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Notice of Substitute Trustee Sales 7/7/14 Page 1

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NOTICE OF SUBSTITUTE TRUSTEE'S SALE WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated November 20, 2008, executed by JOSE JIMENEZ AND MELANIE JIMENEZ, conveying certain real property therein described to SOUTHEAST TITLE, as Trustee, as same appears of record in the Register's Office of Rutherford County, Tennessee recorded December 2, 2008, in Deed Book 883, Page 2117-2125; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP who is now the owner of said debt; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register's Office of Rutherford County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on August 7, 2014 at 10:00 AM at the Ramada Murfreesboro, 1855 S. Church Street, Murfreesboro, TN 37130, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Rutherford County, Tennessee, to wit: PROPERTY KNOWN AS 706 LITTLE JOHN COVE LA VERGNE TN 37086, COUNTY OF RUTHERFORD: SITUATED IN DISTRICT NUMBER TWO (2) OF RUTHERFORD COUNTY, TENNESSEE AND WITHIN THE CORPORATE LIMITS OF THE CITY OF LA VERGNE, TENNESSEE AND BEING KNOWN AND DESIGNED AS ALL OF LOT NUMBER SIXTY (60), PHASE TWO OF LAKE FOREST ESTATES, AS THE SAME APPEARS OF RECORD IN PLAT BOOK 14, PAGE 183 IN THE REGISTER`S OFFICE OF RUTHERFORD COUNTY, TENNESSEE, TO WHICH PLAT SPECIFIC REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION. Parcel ID: 6G-C/28.00 PROPERTY ADDRESS: The street address of the property is believed to be 706 LITTLE JOHN COVE, LA VERGNE, TN 37086. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): JOSE JIMENEZ AND MELANIE JIMENEZ OTHER INTERESTED PARTIES: SUMMER CREEK The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin TN, PLLC, Substitute Trustee 119 S. Main Street, Suite 500 Memphis, TN 38103 www.rubinlublin.com/property-listings.php Tel: (877) 813-0992 Fax: (404) 601-5846 Ad #71564: 2014-07-07 2014-07-14, 2014-07-21


NOTICE OF SUBSTITUTE TRUSTEE'S SALE WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated January 28, 2002, executed by MELISSA VANHOOK AND PAUL E VANHOOK, conveying certain real property therein described to Arnold M. Weiss, Attorney, as Trustee, as same appears of record in the Register's Office of Rutherford County, Tennessee recorded February 20, 2002, in Deed Book 135, Page 2387; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to BANK OF AMERICA, N.A. who is now the owner of said debt; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register's Office of Rutherford County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on August 7, 2014 at 02:00 PM at the courthouse door where the foreclosure sales are customarily held , located in Murfreesboro, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Rutherford County, Tennessee, to wit: LAND IN RUTHERFORD COUNTY, TENNESSEE, BEING ALL OF LOT NO. 69, SECTION II, STONES RIVER PARK, OF RECORD IN PLAT BOOK 12, PAGE 50, (SEE ALSO SURVEYOR`S CERTIFICATE OF CORRECTION IN DEED BOOK 448, PAGE 857) REGISTER`S OFFICE FOR SAID COUNTY, TO WHICH REFERENCE IS MADE FOR A MORE COMPLETE AND ACCURATE DESCRIPTION OF SAID LOT. Parcel ID: 69O-F/24.00 PROPERTY ADDRESS: The street address of the property is believed to be 2255 TEDDER BOULEVARD, MURFREESBORO, TN 37129. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): MELISSA VANHOOK AND PAUL E VANHOOK OTHER INTERESTED PARTIES: WILSON BANK & TRUST, Internal Revenue Service (TN), Tennessee Department of Revenue The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose. In addition this sale shall be subject to the right of redemption by the UNITED STATES OF AMERICA, pursuant to 26 U.S.C. 7425(d)(1) by reason of the following tax lien(s) of record in: Book 810, Page 3088. Notice of the sale has been given to the UNITED STATES OF AMERICA in accordance with 26 U.S.C. 7425(b). In addition this sale shall be subject to the right of redemption by the UNITED STATES OF AMERICA, pursuant to 26 U.S.C. 7425(d)(1) by reason of the following tax lien(s) of record in: Book 1103, Page 2105. Notice of the sale has been given to the UNITED STATES OF AMERICA in accordance with 26 U.S.C. 7425(b). In addition this sale shall be subject to the right of redemption by the Tennessee DEPARTMENT OF REVENUE, TAX ENFORCEMENT DIVISION, pursuant to T.C.A.. 67-1-1433C(1) by reason of the following tax lien(s) of record in: Book 589, Page 3247. Notice of the sale has been given to the State of Tennessee in accordance with T.C.A.67-1-1433b(1). THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin TN, PLLC, Substitute Trustee 119 S. Main Street, Suite 500 Memphis, TN 38103 www.rubinlublin.com/property-listings.php Tel: (877) 813-0992 Fax: (404) 601-5846 Ad #71615: 2014-07-07 2014-07-14, 2014-07-21


NOTICE OF SUBSTITUTE TRUSTEE'S SALE WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated April 25, 2005, executed by LINDA JUNE BALDWIN, conveying certain real property therein described to WATAUGA TITLE OF RUTHERFORD CO LLC, as Trustee, as same appears of record in the Register's Office of Rutherford County, Tennessee recorded May 2, 2005, in Deed Book 494, Page 1937; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to The Bank of New York Mellon f/k/a The Bank of New York, as Trustee for the holders of the Certificates, First Horizon Mortgage Pass-Through Certificates Series FHAMS 2005-FA5, by First Horizon Home Loans, a division of First Tennessee Bank National Association, Master Servicer, in its capacity as agent for the Trustee under the Pooling and Servicing Agreement who is now the owner of said debt; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register's Office of Rutherford County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on August 7, 2014 at 10:00 AM at the Ramada Murfreesboro, 1855 S. Church Street, Murfreesboro, TN 37130, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Rutherford County, Tennessee, to wit: BOUNDED ON THE NORTH BY INDEPENDENT HILL ROAD; THE EAST BY TRACT #2 OF AN UNRECORDED SURVEY; THE SOUTH BY PROPERTY OF EDDIE L. MARSHALL; THE WEST BY PROPERTY OF MAXWELL; BEGINNING AT A NAIL IN THE CENTERLINE OF INDEPENDENT HILL ROAD, BEING THE NORTHWEST CORNER OF THIS TRACT AND THE NORTHEAST CORNER OF MAXWELL; THENCE WITH THE CENTERLINE OF SAID ROAD S 51 DEGREES 51 MINUTES E 300.0 FEET TO A NAIL; THENCE LEAVING ROAD AND WITH WEST LINE OF TRACT NO.2, S 10 DEGREES 55 MINUTES W THROUGH A PIN SET 40 FEET OFF CENTERLINE OF ROAD AND CONTINUING FOR A TOTAL DISTANCE OF 1416.6 FEET TO A PIN IN NORTH FENCE LINE OF EDDIE L. MARSHALL; THENCE WITH NORTH FENCE OF SAME AS FOLLOWS, N 59 DEGREES 33 MINUTES W 197.1 FEET TO A 10 INCH CEDAR STUMP IN FENCE LINE 4 FEET HIGH; THENCE N 74 DEGREES 10 MINUTES W 191. 7 FEET TO A 15 INCH CEDAR STUMP 4 FEET HIGH IN FENCE LINE; THENCE N 85 DEGREES 01 MINUTES W 230.3 FEET TO A 14 INCH CEDAR STUMP 4 FEET HIGH IN FENCE LINE; THENCE N 66 DEGREES 18 MINUTES W ALONG THE NORTH EDGE OF CREEK FOR A DISTANCE OF 214.4 FEET TO A 10 INCH ELM (HACKED) ON CREEK BANK; THENCE WITH FENCE N 2 DEGREES 23 MINUTES E 310.6 FEET TO A 14 INCH CEDAR (HACKED) IN FENCE LINE; THENCE CONTINUING N 12 DEGREES 39 MINUTES E 284.9 FEET TO A PIN BY CORNER POST; THENCE WITH FENCE S 76 DEGREES 27 MINUTES E 520.2 FEET TO A PIN IN FENCE CORNER; THENCE WITH FENCE N 6 DEGREES 11 MINUTES E 381.9 FEET TO A 10 INCH CEDAR (HACKED) IN FENCE LINE; THENCE CONTINUING N 23 DEGREES 27 MINUTES W 16.0 FEET TO A 15 INCH CEDAR (HACKED) IN FENCE LINE; THENCE WITH EAST FENCE OF MAXWELL N 23 DEGREES 21 MINUTES E THROUGH A PIN 25 FEET OFF CENTERLINE OF INDEPENDENT HILL ROAD FOR A TOTAL DISTANCE OF 498.1 FEET TO THE BEGINNING, CONTAINING 18.27 ACRES, MORE OR LESS. Parcel ID: 076 00902 PROPERTY ADDRESS: The street address of the property is believed to be 9753 INDEPENDENT HILL RD, ARRINGTON, TN 37014. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): LINDA JUNE BALDWIN OTHER INTERESTED PARTIES: Citifinancial, Inc. The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin TN, PLLC, Substitute Trustee 119 S. Main Street, Suite 500 Memphis, TN 38103 www.rubinlublin.com/property-listings.php Tel: (877) 813-0992 Fax: (404) 601-5846 Ad #71470: 2014-07-07 2014-07-14, 2014-07-21


NOTICE OF SUBSTITUTE TRUSTEE'S SALE WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated April 1, 2006, executed by VICKI L. BERRYMAN, conveying certain real property therein described to FIRST AMERICAN TITLE INSURANCE COMPANY, as Trustee, as same appears of record in the Register's Office of Rutherford County, Tennessee recorded April 17, 2006, in Deed Book 611, Page 3284; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to HSBC Bank USA, National Association, as Trustee, in trust for the registered holders of ACE Securities Corp., Home Equity Loan Trust, Series 2006-NC2, Asset Backed Pass-Through Certificates who is now the owner of said debt; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register's Office of Rutherford County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on August 7, 2014 at 02:00 PM at the courthouse door where the foreclosure sales are customarily held , located in Murfreesboro, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Rutherford County, Tennessee, to wit: A CERTAIN TRACT OR PARCEL OF LAND IN RUTHERFORD COUNTY, STATE OF TENNESSEE, DESCRIBED AS FOLLOWS, TO WIT: TRACT ONE: BEING A PORTION OF LOT NO. 102 OF SMYRNA GREEN ACRES ADDITION, A PLAT OF SAID LOT BEING OF RECORD IN PLAT BOOK 2, PAGE 58, OR THE REGISTER`S OFFICE FOR RUTHERFORD COUNTY TENNESSEE. THE PORTION OF LOT NO. 102 HEREIN CONVEYED IS BOUNDED ON THE NORTH BY PROPERTY PREVIOUSLY CONVEYED TO JOHNNY E. WHEELER ET UX OF RECORD IN DEED BOOK 292, PAGE 120, SAID REGISTER`S OFFICE, ON THE EAST BY LOT NO. 117 OF SAID SMYRNA GREEN ACRES ADDITION, ON THE SOUTH BY LOT NO. 103 OF SAID SMYRNA GREEN ACRES ADDITION, ON THE WEST BY MAPLEVIEW STREET. BEGINNING AT AN IRON PIN ON THE EAST MARGIN OF MAPLE VIEW STREET, 25 FEET FROM THE CENTERLINE, BEING THE NORTHWEST CORNER OF THIS TRACT AND THE SOUTHWEST CORNER OF PROPERTY PREVIOUSLY CONVEYED TO JOHNNY E. WHEELER ET UX, BY DEED OF RECORD IN DEED BOOK 292, PAGE 120, SAID REGISTER`S OFFICE; THENCE WITH WHEELER`S SOUTH LINE, N. 83 DEG. 57 MINUTES E. 140.6 FEET TO AN IRON PIN; THENCE WITH WEST LINE OF LOT NO. 117 S. 13 DEG. 28 MINUTES W. 16.3 FEET TO AN IRON PIN; THENCE IN A WESTERLY DIRECTION ALONG THE NORTHERLY BOUNDARY OF LOT NO. 103 FOR A DISTANCE OF 135.0 FEET TO A POINT ON EAST MARGIN OF MAPLEVIEW STREET, BEING 25 FEET FROM THE CENTERLINE OF SAID STREET AND BEING THE SOUTHWEST CORNER OF THE PARCEL HEREIN CONVEYED; THENCE WITH THE EAST MARGIN OF MAPLEVIEW STREET IN A NORTHERLY DIRECTION ON A CURVE TO THE RIGHT FOR A DISTANCE OF APPROXIMATELY 48.3 FEET TO THE POINT OF BEGINNING. TRACT TWO: BEING ALL OF THE LOT NO. 103 OF SMYRNA GREEN ACRES ADDITION, ACCORDING TO PLAT AND SURVEY OF SAME OF RECORD IN PLAT BOOK 2 PAGE 58, OF THE REGISTER`S OFFICE FOR RUTHERFORD COUNTY, TENNESSEE, AND TO WHICH PLAT AND SURVEY REFERENCE IS HEREBY MADE FOR MORE COMPLETE DETAILS OF LOCATION AND DESCRIPTION OF SAID LOT. LOT NO. 103 AND THE SOUTHERLY PORTION OF LOT NO. 102 (TRACT ONE ABOVE) ARE IMPROVED PROPERTY KNOWN AS 213 MAPLEVIEW STREET, SMYRNA, TENNESSEE. Parcel ID: 27H-C-22.00 PROPERTY ADDRESS: The street address of the property is believed to be 213 MAPLEVIEW STREET, SMYRNA, TN 37167. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): VICKI L. BERRYMAN OTHER INTERESTED PARTIES: TOWN OF SMYRNA, A MUNICIPAL CORPORATION IN RUTHERFORD COUNTY, TENNESSEE The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin TN, PLLC, Substitute Trustee 119 S. Main Street, Suite 500 Memphis, TN 38103 www.rubinlublin.com/property-listings.php Tel: (877) 813-0992 Fax: (404) 601-5846 Ad #71571: 2014-07-07 2014-07-14, 2014-07-21


NOTICE OF SUBSTITUTE TRUSTEE'S SALE WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated May 23, 2008, executed by ANGELA S. BARNES AND JOE T. BARNES, conveying certain real property therein described to NORTHWEST TITLE AGENCY, INC, as Trustee, as same appears of record in the Register's Office of Rutherford County, Tennessee recorded June 10, 2008, in Deed Book 849, Page 1459-1467; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to BANK OF AMERICA, N.A. who is now the owner of said debt; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register's Office of Rutherford County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on August 7, 2014 at 10:00 AM at the Ramada Murfreesboro, 1855 S. Church Street, Murfreesboro, TN 37130, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Rutherford County, Tennessee, to wit: TO THAT CERTAIN TRACT OR PARCEL OF REAL ESTATE SITUATED IN THE 18TH CIVIL DISTRICT OF RUTHERFORD COUNTY, TENNESSEE, MORE PARTICULARLY DESCRIBED AS FOLLOWS, TO-WIT: BEING ALL OF LOT NO. 49, RUSHBROOK, SECTION II, ACCORDING TO PLAT AND SURVEY OF SAME APPEARING OF RECORD IN PLAT BOOK 17, PAGE 104, REGISTER`S OFFICE FOR RUTHERFORD COUNTY, TENNESSEE, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR MORE COMPLETE DETAILS AS TO LOCATION AND DESCRIPTION OF SAID LOT. THIS PROPERTY IS SUBJECT TO RESTRICTIVE COVENANTS OF RECORD IN DEED BOOK 555, PAGE 520, REGISTER`S OFFICE FOR SAID COUNTY. THIS CONVEYANCE IS ALSO SUBJECT TO A SURVEYOR`S CERTIFICATE OF CORRECTION OF RECORD IN DEED BOOK 568, PAGE 366; A DRAINAGE AGREEMENT OF RECORD IN DEED BOOK 551, PAGE 392; AND A WATERLINE EASEMENT TO CONSOLIDATED UTILITY DISTRICT OF RECORD IN DEED BOOK 427, PAGE 672; BOTH OF THE REGISTER`S OFFICE FOR SAID COUNTY. THIS PROPERTY IS SUBJECT TO ALL RESTRICTIVE COVENANTS, EASEMENTS AND SET BACK LINES THAT ARE APPLICABLE TO THE ABOVE DESCRIBED PROPERTY AND OF RECORD; AND TO ALL ZONING AND SUBDIVISION RESTRICTIONS OF THE APPROPRIATE GOVERNMENTAL BODY. Parcel ID: 126D-A-4.00 PROPERTY ADDRESS: The street address of the property is believed to be 2938 LANCELOT CT, MURFREESBORO, TN 37127. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): ANGELA S. BARNES AND JOE T. BARNES OTHER INTERESTED PARTIES: The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin TN, PLLC, Substitute Trustee 119 S. Main Street, Suite 500 Memphis, TN 38103 www.rubinlublin.com/property-listings.php Tel: (877) 813-0992 Fax: (404) 601-5846. Ad #71736: 2014-07-07 2014-07-14, 2014-07-21


NOTICE OF SUBSTITUTE TRUSTEE'S SALE WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated January 10, 2005, executed by Mary W. Hill and Richard R. Hill, conveying certain real property therein described to THOMAS L. MOSER, as Trustee, as same appears of record in the Register's Office of Rutherford County, Tennessee recorded January 18, 2005, in Deed Book 464, Page 2406; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP who is now the owner of said debt; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register's Office of Rutherford County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on August 7, 2014 at 02:00 PM at the courthouse door where the foreclosure sales are customarily held , located in Murfreesboro, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Rutherford County, Tennessee, to wit: BEING LOT NO. 6, SECTION II, BRIDLEVIEW, AS SHOWN BY PLAT OF RECORD IN PLAT BOOK 19, PAGE 29, OF THE REGISTER`S OFFICE OF RUTHERFORD COUNTY, TENNESSEE, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE COMPLETE AND ACCURATE DESCRIPTION OF SAID LOT. BEING THE SAME PROPERTY CONVEYED TO RICHARD R. HILL AND MARY W. HILL, HUSBAND AND WIFE, BY DEED FROM THOMAS D. REMSEN AND WIFE, MARY ANN REMSEN OF RECORD IN DEED BOOK 306, PAGE 2549, REGISTER`S OFFICE FOR RUTHERFORD COUNTY, TENNESSEE. Parcel ID: 079J-B-026.00 PROPERTY ADDRESS: The street address of the property is believed to be 111 Shrewsbury Dr., Murfreesboro, TN 37129. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): Mary W. Hill and Richard R. Hill OTHER INTERESTED PARTIES: Mortgage Electronic Registration Systems, Inc., ("MERS"), acting solely as a nominee for COUNTRYWIDE HOME LOANS, INC., The Bank of New York Mellon FKA The Bank of New York as Successor Indenture Trustee to JPMORGAN CHASE BANK, National Association for CWHEQ Revolving Home Equity Loan Trust, Series 2006-F C/O Specialized Loan Servicing, LLC MTEMC The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin TN, PLLC, Substitute Trustee 119 S. Main Street, Suite 500 Memphis, TN 38103 www.rubinlublin.com/property-listings.php Tel: (877) 813-0992 Fax: (404) 601-5846 Ad #71728: 2014-07-07 2014-07-14, 2014-07-21


NOTICE OF SUBSTITUTE TRUSTEE'S SALE WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated July 13, 2009, executed by AARON J. HARPER, conveying certain real property therein described to MARK A. ROSSER, ESQ., as Trustee, as same appears of record in the Register's Office of Rutherford County, Tennessee recorded July 23, 2009, in Deed Book 936, Page 1006-1016; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to BANK OF AMERICA, N.A. who is now the owner of said debt; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register's Office of Rutherford County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on August 7, 2014 at 10:00 AM at the Ramada Murfreesboro, 1855 S. Church Street, Murfreesboro, TN 37130, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Rutherford County, Tennessee, to wit: A CERTAIN TRACT OR PARCEL OF LAND IN RUTHERFORD COUNTY, STATE OF TENNESSEE, DESCRIBED AS FOLLOWS, TO-WIT: BEING LOT NO. 130, SECTION V, FORREST HILLS ESTATES, AS SHOWN BY PLAT OF RECORD IN PLAT BOOK 3, PAGE 25, OF THE REGISTER`S OFFICE OF RUTHERFORD COUNTY, TENNESSEE, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE COMPLETE AND ACCURATE DESCRIPTION OF SAID LOT. Parcel ID: 80G-E-3.00 PROPERTY ADDRESS: The street address of the property is believed to be 1307 BOND CT, MURFREESBORO, TN 37129. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): AARON J. HARPER OTHER INTERESTED PARTIES: INTERNAL REVENUE SERVICE (TN) The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose. In addition this sale shall be subject to the right of redemption by the UNITED STATES OF AMERICA, pursuant to 26 U.S.C. 7425(d)(1) by reason of the following tax lien(s) of record in: Book 1247, Page 3506. Notice of the sale has been given to the UNITED STATES OF AMERICA in accordance with 26 U.S.C. 7425(b). THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin TN, PLLC, Substitute Trustee 119 S. Main Street, Suite 500 Memphis, TN 38103 www.rubinlublin.com/property-listings.php Tel: (877) 813-0992 Fax: (404) 601-5846 Ad #71730: 2014-07-07 2014-07-14, 2014-07-21


NOTICE OF SUBSTITUTE TRUSTEE'S SALE WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated June 25, 2009, executed by MONA KAY WILSON, conveying certain real property therein described to CHARLES E. TONKIN, II, as Trustee, as same appears of record in the Register's Office of Rutherford County, Tennessee recorded July 1, 2009, in Deed Book 931, Page 2007; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP who is now the owner of said debt; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register's Office of Rutherford County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on August 7, 2014 at 10:00 AM at the Ramada Murfreesboro, 1855 S. Church Street, Murfreesboro, TN 37130, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Rutherford County, Tennessee, to wit: LAND IN RUTHERFORD COUNTY, TENNESSEE, BEING LOT NO. 87R ON THE PLAN OF RESUBDIVISION OF LOTS 87, 88 & 89, THE MEADOWS, SECTION IV OF RECORD IN PLAT BOOK 13, PAGE 101, AMENDING PLAT IN PLAT BOOK 12, PAGE 71, IN THE REGISTER`S OFFICE FOR RUTHERFORD COUNTY,TENNESSEE, TO WHICH PLAN REFERENCE IS HEREBY MADE FOR A MORE COMPLETE DESCRIPTION OF THE PROPERTY. Parcel ID: 113G-D 050.00 PROPERTY ADDRESS: The street address of the property is believed to be 420 WESTGATE BOULEVARD, MURFREESBORO, TN 37128. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): MONA KAY WILSON OTHER INTERESTED PARTIES: The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin TN, PLLC, Substitute Trustee 119 S. Main Street, Suite 500 Memphis, TN 38103 www.rubinlublin.com/property-listings.php Tel: (877) 813-0992 Fax: (404) 601-5846 Ad #71449: 2014-07-07 2014-07-14, 2014-07-21


NOTICE OF SUBSTITUTE TRUSTEE'S SALE WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated December 6, 2004, executed by DAVID CLAYBROOKS AND MELANIE CLAYBROOKS, conveying certain real property therein described to ADVANTAGE TITLE, as Trustee, as same appears of record in the Register's Office of Rutherford County, Tennessee recorded December 21, 2004, in Deed Book 457, Page 797-816; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005-1 who is now the owner of said debt; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register's Office of Rutherford County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on August 7, 2014 at 02:00 PM at the courthouse door where the foreclosure sales are customarily held , located in Murfreesboro, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Rutherford County, Tennessee, to wit: SITUATED IN CIVIL DISTRICT NO. 2 OF RUTHERFORD COUNTY, TENNESSEE AND WITHIN THE CORPORATE LIMITS OF THE CITY OF LAVERGNE, TENNESSEE AND BEING KNOWN AS LOT NO. 5226, OF THE FINAL PLAT, PHASE 52, LAKE FOREST ESTATES AS THE SAME APPEARS OF RECORD IN PLAT BOOK 27, PAGE 2, REGISTER`S OFFICE OF RUTHERFORD COUNTY, TENNESSEE, TO WHICH PLAT SPECIFIC REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION. Parcel ID: 14G-B-054.00 PROPERTY ADDRESS: The street address of the property is believed to be 972 Tom Hailey Blvd., La Vergne, TN 37086. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): DAVID CLAYBROOKS AND MELANIE CLAYBROOKS OTHER INTERESTED PARTIES: LVNV FUNDING LLC, U.S. BANK NATIONAL MORTGAGE LOAN TRUST 2006-2 The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin TN, PLLC, Substitute Trustee 119 S. Main Street, Suite 500 Memphis, TN 38103 www.rubinlublin.com/property-listings.php Tel: (877) 813-0992 Fax: (404) 601-5846 Ad #71836: 2014-07-07 2014-07-14, 2014-07-21


NOTICE OF TRUSTEE'S SALE
WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated October 22, 2002, and the Deed of Trust of even date securing the same, recorded November 4, 2002, at Book 201, Page 1668 in Office of the Register of Deeds for Rutherford County, Tennessee, executed by Terry M. Huff and Frank A. Huff, conveying certain property therein described to Ernest B. Williams, IV as Trustee for The CIT Group/ Consumer Finance, Inc.; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee.

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee will, on July 30, 2014 on or about 12:00 P.M., at the Rutherford County Courthouse, Murfreesboro, Tennessee, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee. The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Rutherford County, Tennessee, and being more particularly described as follows:

Being Lot Number 53 on the Plan of Poplar Creek of record in Plat Book 14, Page 8 Register's Office for Rutherford County, Tennessee, to which plat reference is hereby made for a more complete legal description.

ALSO KNOWN AS: 110 Sweetgum Drive, La Vergne, Tennessee 37086

This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property: Terry M. Huff; Frank A. Huff; Beneficial Tennessee, Inc

The sale held pursuant to this Notice may be rescinded at the Successor Trustee’s option at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 780 246660

DATED June 25, 2014

INSERTION DATES:           
WILSON & ASSOCIATES, P.L.L.C.,                                  
Successor Trustee
July 7, 2014
July 14, 2014
July 21, 2014 

DSaleNoticeTN-Shellie_rwatkins_140625_ 930

FOR SALE INFORMATION, VISIT WWW.MYFIR.COM and WWW.REALTYTRAC.COM


NOTICE OF SUBSTITUTE TRUSTEE'S SALE WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated November 29, 2006, executed by KEVIN CHRISTOPHER SHARPTON, conveying certain real property therein described to FEARNLEY AND CALIFF PLLC, as Trustee, as same appears of record in the Register's Office of Rutherford County, Tennessee recorded December 1, 2006, in Deed Book 691, Page 1049-1062; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to U.S. BANK, N.A., SUCCESSOR TRUSTEE TO BANK OF AMERICA, N.A., AS SUCCESSOR TRUSTEE TO LASALLE BANK, N.A., AS TRUSTEE FOR THE HOLDERS OF THE MERRILL LYNCH FIRST FRANKLIN MORTGAGE LOAN TRUST, MORTGAGE LOAN ASSET- BACKED CERTIFICATES, SERIES 2007-FF1 who is now the owner of said debt; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register's Office of Rutherford County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on July 31, 2014 at 02:00 PM at the courthouse door where the foreclosure sales are customarily held , located in Murfreesboro, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Rutherford County, Tennessee, to wit: BEING LOT NO. 17, FOREST CROSSING VILLAGE, PHASE I, SECTION II, A PLANNED DEVELOPMENT, AS SHOWN BY PLAT OF RECORD IN PLAT BOOK 25, PAGE 256, OF THE REGISTER`S OFFICE OF RUTHERFORD COUNTY, TENNESSEE, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE COMPLETE AND ACCURATE DESCRIPTION OF SAID LOT. BEING THE SAME PROPERTY CONVEYED TO KEVIN CHRISTOPHER SHARPTON, HEREIN BY CASH DEED DATED 29TH DAY OF NOVEMBER, 2006, OF RECORD AT BOOK 691 PG 1047 IN SAID REGISTER`S OFFICE TENNESSEE. Parcel ID: 033K-B-012.00 PROPERTY ADDRESS: The street address of the property is believed to be 1019 SKY VALLEY TRAIL, SMYRNA, TN 37167. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): KEVIN CHRISTOPHER SHARPTON OTHER INTERESTED PARTIES: Carrington Mortgage Services, LLC, First Franklin, a Division of National City Bank, MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., acting solely as nominee for FIRST FRANKLIN A DIVISION OF NATIONAL CITY BANK, TOWN OF SMYRNA, TN The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin TN, PLLC, Substitute Trustee 119 S. Main Street, Suite 500 Memphis, TN 38103 www.rubinlublin.com/property-listings.php Tel: (877) 813-0992 Fax: (404) 601-5846 Ad #71447: 2014-06-30 2014-07-07, 2014-07-14

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