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Legal/Public Notices for 9/02/12 - Substitute Trustee's Sales (1)


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NOTICE OF SUBSTITUTE TRUSTEE'S SALE TENNESSEE, RUTHERFORD COUNTY
DEFAULT having been made in the terms, conditions and payments provided in certain Deed of Trust executed by Ryan M. Thompson to Jonathan R. Vinson, Trustee dated March 5, 2010 in the amount of $124,387.00, and recorded in the Register's Office of Rutherford County, Tennessee in Instrument No. 1665455, Deed Book 978, Page 2058-2077, ("Deed of Trust"); and, the beneficial interest of said Deed of Trust having been last transferred to JPMorgan Chase Bank, National Association by assignment; and, JPMorgan Chase Bank, National Association, as the current holder of said Deed of Trust (the "Holder"), has appointed as Substitute Trustee the undersigned, , any of whom may act, by instrument filed for record in the Register's Office of Rutherford County, Tennessee with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; therefore, NOTICE is hereby given that the entire amount of said indebtedness has been declared due and payable as provided in said Deed of Trust by the Holder, and the undersigned as Substitute Trustee, or a duly appointed attorney or agents by virtue of the power and authority vested by the Appointment of Substitute Trustee, will on Thursday, September 20, 2012 commencing at 12:00 PM at the east door of the Rutherford County Courthouse, Murfreesboro, Tennessee; sell to the highest bidder for cash, immediately at the close of sale, the following property to-wit: Being all of Lot No. 60 Midland Acres, Section II and III, as shown by plat and survey of record in Plat Book 23, Page 95, of the Registers Office of Rutherford County, Tennessee, to which plat reference is hereby made for a more complete and accurate description of said lot. Being the same property conveyed to Ryan Thompson by Warranty Deed recorded Record Book 978, Page 2056, said Registers Office. Parcel ID No.: 181LA-035 Map & Parcel No.: 181LA-035 PROPERTY ADDRESS: 114 West McGuire Street, Bell Buckle, Tennessee 37020 CURRENT OWNER(S): Ryan M. Thompson SUBORDINATE LEINHOLDERS: David H. Jones d/b/a Rutherford County TN Code Enforcement OTHER INTERESTED PARTIES: N/A All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, however, the undersigned will sell and convey only as Substitute Trustee. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property; as well as any prior liens or encumbrances as well as priority created by a fixture filing; and/or any matter that an accurate survey of the premises might disclose. If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor and Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the sale will be subject to the applicable governmental entities` right to redeem the property, as required by 26 U.S.C § 7425 and T.C.A. § 67-1-1433. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Deed of Trust. The notice requirements of T.C.A. §35-5-117 were satisfied prior to the first publication of the Notice of Substitute Trustee`s Sale. Substitute Trustee reserves the right to adjourn the day of the sale to another day, time and place certain without further publication, upon announcement at the time and place for the sale set forth above. MCC TN, LCC 3525 Piedmont Road NE, Six Piedmont Center, Suite 700 Atlanta, GA 30305 (404) 373-1612 www.mccurdycandler.com File No. 11-18575 /CONV Ad Run Dates: 08/26/2012, 09/02/2012 and 09/09/2012 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Ad # 35324

NOTICE OF SUBSTITUTE TRUSTEE`S SALE
WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated September 16, 2008, executed by CICELY T FLOYD, conveying certain real property therein described to LARRY A. WEISSMAN, as Trustee, as same appears of record in the Register's Office of Rutherford County, Tennessee recorded September 17, 2008, in Deed Book 870, Page 2708; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to Suntrust Mortgage, Inc. who is now the owner of said debt; and WHEREAS, Notice of the Right to Foreclose, if required pursuant to T.C.A. § 35-5-117, was given in accordance with Tennessee law; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register's Office of Rutherford County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on September 20, 2012 at 02:00 PM at the courthouse door where the foreclosure sales are customarily held , located in Murfreesboro, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Rutherford County, Tennessee, to wit: LAND LOCATED IN RUTHERFORD COUNTY, TENNESSEE, BEING ALL OF UNIT NO. 185, THE COTTAGES AT INDIAN PARK, PHASE IV, ACCORDING TO PLAT AND SURVEY OF SAME APPEARING OF RECORD IN PLAT BOOK 26, PAGE 231, IN THE REGISTER`S OFFICE OF RUTHERFORD COUNTY, TENNESSEE, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR MORE COMPLETE DETAILS AS TO LOCATION AND DESCRIPTION OF SAID UNIT. BEING THE SAME PROPERTY CONVEYED TO CICELY T. FLOYD, AN UNMARRIED WOMAN, BY WARRANTY DEED FROM KATHERINE ANNE JONAS, AN UNMARRIED PERSON, OF RECORD IN RECORD BOOK 870, PAGE 2706, IN THE REGISTER`S OFFICE OF RUTHERFORD COUNTY, TENNESSEE. PROPERTY ADDRESS: The street address of the property is believed to be 436 ARAPAHO DR, MURFREESBORO, TN 37128. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): CICELY T FLOYD OTHER INTERESTED PARTIES: The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin TN, PLLC, Substitute Trustee 119 S. Main Street, Suite 500 Memphis, TN 38103 www.rubinlublin.com/property-listings.php Tel: (877) 813-0992 Fax: (404) 601-5846  Ad #35450: 2012-08-26  2012-09-02, 2012-09-09  

NOTICE OF SUBSTITUTE TRUSTEE`S SALE
WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated December 20, 2002, executed by STARLA M LACER-SANDS, JASON A SANDS, conveying certain real property therein described to T. MICHAEL LOGAN, as Trustee, as same appears of record in the Register's Office of Rutherford County, Tennessee recorded December 27, 2002, in Deed Book 218, Page 681; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to SunTrust Bank, Inc. who is now the owner of said debt; and WHEREAS, Notice of the Right to Foreclose, if required pursuant to T.C.A. § 35-5-117, was given in accordance with Tennessee law; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register's Office of Rutherford County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on September 20, 2012 at 02:00 PM at the courthouse door where the foreclosure sales are customarily held , located in Murfreesboro, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Rutherford County, Tennessee, to wit: LAND IN RUTHERFORD COUNTY, TENNESSEE, BEING ALL OF LOT NO. 2918 ,PHASE 29, LAKE FOREST ESTATES, OF RECORD IN PLAT BOOK 22 , PAGE 46 , REGISTER`S OFFICE FOR SAID COUNTY, TO WHICH REFERENCE IS MADE FOR A MORE COMPLETE AND ACCURATE DESCRIPTION OF SAID LOT. BEING THE SAME PROPERTY CONVEYED TO STARLA M. SANDS, MARRIED BY DEED OF RECORD IN DEED BOOK 32, PAGE104, REGISTER`S OFFICE FOR SAID COUNTY. JASON A. SANDS EXECUTES THIS DOCUMENT, WITH THE CONSENT OF THE GRANTOR SPOUSE, FOR THE PURPOSE OF WAIVING HOMESTEAD AND/OR OTHERMARITAL RIGHTS THAT MAY BE GRANTED TO A SPOUSE BY LAW IN THE PROPERTY AND/OR WHICH MIGHT BE ASSERTED AGAINST THE TRUSTEE, BENEFICIARY, MORTGAGEE, OR THEIR ASSIGNS IN ENFORCING ANY RIGHTS. PROPERTY ADDRESS: The street address of the property is believed to be 945 LAVERGNE LN, LAVERGNE, TN 37086. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): STARLA M LACER-SANDS, JASON A SANDS OTHER INTERESTED PARTIES: Household Financial Center Inc. The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin TN, PLLC, Substitute Trustee 119 S. Main Street, Suite 500 Memphis, TN 38103 www.rubinlublin.com/property-listings.php Tel: (877) 813-0992 Fax: (404) 601-5846  Ad #35453: 2012-08-26  2012-09-02, 2012-09-09  

NOTICE OF SUBSTITUTE TRUSTEE`S SALE
WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated March 13, 2009, executed by DAWN MOONEY, ADAM MOONEY, conveying certain real property therein described to JOSEPH B. PITT, JR., as Trustee, as same appears of record in the Register's Office of Rutherford County, Tennessee recorded March 17, 2009, in Deed Book 904, Page 3952-3961; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP who is now the owner of said debt; and WHEREAS, Notice of the Right to Foreclose, if required pursuant to T.C.A. § 35-5-117, was given in accordance with Tennessee law; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register's Office of Rutherford County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on September 20, 2012 at 02:00 PM at the courthouse door where the foreclosure sales are customarily held , located in Murfreesboro, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Rutherford County, Tennessee, to wit: SITUATED IN DISTRICT NUMBER TWO (2), OF RUTHERFORD COUNTY, TENNESSEE, AND WITHIN THE CORPORATE LIMITS OFTHE CITY OF LAVERGNE, TENNESSEE, DESCRIBED AS FOLLOWS: BEING ALL OF LOT NO.163, PHASE FIVE (5), LAKE FOREST, OF RECORD IN PLAT BOOK 14, PAGE 130, REGISTER`S OFFICE FOR RUTHERFORD COUNTY, TENNESSEE, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE COMPLETE DESCRIPTION. BEING THE SAME PROPERTY CONVEYED TO 105 LAND TRUST, RELOCATION EXECUTIVES, INC., TRUSTEE, BY WARRANTY DEED FROM HOWARD L. SCHULTZ AND WIFE, BRENDA L. SCHULTZ, DATED DECEMBER 20, 1999, RECORDED DECEMBER 22, 1999, OF RECORD IN BOOK 667, PAGE 520, REGISTER`S OFFICE FOR RUTHERFORD COUNTY, TENNESSEE. BEING THE SAME PROPERTY CONVEYED TO HOWARD L. SCHULTZ AND WIFE, BRENDA L. SCHULTZ, BY QUITCLAIM DEED FROM THE 105 LAND TRUST, RELOCATION EXECUTIVES, INC., TRUSTEE, DATED DECEMBER 20, 1999, RECORDED DECEMBER 12, 2002, OF RECORD IN RECORD BOOK 213, PAGE 2384, REGISTER`S OFFICE FOR RUTHERFORD COUNTY, TENNESSEE. BEING THE SAME PROPERTY CONVEYED TO WELLS FARGO BANK, N.A. FOR THE BENEFIT OFTHE CERTIFICATEHOLDERS ASSET BACKED SECURITIES CORPORATION HOME EQUITY LOAN TRUST SERIES WMC 2005-HE5 ASSET BACKED PASS-THROUGH CERTIFICATES, SERIES WMC 2005-RE5 BY SUBSTITUTE TRUSTEE`S DEED FROM RECONTRUST COMPANY AS SUBSTITUTE TRUSTEE, DATED SEPTEMBER 9, 2008 AND RECORDED SEPTEMBER 10, 2008 IN RECORD BOOK 869, PAGE 1948, SAID REGISTER`S OFFICE. BEING THE SAME PROPERTY CONVEYED TO THE GRANTOR(S) BY DEED OF RECORD IN RECORD BOOK 904, PAGE 3950 , REGISETR`S OFFICE FOR RUTHERFORD COUNTY, TENNESSEE. Parcel ID: 006 NB 03900 PROPERTY ADDRESS: The street address of the property is believed to be 105 TRAVIS LN, LA VERGNE, TN 37086. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): ADAM MOONEY, DAWN MOONEY OTHER INTERESTED PARTIES: The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin TN, PLLC, Substitute Trustee 119 S. Main Street, Suite 500 Memphis, TN 38103 www.rubinlublin.com/property-listings.php Tel: (877) 813-0992 Fax: (404) 601-5846  Ad #35480: 2012-08-26  2012-09-02, 2012-09-09  

NOTICE OF SUBSTITUTE TRUSTEE`S SALE
WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated July 30, 2003, executed by KELLIE RICHARDSON AKA KELLIE RIDOSKO, conveying certain real property therein described to ATWOOD AND MOORE, as Trustee, as same appears of record in the Register's Office of Rutherford County, Tennessee recorded August 7, 2003, in Deed Book 300, Page 13; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to PNC Bank, National Association who is now the owner of said debt; and WHEREAS, Notice of the Right to Foreclose, if required pursuant to T.C.A. § 35-5-117, was given in accordance with Tennessee law; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register's Office of Rutherford County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on September 20, 2012 at 02:00 PM at the courthouse door where the foreclosure sales are customarily held , located in Murfreesboro, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Rutherford County, Tennessee, to wit: BEING ALL OF LOT NO. 261, FINAL PLAT, WESTFORK, SECTION V, ACCORDING TO SURVEY AND PLAT OF SAME APPEARING OF RECORD IN PLAT BOOK 26, PAGE 50, OF THE REGISTER`S OFFICE OF RUTHERFORD COUNTY, TENNESSEE, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR MORE COMPLETE DETAILS AS TO LOCATION AND DESCRIPTION OF SAID LOT BEING THE SAME PROPERTY CONVEYED TO KELLIE RIDOSKO BY DEED OF RECORD IN RECORD BOOK ____ , PAGE , OF THE REGISTER`S OFFICE OF RUTHERFORD COUNTY, TENNESSEE. THIS CONVEYANCE IS SUBJECT TO THE RESTRICTIVE COVENANTS OF RECORD IN RECORD BOOK 224, PAGE 2291, AND, TO THE MINIMUM BUILDING SETBACK LINE AND ANY AND ALL OTHER MATTERS AS SHOWN ON SUBDIVISION PLAT OF RECORD IN PLAT BOOK 26, PAGE 50, OF THE REGISTER`S OFFICE OF RUTHERFORD COUNTY, TENNESSEE. Parcel ID: 34M/B/50 PROPERTY ADDRESS: The street address of the property is believed to be 9005 LOMOND DRIVE, SMYRNA, TN 37167. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): KELLIE RICHARDSON OTHER INTERESTED PARTIES: First Franklin Financial Corp. The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin TN, PLLC, Substitute Trustee 119 S. Main Street, Suite 500 Memphis, TN 38103 www.rubinlublin.com/property-listings.php Tel: (877) 813-0992 Fax: (404) 601-5846  Ad #35484: 2012-08-26  2012-09-02, 2012-09-09  

NOTICE OF SUBSTITUTE TRUSTEE'S SALE TENNESSEE, RUTHERFORD COUNTY
DEFAULT having been made in the terms, conditions and payments provided in certain Deed of Trust executed by Cindy J. Lafferty and Richard F. Lafferty to L. Patrick Sandlin, Trustee dated October 25, 1993 in the amount of $84,500.00, and recorded in the Register's Office of Rutherford County, Tennessee in Deed Book A893, Page 91-96, ("Deed of Trust"); and, the beneficial interest of said Deed of Trust having been last transferred to GMAC Mortgage, LLC by assignment; and, GMAC Mortgage, LLC , as the current holder of said Deed of Trust (the "Holder"), has appointed as Substitute Trustee the undersigned, , any of whom may act, by instrument filed for record in the Register's Office of Rutherford County, Tennessee with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; therefore, NOTICE is hereby given that the entire amount of said indebtedness has been declared due and payable as provided in said Deed of Trust by the Holder, and the undersigned as Substitute Trustee, or a duly appointed attorney or agents by virtue of the power and authority vested by the Appointment of Substitute Trustee, will on Thursday, September 20, 2012 commencing at 12:00 PM at the east door of the Rutherford County Courthouse, Murfreesboro, Tennessee; sell to the highest bidder for cash, immediately at the close of sale, the following property to-wit: Being all of Lot No. 49 on the Plan of McNeil Farms Subdivision, Section 2, of record in Plat Book 12, Page 8, of the Registers Office of Rutherford County, Tennessee, to which plat reference is here made for more complete details as to location and description of said lot. Being the same property conveyed to the undersigned by Warranty Deed of record in Deed Book 466, Page 192, of said Registers Office. This conveyance is made subject to an easement to Middle Tennessee Electric Membership Corporation of record in Deed Book 336, Page 800; 40 ft. minimum building setback line along front of lot, 10 ft. public utilities easement along East side and rear of lot and all other matters as shown on said plat of record in Plat Book 12, Page 8; all of said Registers Office. Parcel ID No.: 099D-A-025 Map & Parcel No.: 099D-A-025 PROPERTY ADDRESS: 4119 Avalon Place, Murfreesboro, Tennessee 37129 CURRENT OWNER(S): Richard F. Lafferty and Cindy J. Lafferty SUBORDINATE LEINHOLDERS: N/A OTHER INTERESTED PARTIES: N/A All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, however, the undersigned will sell and convey only as Substitute Trustee. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property; as well as any prior liens or encumbrances as well as priority created by a fixture filing; and/or any matter that an accurate survey of the premises might disclose. If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor and Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the sale will be subject to the applicable governmental entities` right to redeem the property, as required by 26 U.S.C § 7425 and T.C.A. § 67-1-1433. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Deed of Trust. The notice requirements of T.C.A. §35-5-117 were satisfied prior to the first publication of the Notice of Substitute Trustee`s Sale. Substitute Trustee reserves the right to adjourn the day of the sale to another day, time and place certain without further publication, upon announcement at the time and place for the sale set forth above. MCC TN, LCC 3525 Piedmont Road NE, Six Piedmont Center, Suite 700 Atlanta, GA 30305 (404) 373-1612 www.mccurdycandler.com File No. 09-09122 /FHLMC Ad Run Dates: 08/26/2012, 09/02/2012 and 09/09/2012 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Ad # 32517

NOTICE OF SUBSTITUTE TRUSTEE`S SALE
WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated September 26, 2006, executed by Ron Hesson and Margaret Palmer, conveying certain real property therein described to Robert M. Wilson Jr., as Trustee, as same appears of record in the Register's Office of Rutherford County, Tennessee recorded October 2, 2006, in Deed Book 671, Page 1486-1500; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP who is now the owner of said debt; and WHEREAS, Notice of the Right to Foreclose, if required pursuant to T.C.A. § 35-5-117, was given in accordance with Tennessee law; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register's Office of Rutherford County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on September 20, 2012 at 02:00 PM at the courthouse door where the foreclosure sales are customarily held , located in Murfreesboro, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Rutherford County, Tennessee, to wit: LAND IN RUTHERFORD COUNTY, TENNESSEE, BEING ALL OF LOT NO. 32, FINAL PLAT, PROVIDENCE POINTE ACCORDING TO PLAT APPEARING OF RECORD IN PLAT BOOK 29, PAGE 14, OF THE REGISTER`S OFFICE OF RUTHERFORD COUNTY, TENNESSEE, TO WHICH PLAT REFERENCE IS HERE MADE FOR MORE COMPLETE DETAILS OF LOCATION AND DESCRIPTION OF SAID LOT. BEING PART OF THE SAME PROPERTY CONVEYED TO RON HESSON AND WIFE, MARGARET PALMER FROM SWANSON CONSTRUCTION CO., LLC A TN LIMITED LIABILITY COMPANY, BY WARRANTY DEED., DATED JULY 31, 2005, APPEARING OF RECORD IN RECORD BOOK 671,PAGE 1484 OF THE REGISTER`S OFFICE OF RUTHERFORD COUNTY, TENNESSEE. Parcel ID: 90C-E-032.00 PROPERTY ADDRESS: The street address of the property is believed to be 1532 Destiny Drive, Murfreesboro, TN 37130. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): Ron Hesson, Margaret Palmer OTHER INTERESTED PARTIES: The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin TN, PLLC, Substitute Trustee 119 S. Main Street, Suite 500 Memphis, TN 38103 www.rubinlublin.com/property-listings.php Tel: (877) 813-0992 Fax: (404) 601-5846  Ad #35491: 2012-08-26  2012-09-02, 2012-09-09            
 
 
 
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