TENNESSEE, RUTHERFORD COUNTY DEFAULT having been made in the terms, conditions and payments provided in certain Deed of Trust executed by Aldo Jusepe and Angelica Jusepe to TriStar Title & Escrow LLC, Trustee dated September 29, 2006 in the amount of $157,592.00, and recorded in the Register's Office of Rutherford County, Tennessee in Deed Book 670, Page 3186, ("Deed of Trust"); and, the beneficial interest of said Deed of Trust having been last transferred to U.S. Bank National Association as Trustee by assignment; and, U.S. Bank National Association as Trustee, as the current owner and holder of said Deed of Trust (the "Owner and Holder"), has appointed as Substitute Trustee the undersigned, , any of whom may act, by instrument filed for record in the Register's Office of Rutherford County, Tennessee with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; therefore, NOTICE is hereby given that the entire amount of said indebtedness has been declared due and payable as provided in said Deed of Trust by the Owner and Holder, and the undersigned as Substitute Trustee, or a duly appointed attorney or agents by virtue of the power and authority vested by the Appointment of Substitute Trustee, will on Thursday, December 30, 2010 commencing at 12:00 PM at the east door of the Rutherford County Courthouse, Murfreesboro, Tennessee; sell to the highest bidder for cash, immediately at the close of sale, the following property to-wit: Being all of Lot No. 21, on the plan of Final Plat, Section I, Scottish Glen Subdivision, according to plat and survey appearing in Plat Book 30, Page 31, of the Register`s Office of Rutherford County, to which plat reference is hereby made for more complete details of location and description of said lot. Being the same property conveyed to Angelica Jusepe and Aldo Jusepe, wife and husband, by deed from Ole South Properties, Inc. a Tennessee Corporation, dated September 29, 2006, appearing in Record Book 670, page 3183 of the Register`s Office of Rutherford County, Tennessee. Map & Parcel No.: 100DE-021 PROPERTY ADDRESS: 4503 Scottish Drive, Murfreesboro, Tennessee 37128 CURRENT OWNER(S): Angelica Jusepe and Aldo Jusepe SUBORDINATE LEINHOLDERS: SunTrust Bank, Scottish Glen HOA Inc., GMAC Mortgage LLC OTHER INTERESTED PARTIES: N/A All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, however, the undersigned will sell and convey only as Substitute Trustee. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property; as well as any prior liens or encumbrances as well as priority created by a fixture filing; and/or any matter that an accurate survey of the premises might disclose. If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor and Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the sale will be subject to the applicable governmental entities` right to redeem the property, as required by 26 U.S.C § 7425 and T.C.A. § 67-1-1433. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Deed of Trust. The notice requirements of T.C.A. §35-5-117 were satisfied prior to the first publication of the Notice of Substitute Trustee`s Sale. Substitute Trustee reserves the right to adjourn the day of the sale to another day, time and place certain without further publication, upon announcement at the time and place for the sale set forth above. MCC TN, LCC 3525 Piedmont Road NE, Six Piedmont Center, Suite 700 Atlanta, GA 30305 (404) 373-1612 www.mccurdycandler.com File No. 10-18825 /CONV Ad Run Dates: 12/05/2010, 12/12/2010 and 12/19/2010 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Ad # 7628

NOTICE OF SUBSTITUTE TRUSTEE'S SALE

TENNESSEE, RUTHERFORD COUNTY DEFAULT having been made in the terms, conditions and payments provided in certain Deed of Trust executed by Diana Barrett-Shuler and Brian Shuler to Heritage Title Services, Trustee dated September 23, 2005 in the amount of $92,800.00, and recorded in the Register's Office of Rutherford County, Tennessee in Deed Book 550, Page 3230, ("Deed of Trust"); and, the beneficial interest of said Deed of Trust having been last transferred to U.S. Bank National Association as Trustee by assignment; and, U.S. Bank National Association as Trustee, as the current owner and holder of said Deed of Trust (the "Owner and Holder"), has appointed as Substitute Trustee the undersigned, , any of whom may act, by instrument filed for record in the Register's Office of Rutherford County, Tennessee with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; therefore, NOTICE is hereby given that the entire amount of said indebtedness has been declared due and payable as provided in said Deed of Trust by the Owner and Holder, and the undersigned as Substitute Trustee, or a duly appointed attorney or agents by virtue of the power and authority vested by the Appointment of Substitute Trustee, will on Thursday, December 30, 2010 commencing at 12:00 PM at the east door of the Rutherford County Courthouse, Murfreesboro, Tennessee; sell to the highest bidder for cash, immediately at the close of sale, the following property to-wit: The land referred to and described as follows: Being Lot No. 21 on the Plan of forest Crossing Village, as of record in Plat Book 26, Page 86, Register`s Office for Rutherford County, Tennessee to which said plan reference is hereby made for a more complete and accurate legal description thereof. Being the same property conveyed to December L. Duvall-Stone and husband, Jeremy T. Stone, by Deed from Scott Allen Butler Construction, dated 6/26/02, of record in Book 168, Page 171, in the Register`s Office for Rutherford County, Tennessee. Map & Parcel No.: 0336H-012.02 PROPERTY ADDRESS: 711 Forest Crossing Drive, Smyrna, Tennessee 37167 CURRENT OWNER(S): Brian Shuler and Diana Barrett-Shuler SUBORDINATE LEINHOLDERS: EMC Mortgage Corporation OTHER INTERESTED PARTIES: N/A All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, however, the undersigned will sell and convey only as Substitute Trustee. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property; as well as any prior liens or encumbrances as well as priority created by a fixture filing; and/or any matter that an accurate survey of the premises might disclose. If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor and Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the sale will be subject to the applicable governmental entities` right to redeem the property, as required by 26 U.S.C § 7425 and T.C.A. § 67-1-1433. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Deed of Trust. The notice requirements of T.C.A. §35-5-117 were satisfied prior to the first publication of the Notice of Substitute Trustee`s Sale. Substitute Trustee reserves the right to adjourn the day of the sale to another day, time and place certain without further publication, upon announcement at the time and place for the sale set forth above. MCC TN, LCC 3525 Piedmont Road NE, Six Piedmont Center, Suite 700 Atlanta, GA 30305 (404) 373-1612 www.mccurdycandler.com File No. 10-18824 /CONV Ad Run Dates: 12/05/2010, 12/12/2010 and 12/19/2010 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Ad # 7624

NOTICE OF SUBSTITUTE TRUSTEE`S SALE

WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated February 20, 2009, executed by Kenneth L. Young, conveying certain real property therein described to Andrew C. Rambo, as Trustee, as same appears of record in the Register's Office of Rutherford County, Tennessee recorded February 23, 2009, in Deed Book 899, Page 1484-1497; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to BAC Home Loans Servicing, LP f/k/a Countrywide Home Loans Servicing, LP who is now the owner of said debt; and WHEREAS, Notice of the Right to Foreclose, if required pursuant to T.C.A. § 35-5-117, was given in accordance with Tennessee law; and WHEREAS, the undersigned, Rubin Lublin Suarez Serrano TN LLC, having been appointed by as Substitute Trustee by instrument to be filed for record in the Register's Office of Rutherford County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin Suarez Serrano TN LLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on January 6, 2011 at 02:00 PM at the RUTHERFORD County courthouse door where the foreclosure sales are customarily held at the RUTHERFORD Courthouse, located in Murfreesboro, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Rutherford County, Tennessee, to wit: BEING ALL OF UNIT NO. 30, ON THE PLAN OF HORIZONTAL PROPERTY REGIME, PRIVATE ELEMENT PLAT, PHASE I, THE VILLAS AT EVERGREEN FARMS, PLANNED UNIT DEVELOPMENT, ACCORDING TO PLAT AND SURVEY APPEARING OF RECORD IN PLAT BOOK 31, PAGE 74, OF THE REGISTER`S OFFICE OF RUTHERFORD COUNTY, TENNESSEE, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR MORE COMPLETE DETAILS OF LOCATION AND DESCRIPTION OF SAID LOT. BEING THE SAME PROPERTY CONVEYED TO KENNETH L. YOUNG, A SINGLE PERSON, BY DEED FROM OLE SOUTH PROPERTIES, INC., A TENNESSEE CORPORATION, DATED FEBRUARY 20, 2009, APPEARING OF RECORD IN RECORD BOOK 899, PAGE 1481, OF THE REGISTER`S OFFICE OF RUTHERFORD COUNTY, TENNESSEE. THIS CONVEYANCE IS MADE SUBJECT TO DECLARATION OF COVENANTS CONTAINED IN INSTRUMENT OF RECORD IN RECORD BOOK 713, PAGE 1337; CHARTER OF VILLAS AT EVERGREEN FARMS HOMEOWNERS ASSOCIATION, INC., A TENNESSEE CORPORATION OF RECORD IN RECORD BOOK 703, PAGE 2159; EASEMENT TO BELLSOUTH OF RECORD IN DEED BOOK 581, PAGE 272; SUBDIVISION EASEMENT AND STREET GRANT OF RECORD IN RECORD BOOK 711, PAGE 3544; PERMANENT DRAINAGE, SANITARY SEWER, SLOPE AND TEMPORARY CONSTRUCTION EASEMENTS OF RECORD IN RECORD BOOK 177, PAGE 2198; SANITARY SEWER EASEMENT OF RECORD IN RECORD BOOK 49, PAGE 2591 (IF APPLICABLE); CONSENT FOR DRAINAGE OF RECORD IN DEED BOOK 537, PAGE 872, AND IN DEED BOOK 537, PAGE 875; UTILITY, INGRESS/EGRESS EASEMENT OF RECORD IN RECORD BOOK 412, PAGE 1903; AND TO ANY AND ALL MATTERS SHOWN ON SAID PLAT AND SURVEY OF RECORD IN PLAT BOOK 31, PAGE 74; ALL OF SAID REGISTER`S OFFICE. PROPERTY ADDRESS: The street address of the property is believed to be 2128 Victory Gallop Lane, Murfreesboro, TN 37128. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): Kenneth L. Young OTHER INTERESTED PARTIES: The Villas at Evergreen Farms Homeowners Association, Inc. The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular us or purpose. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin Suarez Serrano TN LLC, Substitute Trustee 119 S. Main Street, Suite 500 Memphis, TN 38103 www.rubinlublin.com/property-listings.php Tel: (888) 890-5309 Fax: (404) 601-5846

 Ad #7613: 2010-12-05  2010-12-12, 2010-12-19

NOTICE OF SUBSTITUTE TRUSTEE`S SALE

WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated December 9, 2009, executed by Thomas J. Norman and Deshanda Norman, conveying certain real property therein described to Rhonda Bundy Of Shelby Co., as Trustee, as same appears of record in the Register's Office of Rutherford County, Tennessee recorded December 14, 2006, in Deed Book 695, Page 3280-3295; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP who is now the owner of said debt; and WHEREAS, Notice of the Right to Foreclose, if required pursuant to T.C.A. § 35-5-117, was given in accordance with Tennessee law; and WHEREAS, the undersigned, Rubin Lublin Suarez Serrano TN LLC, having been appointed by as Substitute Trustee by instrument to be filed for record in the Register's Office of Rutherford County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin Suarez Serrano TN LLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on January 6, 2011 at 02:00 PM at the RUTHERFORD County courthouse door where the foreclosure sales are customarily held at the RUTHERFORD Courthouse, located in Murfreesboro, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Rutherford County, Tennessee, to wit: PROPERTY ADDRESS: 406 BARKING DRIVE, SMYRNA, TN 37167 COUNTY: RUTHERFORD LAND IN RUTHERFORD COUNTY, TENNESSEE, BEING ALL OF LOT NO. 23 ON THE FINAL PLAT-SECTION I, LAKE HILLS ANNEX, AS SHOWN BY PLAT APPEARING OF RECORD IN PLAT BOOK 23, PAGE 14, OF THE REGISTER`S OFFICE OF RUTHERFORD COUNTY, TENNESSEE, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE COMPLETE DETAILS OF SAID LOT; AND BEING THE SAME PROPERTY CONVEYED TO ALBERTA LAZALA JR AND VENIECE Y LAZALA, HUSBAND AND WIFE, BY DEED DATED JULY 15, 2004 AND RECORDED JULY 16,2004 AS INSTRUMENT 1284378 IN THE OFFICE AFORESAID. BEING THE SAME PROPERTY CONVEYED TO THOMAS J. NORMAN, A MARRIED MAN BY DEED DATED AND RECORDED 12-14-06 IN DEED BOOK 695 PAGE 3278 FILED IN THE OFICE OF THE CLERK OF RUTHERFORD COUNTY, TN PROPERTY ADDRESS: The street address of the property is believed to be 406 Barking Drive, Smyrna, TN 37167. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): Thomas J. Norman a/k/a Thomas Norman OTHER INTERESTED PARTIES: Deshanda Norman, Tidewater Finance Company The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular us or purpose. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin Suarez Serrano TN LLC, Substitute Trustee 119 S. Main Street, Suite 500 Memphis, TN 38103 www.rubinlublin.com/property-listings.php Tel: (888) 890-5309 Fax: (404) 601-5846

 Ad #7603: 2010-12-05  2010-12-12, 2010-12-19

NOTICE OF SUBSTITUTE TRUSTEE'S SALE

TENNESSEE, RUTHERFORD COUNTY DEFAULT having been made in the terms, conditions and payments provided in certain Deed of Trust executed by Bobby C. Spicer, II and Debra A. Spicer to Arnold M. Weiss, Trustee dated September 16, 2003 in the amount of $96,000.00, and recorded in the Register's Office of Rutherford County, Tennessee in Deed Book 318, Page 1016, ("Deed of Trust"); and, the beneficial interest of said Deed of Trust having been last transferred to The Bank of New York Mellon Trust Company, National Association fka The Bank of New York Trust Company, N.A. as successor to JPMorgan Chase Bank N.A. as Trustee by assignment; and, The Bank of New York Mellon Trust Company, National Association fka The Bank of New York Trust Company, N.A. as successor to JPMorgan Chase Bank N.A. as Trustee, as the current owner and holder of said Deed of Trust (the "Owner and Holder"), has appointed as Substitute Trustee the undersigned, , any of whom may act, by instrument filed for record in the Register's Office of Rutherford County, Tennessee with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; therefore, NOTICE is hereby given that the entire amount of said indebtedness has been declared due and payable as provided in said Deed of Trust by the Owner and Holder, and the undersigned as Substitute Trustee, or a duly appointed attorney or agents by virtue of the power and authority vested by the Appointment of Substitute Trustee, will on Thursday, December 23, 2010 commencing at 12:00 PM at the east door of the Rutherford County Courthouse, Murfreesboro, Tennessee; sell to the highest bidder for cash, immediately at the close of sale, the following property to-wit: Being Lot No. 62, Section II and Resubdivision Lot 51, Section I, Youngstown, as shown by plat and survey of record in Plat Book 11, Page 353, of the Registers Office of Rutherford County, TN, to which plat reference is hereby made for a more complete and accurate description of said lot. Being the same property conveyed to Bobby C. Spicer, II and wife, Debra A. Spicer by deed dated 11/21/90 from E and W Development, a partnership composed of Emmitt R. Ferrell, S. Wayne Waldron and Kevin L. Waldron of record in Book 454, Page 193, Registers Office for Rutherford County, Tennessee. Debra A. Spicer joins in this conveyance to convey any interest she may have as the wife of Bobby C. Spicer, II. Map & Parcel No.: 071E-B-06200 PROPERTY ADDRESS: 5207 Grassland Drive, Murfreesboro, Tennessee 37129 CURRENT OWNER(S): Bobby C. Spicer, II SUBORDINATE LEINHOLDERS: N/A OTHER INTERESTED PARTIES: Internal Revenue Service This sale is also subject to the right of redemption by the INTERNAL REVENUE SERVICE, DEPARTMENT OF U.S. TREASURY, pursuant to 26 U.S.C. 7425(d)(1) by reason of the following tax lien(s) of record in:Deed Book 856, Page 2076 Notice of the sale has been given to the Internal Revenue Service in accordance with 26 U.S.C. 7425(b). All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, however, the undersigned will sell and convey only as Substitute Trustee. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property; as well as any prior liens or encumbrances as well as priority created by a fixture filing; and/or any matter that an accurate survey of the premises might disclose. If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor and Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the sale will be subject to the applicable governmental entities` right to redeem the property, as required by 26 U.S.C § 7425 and T.C.A. § 67-1-1433. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Deed of Trust. The notice requirements of T.C.A. §35-5-117 were satisfied prior to the first publication of the Notice of Substitute Trustee`s Sale. Substitute Trustee reserves the right to adjourn the day of the sale to another day, time and place certain without further publication, upon announcement at the time and place for the sale set forth above. MCC TN, LCC 3525 Piedmont Road NE, Six Piedmont Center, Suite 700 Atlanta, GA 30305 (404) 373-1612 www.mccurdycandler.com File No. 08-07821 /CONV Ad Run Dates: 11/28/2010, 12/5/2010, and 12/12/2010 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Ad # 7482

NOTICE OF SUBSTITUTE TRUSTEE'S SALE

WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated October 22, 2004, executed by Paul M. Squires and Nicole Squires, conveying certain real property therein described to Arnold M. Weiss, Attorney, as Trustee, as same appears of record in the Register's Office of Rutherford County, Tennessee recorded October 29, 2004, in Deed Book 441, Page 1709-1723; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to The Bank Of New York Mellon fka The Bank Of New York As Trustee For The Certificateholders CWABS, Inc. Asset-Backed Certificates, Series 2004-12 who is now the owner of said debt; and WHEREAS, Notice of the Right to Foreclose, if required pursuant to T.C.A. § 35-5-117, was given in accordance with Tennessee law; and WHEREAS, the undersigned, Rubin Lublin Suarez Serrano TN LLC, having been appointed by as Substitute Trustee by instrument to be filed for record in the Register's Office of Rutherford County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin Suarez Serrano TN LLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on December 23, 2010 at 02:00 PM at the RUTHERFORD County courthouse door where the foreclosure sales are customarily held at the RUTHERFORD Courthouse, located in Murfreesboro, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Rutherford County, Tennessee, to wit: LOCATED IN THE TWELFTH (12) CIVIL DISTRICT OF RUTHERFORD COUNTY, STATE OF TENNESSEE, AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEING LOT NUMBER 104 WINDEMERE, SECTION 2, PHASE 2, ACCORDING TO PLAT AND SURVEY OF RECORD IN PLAT BOOK 12, PAGE 69, OF THE REGISTER`S OFFICE OF RUTHERFORD COUNTY, TENNESSEE, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR MORE COMPLETE DETAILS OF LOCATION AND DESCRIPTION. BEING THE SAME PROPERTY CONVEYED TO PAUL M. SQUIRES AND WIFE, NICOLE SQUIRES BY DEED FROM MEREDITH A. FRANTZ, MARRIED, OF RECORD IN BOOK 441, PAGE 1705, REGISTER`S OFFICE FOR RUTHERFORD COUNTY, TENNESSEE. PROPERTY ADDRESS: The street address of the property is believed to be 1211 Cason Lane, Murfreesboro, TN 37128. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): Paul M. Squires OTHER INTERESTED PARTIES: Nicole Squires The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular us or purpose. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin Suarez Serrano TN LLC, Substitute Trustee 119 S. Main Street, Suite 500 Memphis, TN 38103 www.rubinlublin.com/property-listings.php Tel: (888) 890-5309 Fax: (404) 601-5846  Ad #7493: 2010-11-28  2010-12-05, 2010-12-12

NOTICE OF SUBSTITUTE TRUSTEE'S SALE

TENNESSEE, RUTHERFORD COUNTY DEFAULT having been made in the terms, conditions and payments provided in certain Deed of Trust executed by Kristoffer A. Moore and Shirell Moore to Arnold M. Weiss, Trustee dated January 26, 2007 in the amount of $114,000.00, and recorded in the Register's Office of Rutherford County, Tennessee in Instrument No. 1478926, Deed Book 716, Page 3881, ("Deed of Trust"); and, the beneficial interest of said Deed of Trust having been last transferred to U.S. Bank National Association as Trustee by assignment; and, U.S. Bank National Association as Trustee, as the current owner and holder of said Deed of Trust (the "Owner and Holder"), has appointed as Substitute Trustee the undersigned, , any of whom may act, by instrument filed for record in the Register's Office of Rutherford County, Tennessee with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; therefore, NOTICE is hereby given that the entire amount of said indebtedness has been declared due and payable as provided in said Deed of Trust by the Owner and Holder, and the undersigned as Substitute Trustee, or a duly appointed attorney or agents by virtue of the power and authority vested by the Appointment of Substitute Trustee, will on Thursday, December 23, 2010 commencing at 12:00 PM at the east door of the Rutherford County Courthouse, Murfreesboro, Tennessee; sell to the highest bidder for cash, immediately at the close of sale, the following property to-wit: Legal: All that parcel of land in county of Rutherford, state of Tennessee as more fully described in Book 469, Page 2865 and being more particularly described as follows: A certain tract or parcel of land in Rutherford County, State of Tennessee, Described as follows, To-Wit: Land in Rutherford County, Tennessee, Being all of Lot No. 30, on the Plan of Section 1, Meadowood, as shown by plat appearing of record in Plat Book 14, Page 3, of the Registers Office of Rutherford County, Tennessee, to which plat reference is hereby made for more complete details of said Lot. This conveyance is subject to the following: Restrictive covenants of record in Deed Book 434, Page 811; Waterline Easement of City of Murfreesboro of record in Deed Book 410, Page 823; Right-of-way Easement to South Central Bell of record in Deed Book 436, Page 837; Public Utility Easement to the City of Murfreesboro of record in Deed Book449, Page 145; All matters shown on plat of record in Plat Book 14, Page 3; and any and all matters of record, all in the Registers Office for Rutherford County, Tennessee. Being the same property conveyed to Kristoffer A. Moore, and wife Shirell Moore by Deed from Eric L. Anderson and spouse, Suzanne M. Anderson recorded 01/26/2005 in Deed Book 469, Page 2865, in the Registers Office of Rutherford County, Tennessee. Map & Parcel No.: 068C-C-037.00 PROPERTY ADDRESS: 3206 Penny Lane, Murfreesboro, Tennessee 37130 CURRENT OWNER(S): Shirell Frazier SUBORDINATE LEINHOLDERS: City of Murfreesboro OTHER INTERESTED PARTIES: N/A All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, however, the undersigned will sell and convey only as Substitute Trustee. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property; as well as any prior liens or encumbrances as well as priority created by a fixture filing; and/or any matter that an accurate survey of the premises might disclose. If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor and Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the sale will be subject to the applicable governmental entities` right to redeem the property, as required by 26 U.S.C § 7425 and T.C.A. § 67-1-1433. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Deed of Trust. The notice requirements of T.C.A. §35-5-117 were satisfied prior to the first publication of the Notice of Substitute Trustee`s Sale. Substitute Trustee reserves the right to adjourn the day of the sale to another day, time and place certain without further publication, upon announcement at the time and place for the sale set forth above. MCC TN, LCC 3525 Piedmont Road NE, Six Piedmont Center, Suite 700 Atlanta, GA 30305 (404) 373-1612 www.mccurdycandler.com File No. 09-07923 /CONV Ad Run Dates: 11/28/2010, 12/05/2010 and 12/12/2010 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Ad # 7521

NOTICE OF SUBSTITUTE TRUSTEE'S SALE

TENNESSEE, RUTHERFORD COUNTY  DEFAULT having been made in the terms, conditions and payments provided in certain Deed of Trust executed by Helen Gray and Lou G. Gray to I. Dyke Tatum, Trustee dated July 31, 2009 in the amount of $183,150.00, and recorded in the Register's Office of Rutherford County, Tennessee in Deed Book 946, Page 2816, ("Deed of Trust"); and, the beneficial interest of said Deed of Trust having been last transferred to GMAC Mortgage, LLC by assignment; and, GMAC Mortgage, LLC, as the current owner and holder of said Deed of Trust (the "Owner and Holder"), has appointed as Substitute Trustee the undersigned, , any of whom may act, by instrument filed for record in the Register's Office of Rutherford County, Tennessee with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; therefore,  NOTICE is hereby given that the entire amount of said indebtedness has been declared due and payable as provided in said Deed of Trust by the Owner and Holder, and the undersigned as Substitute Trustee, or a duly appointed attorney or agents by virtue of the power and authority vested by the Appointment of Substitute Trustee, will on Thursday, December 23, 2010 commencing at 12:00 PM at the east door of the Rutherford County Courthouse, Murfreesboro, Tennessee; sell to the highest bidder for cash, immediately at the close of sale, the following property to-wit: All their right, title and interest in and to that certain tract or parcel of land in Rutherford County, State of Tennessee, described as follows, to wit: Being Lot No. 111, the Foothills, Section 6, as shown by plat and survey of record in Plat Book 13, Page 134, of the Registers Office of Rutherford County, Tennessee, to which plat reference is hereby made for a more complete and accurate description of said lot. The derivation of same being: The same being property conveyed by deed executed by Michael T. Hudson and wife, Cathy T. Hudson, on 10-18-1990, as recorded on 10-30-1990 at Book/Liber DB453, Page/Folio 23, Instrument No. 022858 in the land records of Rutherford County. Parcel Identification Number: 0710-A-053.00   Map & Parcel No.: 0710A-053   PROPERTY ADDRESS:  3513 Smiths Crossing, Murfreesboro, Tennessee 37129 CURRENT OWNER(S): Lou G. Gray Sr. and Helen E. Gray SUBORDINATE LIENHOLDERS: N/A OTHER INTERESTED PARTIES: N/A All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, however, the undersigned will sell and convey only as Substitute Trustee. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property; as well as any prior liens or encumbrances as well as priority created by a fixture filing; and/or any matter that an accurate survey of the premises might disclose. If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor and Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the sale will be subject to the applicable governmental entities` right to redeem the property, as required by 26 U.S.C § 7425 and T.C.A. § 67-1-1433. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Deed of Trust. The notice requirements of T.C.A. §35-5-117 were satisfied prior to the first publication of the Notice of Substitute Trustee`s Sale. Substitute Trustee reserves the right to adjourn the day of the sale to another day, time and place certain without further publication, upon announcement at the time and place for the sale set forth above. MCC TN, LCC 3525 Piedmont Road NE, Six Piedmont Center, Suite 700 Atlanta, GA 30305 (404) 373-1612 www.mccurdycandler.com File No. 10-21891 /FHA Ad Run Dates: 11/28/2010, 12/05/2010 and 12/12/2010 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

 Ad # 7454

NOTICE OF SUBSTITUTE TRUSTEE'S SALE

TENNESSEE, RUTHERFORD COUNTY DEFAULT having been made in the terms, conditions and payments provided in certain Deed of Trust executed by Lonny N. Davis to Infinity Title, LLC, Trustee dated March 25, 2005 in the amount of $167,000.00, and recorded in the Register's Office of Rutherford County, Tennessee in Deed Book 488, Page 705, ("Deed of Trust"); and, the beneficial interest of said Deed of Trust having been last transferred to U.S. Bank National Association as Trustee by assignment; and, U.S. Bank National Association as Trustee, as the current owner and holder of said Deed of Trust (the "Owner and Holder"), has appointed as Substitute Trustee the undersigned, , any of whom may act, by instrument filed for record in the Register's Office of Rutherford County, Tennessee with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; therefore, NOTICE is hereby given that the entire amount of said indebtedness has been declared due and payable as provided in said Deed of Trust by the Owner and Holder, and the undersigned as Substitute Trustee, or a duly appointed attorney or agents by virtue of the power and authority vested by the Appointment of Substitute Trustee, will on Thursday, December 23, 2010 commencing at 12:00 PM at the east door of the Rutherford County Courthouse, Murfreesboro, Tennessee; sell to the highest bidder for cash, immediately at the close of sale, the following property to-wit: Being Lot No. 228, Phase Two First Revision, Park Villa Subdivision, of record in Plat Book 19, Page 161, Registers Office for Rutherford County, Tennessee, to which plat reference is hereby made for a more complete and accurate legal description. Being the same property conveyed to L. Neil Davis and Kym M. Davis, married on 07/24/98, by deed from R. Butler Builders, filed for record on 07/27/98, in Book 628, Page 99, Registers Office for Rutherford County, Tennessee. Being the same property further conveyed to Lonny Davis by Divorce decree filed on 4/26/01, finalized on 08/06/01, in Docket No. 01-2495DR, recorded in Chancery Court Clerk Office for Rutherford County, Tennessee. Map & Parcel No.: 0141E02800 000 PROPERTY ADDRESS: 923 Tal Lane, La Vergne, Tennessee 37086 CURRENT OWNER(S): L. Neil Davis SUBORDINATE LEINHOLDERS: Ascend Federal Credit Union f/k/a AEDC Federal Credit Union OTHER INTERESTED PARTIES: N/A All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, however, the undersigned will sell and convey only as Substitute Trustee. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property; as well as any prior liens or encumbrances as well as priority created by a fixture filing; and/or any matter that an accurate survey of the premises might disclose. If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor and Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the sale will be subject to the applicable governmental entities` right to redeem the property, as required by 26 U.S.C § 7425 and T.C.A. § 67-1-1433. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Deed of Trust. The notice requirements of T.C.A. §35-5-117 were satisfied prior to the first publication of the Notice of Substitute Trustee`s Sale. Substitute Trustee reserves the right to adjourn the day of the sale to another day, time and place certain without further publication, upon announcement at the time and place for the sale set forth above. MCC TN, LCC 3525 Piedmont Road NE, Six Piedmont Center, Suite 700 Atlanta, GA 30305 (404) 373-1612 www.mccurdycandler.com File No. 08-02999 /CONV Ad Run Dates: 11/28/2010, 12/05/2010 and 12/12/2010 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Ad # 7567