NOTICE OF SUBSTITUTE TRUSTEE`S SALE WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated July 25, 2008, executed by Bradley F. Baker and Rebecca L. Baker, conveying certain real property therein described to Guaranty Title and Escrow, as Trustee, as same appears of record in the Register's Office of Rutherford County, Tennessee recorded July 30, 2008, in Deed Book 860, Page 2464-2472; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP who is now the owner of said debt; and WHEREAS, Notice of the Right to Foreclose, if required, was given in accordance with Tennessee law; and WHEREAS, the undersigned, Rubin Lublin Suarez Serrano TN LLC, having been appointed by as Substitute Trustee by instrument to be filed for record in the Register's Office of Rutherford County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin Suarez Serrano TN LLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on November 11, 2010 at 02:00 PM at the RUTHERFORD County courthouse door where the foreclosure sales are customarily held at the RUTHERFORD Courthouse, located in Murfreesboro, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Rutherford County, Tennessee, to wit: BEING LOT NO. 220 ON THE PLAN OF ENON SPRINGS, SECTION 8, ACCORDING TO SURVEY AND PLAT APPEARING IN PLAT BOOK 9, PAGE 164, OF THE REGISTER`S OFFICE OF RUTHERFORD COUNTY, TENNESSEEE, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE COMPLETE DETAILS AS TO LOCATION AND DESCRIPTION OF SAID LOT. PROPERTY ADDRESS: The street address of the property is believed to be 113 Raspberry Lane, Smyrna, TN 37167. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): Bradley F. Baker and Rebecca L. Baker OTHER INTERESTED PARTIES: The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular us or purpose. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin Suarez Serrano TN LLC, Substitute Trustee 119 S. Main Street, Suite 500 Memphis, TN 38103 www.rubinlublin.com/property-listings.php Tel: (888) 890-5309 Fax: (404) 601-5846  Ad #6559: 2010-10-17  2010-10-24, 2010-10-31 

NOTICE OF SUBSTITUTE TRUSTEE`S SALE WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated September 8, 2008, executed by Angela G. Austin, Brian E. Roney and Donna D. Roney, conveying certain real property therein described to Robert M. Wilson, Jr., as Trustee, as same appears of record in the Register's Office of Rutherford County, Tennessee recorded September 9, 2008, in Deed Book 869, Page 1608-1614; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP who is now the owner of said debt; and WHEREAS, Notice of the Right to Foreclose, if required, was given in accordance with Tennessee law; and WHEREAS, the undersigned, Rubin Lublin Suarez Serrano TN LLC, having been appointed by as Substitute Trustee by instrument to be filed for record in the Register's Office of Rutherford County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin Suarez Serrano TN LLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on November 11, 2010 at 02:00 PM at the RUTHERFORD County courthouse door where the foreclosure sales are customarily held at the RUTHERFORD Courthouse, located in Murfreesboro, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Rutherford County, Tennessee, to wit: BEING ALL OF LOT NO. 7903, ON THE PLAN OF FINAL PLAT, PHASE SEVENTY-NINE, LAKE FOREST ESTATES, ACCORDING TO PLAT AND SURVEY APPEARING OF RECORD IN PLAT BOOK 31, PAGE 76, OF THE REGISTER`S OFFICE OF RUTHERFORD COUNTY, TENNESSEE, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR MORE COMPLETE DETAILS OF LOCATION AND DESCRIPTION OF SAID LOT. BEING THE SAME PROPERTY CONVEYED TO BRIAN E. RONEY, AN UNMARRIED MAN, AND ANGELA G. AUSTIN, AN UNMARRIED WOMAN, AND DONNA D. RONEY, AND UNMARRIED WOMAN, BY DEED FROM HARVEST HOMES, LLC, TENNESSEE LIMITED LIABILITY COMPANY, DATED SEPTEMBER 8, 2008, APPEARING OF RECORD IN RECORD BOOK 869, PAGE 1605, OF THE REGISTER`S OFFICE OF RUTHERFORD COUNTY, TENNESSEE. THIS CONVEYANCE IS MADE SUBJECT TO RESTRICTIVE COVENANTS CONTAINED IN INSTRUMENT OF RECORD IN RECORD BOOK 713, PAGE 1552, AND IN RECORD BOOK 648, PAGE 2991 (IF APPLICABLE); EASEMENT TO UNITED STATES OF AMERICA (SEWART AIR FORCE BASE) OF RECORD IN DEED BOOK 117, PAGE 193 (WARRANTY DEED AND CLEARANCE EASEMENTS); EASEMENT TO UNITED STATES OF AMERICA (SEWART AIR FORCE BASE) OF RECORD IN DEED BOOK 118, PAGE 549; EASEMENT TO TENNESSEE TELEPHONE COMPANY OF RECORD IN RECORD BOOK 371, PAGE 378; DRAINAGE EASEMENTS OF RECORD IN DEED BOOK 394, PAGE 505; INGRESS/EGRESS EASEMENTS OF RECORD IN DEED BOOK 184, PAGE 439; EIGHTEEN INCH (18") WATER LINE EASEMENT OF RECORD IN RECORD BOOK 92, PAGE 2716; GREENBELT APPLICATIONS OF RECORD IN RECORD BOOK 135, PAGE 2570, IN RECORD BOOK 135, PAGE 2572, IN RECORD BOOK 135, PAGE 2574, IN RECORD BOOK 135, PAGE 2576, AND IN RECORD BOOK 103, PAGE 1625; AND TO ANY AND ALL MATTERS SHOWN ON SAID PLAT AND SURVEY OF RECORD IN PLAT BOOK 31, PAGE 76; ALL OF SAID REGISTER`S OFFICE. PROPERTY ADDRESS: The street address of the property is believed to be 1400 E Nir Shreibman Boulevard, La Vergne, TN 37086. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): Angela G. Austin, Brian E. Roney and Donna D. Roney OTHER INTERESTED PARTIES: The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular us or purpose. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin Suarez Serrano TN LLC, Substitute Trustee 119 S. Main Street, Suite 500 Memphis, TN 38103 www.rubinlublin.com/property-listings.php Tel: (888) 890-5309 Fax: (404) 601-5846  Ad #6521: 2010-10-17  2010-10-24, 2010-10-31

NOTICE OF SUBSTITUTE TRUSTEE'S SALE TENNESSEE, RUTHERFORD COUNTY DEFAULT having been made in the terms, conditions and payments provided in certain Deed of Trust executed by Barry K. Manus to Wesley D. Turner, Trustee dated October 22, 1998 in the amount of $51,900.00, and recorded in the Register's Office of Rutherford County, Tennessee in Deed Book B411, Page 38, ("Deed of Trust"); and, the beneficial interest of said Deed of Trust having been last transferred to The Bank of New York Mellon Trust Company, National Association fka The Bank of New York Trust Company, N.A. as successor to JPMorgan Chase Bank N.A. as Trustee for RASC 2004KS11 by assignment; and, The Bank of New York Mellon Trust Company, National Association fka The Bank of New York Trust Company, N.A. as successor to JPMorgan Chase Bank N.A. as Trustee for RASC 2004KS11, as the current owner and holder of said Deed of Trust (the "Owner and Holder"), has appointed as Substitute Trustee the undersigned, , any of whom may act, by instrument filed for record in the Register's Office of Rutherford County, Tennessee with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; therefore, NOTICE is hereby given that the entire amount of said indebtedness has been declared due and payable as provided in said Deed of Trust by the Owner and Holder, and the undersigned as Substitute Trustee, or a duly appointed attorney or agents by virtue of the power and authority vested by the Appointment of Substitute Trustee, will on Thursday, November 11, 2010 commencing at 12:00 PM at the east door of the Rutherford County Courthouse, Murfreesboro, Tennessee; sell to the highest bidder for cash, immediately at the close of sale, the following property to-wit: All that certain tract or parcel of real estate situated and located in the 11th Civil District of Rutherford County, Tennessee, and being more particularly described as follows, to-wit: Being all of Lot 5, Wayne Jernigan property according to plat and survey of record in Plat Book 2, Page 39 of the Registers Office for Rutherford County, Tennessee to which plat and survey reference is hereby made for more complete details of location and description of said lot. This conveyance is made subject to Middle Tennessee Electric Membership Corporation of record in Deed Book 139, Page 110 of the Registers Office for Rutherford County, Tennessee. This being the same property conveyed to Barry K. Manus from James Curtis Smith, Sr. herein by deed dated 11/10/94 and recorded 11/17/84 in Deed Book 538 at Page 307. Map & Parcel No.: 136CA34 PROPERTY ADDRESS: 3547 Cedar Road, Murfreesboro, Tennessee 37127 CURRENT OWNER(S): Barry K. Manus SUBORDINATE LEINHOLDERS: N/A OTHER INTERESTED PARTIES: N/A All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, however, the undersigned will sell and convey only as Substitute Trustee. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property; as well as any prior liens or encumbrances as well as priority created by a fixture filing; and/or any matter that an accurate survey of the premises might disclose. If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor and Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the sale will be subject to the applicable governmental entities` right to redeem the property, as required by 26 U.S.C § 7425 and T.C.A. § 67-1-1433. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Deed of Trust. Substitute Trustee reserves the right to adjourn the day of the sale to another day, time and place certain without further publication, upon announcement at the time and place for the sale set forth above. MCC TN, LCC 3525 Piedmont Road NE, Six Piedmont Center, Suite 700 Atlanta, GA 30305 McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-16546 /CONV Ad Run Dates: 10/17/2010, 10/24/2010 and 10/31/2010 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Ad # 6476

NOTICE OF SUBSTITUTE TRUSTEE'S SALE TENNESSEE, RUTHERFORD COUNTY  DEFAULT having been made in the terms, conditions and payments provided in certain Deed of Trust executed by Lonny N. Davis to Infinity Title, LLC, Trustee dated March 25, 2005 in the amount of $167,000.00, and recorded in the Register's Office of Rutherford County, Tennessee in Deed Book 488, Page 705, ("Deed of Trust"); and, the beneficial interest of said Deed of Trust having been last transferred to U.S. Bank National Association as Trustee by assignment; and, U.S. Bank National Association as Trustee, as the current owner and holder of said Deed of Trust (the "Owner and Holder"), has appointed as Substitute Trustee the undersigned, , any of whom may act, by instrument filed for record in the Register's Office of Rutherford County, Tennessee with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; therefore,  NOTICE is hereby given that the entire amount of said indebtedness has been declared due and payable as provided in said Deed of Trust by the Owner and Holder, and the undersigned as Substitute Trustee, or a duly appointed attorney or agents by virtue of the power and authority vested by the Appointment of Substitute Trustee, will on Thursday, November 11, 2010 commencing at 12:00 PM at the east door of the Rutherford County Courthouse, Murfreesboro, Tennessee; sell to the highest bidder for cash, immediately at the close of sale, the following property to-wit: Being Lot No. 228, Phase Two First Revision, Park Villa Subdivision, of record in Plat Book 19, Page 161, Registers Office for Rutherford County, Tennessee, to which plat reference is hereby made for a more complete and accurate legal description. Being the same property conveyed to L. Neil Davis and Kym M. Davis, married on 07/24/98, by deed from R. Butler Builders, filed for record on 07/27/98, in Book 628, Page 99, Registers Office for Rutherford County, Tennessee. Being the same property further conveyed to Lonny Davis by Divorce decree filed on 4/26/01, finalized on 08/06/01, in Docket No. 01-2495DR, recorded in Chancery Court Clerk Office for Rutherford County, Tennessee.   Map & Parcel No.: 0141E02800 000   PROPERTY ADDRESS:  923 Tal Lane, La Vergne, Tennessee 37086 CURRENT OWNER(S): L. Neil Davis SUBORDINATE LIENHOLDERS: Ascend Federal Credit Union f/k/a AEDC Federal Credit Union OTHER INTERESTED PARTIES: N/A All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, however, the undersigned will sell and convey only as Substitute Trustee. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property; as well as any prior liens or encumbrances as well as priority created by a fixture filing; and/or any matter that an accurate survey of the premises might disclose. If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor and Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the sale will be subject to the applicable governmental entities` right to redeem the property, as required by 26 U.S.C § 7425 and T.C.A. § 67-1-1433. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Deed of Trust. Substitute Trustee reserves the right to adjourn the day of the sale to another day, time and place certain without further publication, upon announcement at the time and place for the sale set forth above. MCC TN, LCC 3525 Piedmont Road NE, Six Piedmont Center, Suite 700 Atlanta, GA 30305 McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-02999 /CONV Ad Run Dates: 10/17/2010, 10/24/2010 and 10/31/2010 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

 Ad # 6462

SUBSTITUTE TRUSTEE'S

NOTICE OF FORECLOSURE SALE

WHEREAS, default having been made of an indebtedness described in and secured by that certain Deed of Trust, dated January 17, 2008, executed by Laurel Brook Homes, Inc., to J. Ben Weatherford, recorded in Record Book 813, page 2915, Register's Office for Rutherford County, Tennessee, embracing certain real estate hereinafter described, and the undersigned, Rodney M. Scott, having been appointed Substitute Trustee by an instrument duly recorded in Record Book 1014, page 1178, Register's Office for Rutherford County; and MidSouth Bank, the holder of said indebtedness, having declared the entire unpaid balance immediately due and payable, and said note not having been paid, and said holder having directed them so to do; 

NOTICE IS HEREBY GIVEN, that he will, on Wednesday, December 1, 2010, at or about the hour of 10:00 a. m. at the site of the subject premises at 4314 Marymont Springs Boulevard, Murfreesboro, Tennessee, 37128, SELL to the highest and best bidder for cash and free from all right of homestead, exemption in and equitable and statutory redemption of the property, and borrowers hereby relinquish all right of dower and curtesy in the property, the following described parcel of real estate situated in Rutherford County, Tennessee, to-wit:

TRACT 1:

Land in Rutherford County, Tennessee, being all of Lot No. 2, on the Final Plat, Marymont Springs, Section I-Phase I, as shown by plat appearing of record in Plat Book 33, Page 188, of the Register’s Office of Rutherford County, Tennessee, to which plat reference is hereby made for more complete details of said lot.

Being part of the same property conveyed to Laurel Brook Homes, Inc., a Tennessee Corporation, by Deed from Adams & Parks Investments, a Tennessee general partnership as of record in Record Book 813, page 2913, Register’s Office for Rutherford County, Tennessee.

This is unimproved property known 4314 Marymont Springs Boulevard, Murfreesboro, TN, 37128.

THIS SALE IS SUBJECT TO  any and all unpaid taxes, restrictive covenants, easements and setback lines;  any and all prior liens or encumbrances against the aforesaid property; any statutory rights of redemption not otherwise waived in the Deed of Trust of MidSouth Bank, as set forth in Record Book 813, page 2915, Register’s Office for Rutherford County, Tennessee, including rights of redemption of any governmental agency, state or federal;  and any prior liens or encumbrances that may exist against the property.  This sale is also subject to any matter that an accurate survey of the premises might disclose. 

Said sale will be made for the purpose of satisfying said indebtedness to MidSouth Bank, and the undersigned Substitute Trustee will deliver to the Purchaser a Substitute Trustee's Deed conveying said property without any covenant or warranty, expressed or implied.

RODNEY M. SCOTT, SUBSTITUTE TRUSTEE

12 Public Square

Murfreesboro, TN  37130

To be Run: October 31, November 7, and November 14, 2010.

FORECLOSURE SALE NOTICE

WHEREAS, Mark A. Truett, by a Deed of Trust, dated March 28, 2007, of record in Record Book 728, Page 2797 and Modification of record in Record Book 929, Page 1623, Register’s Office for Rutherford County, Tennessee, conveyed to Randall Clemons, Trustee, the hereinafter described real property to secure payment of a promissory note as described in said Deed of Trust; and 

WHEREAS, Robert Evans Lee having been appointed Substitute Trustee by Wilson Bank & Trust, the owner and holder of said note by an instrument of record in Book 987, Page 2735, Register’s Office for Rutherford County, Tennessee, with authority to act alone with the powers given the Trustee; and

WHEREAS, default having occurred with respect to the note secured by the Deed of Trust, and the full balance owing having been accelerated; and

WHEREAS, Wilson Bank & Trust, as the owner and holder of said note, has demanded that the real property covered by the Deed of Trust be advertised and sold in satisfaction of said debt and the cost of the foreclosure, in accordance with the terms and provisions of said note and Deed of Trust;

NOW, THEREFORE, notice is hereby given that I, Robert Evans Lee, Substitute Trustee, pursuant to the power, duty and authority vested in and imposed upon me in said Deed of Trust, will on November 24, 2010 at 2:00 P.M., Central Time, at the front door of the Courthouse in Murfreesboro, Rutherford County, Tennessee, offer for sale to the highest and best bidder for cash and free from all rights and equity of redemption, statutory or otherwise, homestead, dower and all other rights and exemptions of every kind as provided in said Deed of Trust, certain real property situated in Rutherford County, Tennessee, described as follows:

That certain parcel of real estate located in Rutherford County, State of Tennessee, and being described as follows, to-wit:

Being all of Lot No. 256, Final Plat, Section VII, Huntington Place, according to plat appearing of record in Plat Book 30, page 96, of the Register's Office of Rutherford County, Tennessee, to which plat reference is here made for more complete details of location and description of said lot.

Being the same property conveyed to Mark A. Truett, a married person, by Mid-Cumberland Builders, LLC, a Tennessee limited liability company by Warranty Deed dated March 28, 2007 of record in Record Book 728, page 2795-2796, Register’s Office, Rutherford County, Tennessee.

Subject property has the address of Lot 256 Huntington Place Subdivision, 2524 Cushing Avenue, Murfreesboro, TN 37129

The right is reserved to adjourn the day of sale to another day and time certain, without further publication and in accordance with law, upon announcement of said adjournment on the day and time and place of sale set forth above, and/or to sell to the second highest bidder in the event the highest bidder does not comply with the terms of the sale.

Substitute Trustee will make no covenant of seisin or warranty of title, express or implied, and will sell and convey the subject real property by Successor Trustee’s Deed, as Substitute Trustee only.

THIS sale is subject to all matters shown on any applicable recorded Plat or Plan; any unpaid taxes which exist as a lien against said property, including without limitation city and county property taxes; any restrictive covenants, easements or setback lines that may be applicable; any statutory rights of redemption not otherwise waived in the Deed of Trust, including rights of redemption of any governmental agency, state or federal; and any prior liens or encumbrances that may exist against the property.  This sale is also subject to any matter that an accurate survey of the premises might disclose.

INTERESTED PARTIES:  None

THIS IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THIS PURPOSE.

THIS 20th day of September, 2010

Run: October 31, 2010, November 7, 2010, November 14, 2010

Robert Evans Lee, Substitute Trustee

Lee & Lee Attorneys at Law, P.C.

109 East Gay Street

Lebanon, TN  37087

615-444-3900