Testamentary in respect of the estate of Glenn Malcolm Merchant, deceased, who died August 21, 2016, were issued to the undersigned by the Probate Court of Rutherford County, Tennessee. All persons, resident and non-resident, having claims, matured or unmatured against the estate are required to file the same with the Clerk of the above named Court on or before the earlier of the dates prescribed in (1) or (2), otherwise claims will be forever barred:

(1) (A) Four (4) months from the date of the first publication (or posting, as the case may be) of this Notice if the creditor received an actual copy of the Notice to Creditors at least sixty (60) before the date of the date that is four (4) months from the date of the first publication (or posting); or

(B) Sixty (60) days from the date of the creditor received an actual copy of the Notice to Creditors, if the creditor received the copy of the Notice less than sixty (60) days prior to the date that is four (4) months from the date of the first publication (or posting) as described in (1)(A); or

(2) Twelve (12) months from the decedent's date of death.

This the 7th day of September, 2016

Signed s/ Angela Denise Merchant

Administratix

Estate of Glenn Malcolm Merchant

Deceased

Attorney

Sandra Y Trail

Lisa Crowell

County Clerk

Cindy Mathis

Deputy Clerk

To be run 9/19/2016 & 9/26/2016

__________________

NOTICE TO CREDITORS

Estate of Stephen Christopher Garner, Deceased

Notice is hereby given that on the 9th day of September, 2016, Affidavit of Small Estate in respect of the estate of Stephen Christopher Garner, deceased, who died June 22, 2016, was issued to the undersigned by the Probate Clerk of Rutherford County, Tennessee.

All persons, resident and non-resident, having claims, matured or unmatured against the estate are required to file the same with the Clerk of the above named Court within the earlier of 4 months from the date of the first publication of this notice or 12 months from the decedent's date of death, otherwise their claims will be forever barred.

This the 9th day of September, 2016

Signed s/ Frances Garner

Affiant

Estate of Stephen Christopher Garner

Deceased

Attorney

NONE

Lisa Crowell

County Clerk

Lisa Harrell

Administrative Supervisor

To be run 9/19/2016 & 9/26/2016

__________________

NOTICE TO CREDITORS

Estate of Michelle Ann Savko, Deceased

Notice is hereby given that on the 9th day of September, 2016, Letters Testamentary in respect of the estate of Michelle Ann Savko, deceased, who died August 18, 2016, were issued to the undersigned by the Probate Court of Rutherford County, Tennessee. All persons, resident and non-resident, having claims, matured or unmatured against the estate are required to file the same with the Clerk of the above named Court on or before the earlier of the dates prescribed in (1) or (2), otherwise claims will be forever barred:

(1) (A) Four (4) months from the date of the first publication (or posting, as the case may be) of this Notice if the creditor received an actual copy of the Notice to Creditors at least sixty (60) before the date of the date that is four (4) months from the date of the first publication (or posting); or

(B) Sixty (60) days from the date of the creditor received an actual copy of the Notice to Creditors, if the creditor received the copy of the Notice less than sixty (60) days prior to the date that is four (4) months from the date of the first publication (or posting) as described in (1)(A); or

(2) Twelve (12) months from the decedent's date of death.

This the 9th day of September, 2016

Signed s/ Brian Paul Savko

Executor

Estate of Michelle Ann Savko

Deceased

Attorney

John H Baker III

Lisa Crowell

County Clerk

Erin Harwell

Deputy Clerk

To be run 9/19/2016 & 9/26/2016

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NOTICE OF FORECLOSURE SALE

STATE OF TENNESSEE, RUTHERFORD COUNTY

WHEREAS, Lisa I. Bowles a/k/a Lisa Bowles and Anthony N. Bowles a/k/a Anthony Bowles executed a Deed of Trust to EquiFirst Corporation, Lender and Lighthouse Title & Escrow, LLC, Trustee(s), which was dated December 30, 2005 and recorded on January 9, 2006 in Book 581, Page 2413, Rutherford County, Tennessee Register of Deeds.

WHEREAS, default having been made in the payment of the debt(s) and obligation(s) thereby secured by the said Deed of Trust and the current holder of said Deed of Trust, U.S. Bank Trust, N.A., as Trustee for LSF9 Master Participation Trust, (the "Holder"), appointed the undersigned, Brock & Scott, PLLC, as Substitute Trustee, by an instrument duly recorded in the Office of the Register of Deeds of Rutherford County, Tennessee, with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; and

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Deed of Trust by the Holder, and that as agent for the undersigned, Brock & Scott, PLLC, Substitute Trustee, by virtue of the power and authority vested in it, will on October 11, 2016, at 11:30AM at the usual and customary location at the Rutherford County Courthouse, Murfreesboro, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash, the following described property situated in Rutherford County, Tennessee, to wit:

Land in Rutherford County, Tennessee, being Lot No. 3407, on the First Revision, Final Plat of Lake Forest Estates, Phase Thirty Four of record in Plat Book 24, Page 291, Register's Office for said County, to which reference is made for a more complete description.
Being the same property conveyed to Anthony N. Bowles, and wife Lisa I. Bowles by deed from Classic Homes, BOS L.P. dated December 23, 2002 and filed for record in Book 219, Page 705, Register's office for Rutherford County, Tennessee.
Parcel ID Number: 006P C 06800

Address/Description: 1408 Micheles Way, La Vergne, TN 37086.

Current Owner(s): Anthony N. Bowles and Lisa I. Bowles.

Other Interested Party(ies): N/A

The sale of the property described above shall be subject to all matters shown on any recorded plat; any and all liens against said property for unpaid property taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; a deed of trust; and any matter than an accurate survey of the premises might disclose; and

All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above.

This office is attempting to collect a debt. Any information obtained will be used for that purpose.

Brock & Scott, PLLC, Substitute Trustee

c/o Tennessee Foreclosure Department

6 Cadillac Drive, Suite 140

Brentwood, TN 37027

PH: 615-550-7697 FX: 615-550-8484

File No.: 16-12294 FC01

__________________

NOTICE TO CREDITORS

Estate of Brian George Ragan, Deceased

Notice is hereby given that on the 16th day of September, 2016, Letters Testamentary in respect of the estate of Brian George Ragan, deceased, who died July 21, 2016, were issued to the undersigned by the Probate Court of Rutherford County, Tennessee. All persons, resident and non-resident, having claims, matured or unmatured against the estate are required to file the same with the Clerk of the above named Court on or before the earlier of the dates prescribed in (1) or (2), otherwise claims will be forever barred:

(1) (A) Four (4) months from the date of the first publication (or posting, as the case may be) of this Notice if the creditor received an actual copy of the Notice to Creditors at least sixty (60) before the date of the date that is four (4) months from the date of the first publication (or posting); or

(B) Sixty (60) days from the date of the creditor received an actual copy of the Notice to Creditors, if the creditor received the copy of the Notice less than sixty (60) days prior to the date that is four (4) months from the date of the first publication (or posting) as described in (1)(A); or

(2) Twelve (12) months from the decedent's date of death.

This the 16th day of September, 2016

Signed s/ Moira A. Ragan

Executor

Estate of Brian George Ragan

Deceased

Attorney

John B. Burns

Lisa Crowell

County Clerk

Cindy Mathis

Deputy Clerk

To be run 9/26/2016 & 10/03/2016

__________________

NOTICE TO CREDITORS

Estate of Steven W. Ryan, Deceased

Notice is hereby given that on the 13th day of September, 2016, Letters Testamentary in respect of the estate of Steven W. Ryan, deceased, who died August 24, 2016, were issued to the undersigned by the Probate Court of Rutherford County, Tennessee. All persons, resident and non-resident, having claims, matured or unmatured against the estate are required to file the same with the Clerk of the above named Court on or before the earlier of the dates prescribed in (1) or (2), otherwise claims will be forever barred:

(1) (A) Four (4) months from the date of the first publication (or posting, as the case may be) of this Notice if the creditor received an actual copy of the Notice to Creditors at least sixty (60) before the date of the date that is four (4) months from the date of the first publication (or posting); or

(B) Sixty (60) days from the date of the creditor received an actual copy of the Notice to Creditors, if the creditor received the copy of the Notice less than sixty (60) days prior to the date that is four (4) months from the date of the first publication (or posting) as described in (1)(A); or

(2) Twelve (12) months from the decedent's date of death.

This the 13th day of September, 2016

Signed s/ Jason T. Gillespie

Executor

Estate of Steven W. Ryan

Deceased

Attorney

Racquel Peebles

Lisa Crowell

County Clerk

Erin Harwell

Deputy Clerk

To be run 9/26/2016 & 10/03/2016

__________________

NOTICE TO CREDITORS

Estate of Heath Michael Emslie, Deceased

Notice is hereby given that on the 14th day of September, 2016, Letters Testamentary in respect of the estate of Heath Michael Emslie, deceased, who died August 13, 2016, were issued to the undersigned by the Probate Court of Rutherford County, Tennessee. All persons, resident and non-resident, having claims, matured or unmatured against the estate are required to file the same with the Clerk of the above named Court on or before the earlier of the dates prescribed in (1) or (2), otherwise claims will be forever barred:

(1) (A) Four (4) months from the date of the first publication (or posting, as the case may be) of this Notice if the creditor received an actual copy of the Notice to Creditors at least sixty (60) before the date of the date that is four (4) months from the date of the first publication (or posting); or

(B) Sixty (60) days from the date of the creditor received an actual copy of the Notice to Creditors, if the creditor received the copy of the Notice less than sixty (60) days prior to the date that is four (4) months from the date of the first publication (or posting) as described in (1)(A); or

(2) Twelve (12) months from the decedent's date of death.

This the 14th day of September, 2016

Signed s/ Dillan Michael McAnally

Administrator

Estate of Heath Michael Emslie

Deceased

Attorney

Gregory M Reed

Lisa Crowell

County Clerk

Erin Harwell

Deputy Clerk

To be run 9/26/2016 & 10/03/2016

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