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Legal/Public Notices for 10/14/12 - Substitute Trustee's Sales (3)


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NOTICE OF SUBSTITUTE TRUSTEE'S SALE TENNESSEE, RUTHERFORD COUNTY
DEFAULT having been made in the terms, conditions and payments provided in certain Deed of Trust executed by Larry D. Curtis and Edith Ann Curtis to Craig E. Newby, Trustee dated February 14, 2009 in the amount of $116,400.00, and recorded in the Register's Office of Rutherford County, Tennessee in Deed Book 899, Page 3207-3222, ("Deed of Trust"); and, the beneficial interest of said Deed of Trust having been last transferred to JPMorgan Chase Bank, National Association by assignment; and, JPMorgan Chase Bank, National Association, as the current holder of said Deed of Trust (the "Holder"), has appointed as Substitute Trustee the undersigned, , any of whom may act, by instrument filed for record in the Register's Office of Rutherford County, Tennessee with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; therefore, NOTICE is hereby given that the entire amount of said indebtedness has been declared due and payable as provided in said Deed of Trust by the Holder, and the undersigned as Substitute Trustee, or a duly appointed attorney or agents by virtue of the power and authority vested by the Appointment of Substitute Trustee, will on Thursday, October 25, 2012 commencing at 12:00 PM at the east door of the Rutherford County Courthouse, Murfreesboro, Tennessee; sell to the highest bidder for cash, immediately at the close of sale, the following property to-wit: The land referred to in this policy is situated in the STATE OF TENNESSEE, COUNTY OF RUTHERFORD, CITY OF SMYRNA, and described as follows: BEING ALL OF LOT NO. 297 SMYRNA GREEN ACRES, ADDITION II, AS SHOWN BY PLAT AND SURVEY OF RECORD IN PLAT BOOK 3, PAGE 74, OF THE REGISTERS OFFICE FOR RUTHERFORD COUNTY, TENNESSEE, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE COMPLETE AND ACCURATE LEGAL DESCRIPTION. Being all of that certain property conveyed to LARRY D. CURTIS AND EDITH ANN CURTIS, HUSBAND AND WIFE from JAMES E. RUSSELL, SR. AND AILEEN E. RUSSELL, HUSBAND AND WIFE, by deed dated MAY 14, 1999 and recorded MAY 19,1999 in Deed Book 650, Page 516 of official records. APN # 027A A 01200 / R0012238 Map & Parcel No.: 027A A 012.00 000 PROPERTY ADDRESS: 501 Mary Street, Smyrna, Tennessee 37167 CURRENT OWNER(S): Larry D. Curtis and Edith Ann Curtis SUBORDINATE LEINHOLDERS: NA OTHER INTERESTED PARTIES: NA All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, however, the undersigned will sell and convey only as Substitute Trustee. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property; as well as any prior liens or encumbrances as well as priority created by a fixture filing; and/or any matter that an accurate survey of the premises might disclose. If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor and Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the sale will be subject to the applicable governmental entities` right to redeem the property, as required by 26 U.S.C § 7425 and T.C.A. § 67-1-1433. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Deed of Trust. The notice requirements of T.C.A. §35-5-117 were satisfied prior to the first publication of the Notice of Substitute Trustee`s Sale. Substitute Trustee reserves the right to adjourn the day of the sale to another day, time and place certain without further publication, upon announcement at the time and place for the sale set forth above. MCC TN, LCC 3525 Piedmont Road NE, Six Piedmont Center, Suite 700 Atlanta, GA 30305 (404) 373-1612 www.mccurdycandler.com File No. 12-07974 /FHLMC Ad Run Dates: 9/30/2012, 10/7/2012 and 10/14/2012 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Ad # 38437

NOTICE OF SUBSTITUTE TRUSTEE`S SALE
WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated January 26, 2001, executed by RAYMOND S. RENNER AND DONNA L. RENNER, conveying certain real property therein described to R. DALE FLOYD, as Trustee, as same appears of record in the Register's Office of Rutherford County, Tennessee recorded February 1, 2001, in Deed Book 44, Page 687-699; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP who is now the owner of said debt; and WHEREAS, Notice of the Right to Foreclose, if required pursuant to T.C.A. § 35-5-117, was given in accordance with Tennessee law; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register's Office of Rutherford County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on October 25, 2012 at 02:00 PM at the courthouse door where the foreclosure sales are customarily held , located in Murfreesboro, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Rutherford County, Tennessee, to wit: BEING ALL OF LOT 8, MCNIEL FARMS SUBDIVISION ACCORDING TO PLAT AND SURVEY OF RECORD IN PLAT BOOK 12 PAGE 1 OF THE REGISTER`S OFFICE FOR RUTHERFORD COUNTY, TENNESSEE TO WHICH PLAT AND SURVEY REFERENCE 1S HEREBY MADE FOR MORE COMPLETE DETAILS OF LOCATION AND DESCRIPTION OF SAID LOT. BEING THAT SAME PROPERTY CONVEYED TO RAYMOND S. RENNER AND WIFE, DONNA L. RENNER BY DEED FROM DENNIS A. PAYNE AND WIFE, KAREN F. PAYNE OF RECORD IN DEED BOOK 526, PAGE 74 OF THE REGISTER`S OFFICE FOR RUTHERFORD COUNTY, TENNESSEE. THIS CONVEYANCE IS MADE SUBJECT TO RESTRICTIVE COVENANTS APPEARING OF RECORD IN BOOK 321, PAGE 99; AND IN BOOK 325, PAGE 397; EASEMENT- TO MIDDLE TENNESSEE ELECTRIC MEMBERSHIP CORPORATION OF RECORD IN BOOK 328, PAGE 195; AND TO MINIMUM BUILDING SETBACK LINE; PUBLIC UTILITY AND DRAINAGE EASEMENT; AND ANY OTHER MATTERS AS SHOWN ON THE PLAT OF RECORD IN PLAT BOOK 12, PAGE 1; ALL OF THE REGISTER`S OFFICE FOR RUTHERFORD COUNTY, TENNESSEE. Parcel ID: 99-C-A-15 PROPERTY ADDRESS: The street address of the property is believed to be 4151 BASIL COURT, MURFREESBORO, TN 37128. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): RAYMOND S. RENNER OTHER INTERESTED PARTIES: DONNA L. RENNER The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin TN, PLLC, Substitute Trustee 119 S. Main Street, Suite 500 Memphis, TN 38103 www.rubinlublin.com/property-listings.php Tel: (877) 813-0992 Fax: (404) 601-5846  Ad #37811: 2012-09-30  2012-10-07, 2012-10-14  

NOTICE OF SUBSTITUTE TRUSTEE`S SALE
WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated May 3, 2007, executed by Adan Garcia and Maria Magdalena Garcia, conveying certain real property therein described to Victor Hazelwood, as Trustee, as same appears of record in the Register's Office of Rutherford County, Tennessee recorded May 25, 2007, in Deed Book 746, Page 3035-3050; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP who is now the owner of said debt; and WHEREAS, Notice of the Right to Foreclose, if required pursuant to T.C.A. § 35-5-117, was given in accordance with Tennessee law; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register's Office of Rutherford County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on October 25, 2012 at 02:00 PM at the courthouse door where the foreclosure sales are customarily held , located in Murfreesboro, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Rutherford County, Tennessee, to wit: LAND IN RUTHERFORD COUNTY, TENNESSEE, BEING LOT NO. 42 ON THE PLAN OF FARMINGDALE ESTATES, SECTION 5, OF RECORD IN PLAT BOOK 12, PAGE 26, REGISTER`S OFFICE FOR SAID COUNTY, TO WHICH REFERENCE IS MADE FOR A MORE COMPLETE DESCRIPTION. BEING THE PROPERTY CONVEYED TO ADAN GARCIA AND WIFE, MARIA MAGDALENA GARCIA, BY DEED OF RECORD IN BOOK 746, PAGE 3033, REGISTER`S OFFICE FOR RUTHERFORD, TENNESSEE. Parcel ID: 029 AD 024.00 PROPERTY ADDRESS: The street address of the property is believed to be 638 BLAKE MOORE DR, LA VERGNE, TN 37086. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): MICHAEL S. BLIGH, TRUSTEE OF THE GRACIA REVOCABLE LIVING TRUST OTHER INTERESTED PARTIES: UCC DIRECT SERVICES The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin TN, PLLC, Substitute Trustee 119 S. Main Street, Suite 500 Memphis, TN 38103 www.rubinlublin.com/property-listings.php Tel: (877) 813-0992 Fax: (404) 601-5846  Ad #37952: 2012-09-30  2012-10-07, 2012-10-14  

NOTICE OF SUBSTITUTE TRUSTEE`S SALE
WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated May 16, 2008, executed by RHONDA L. CHEERS, conveying certain real property therein described to ROBERT M. WILSON JR., as Trustee, as same appears of record in the Register's Office of Rutherford County, Tennessee recorded June 5, 2008, in Deed Book 848, Page 1522; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to BANK OF AMERICA, N.A. who is now the owner of said debt; and WHEREAS, Notice of the Right to Foreclose, if required pursuant to T.C.A. § 35-5-117, was given in accordance with Tennessee law; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register's Office of Rutherford County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on October 25, 2012 at 02:00 PM at the courthouse door where the foreclosure sales are customarily held , located in Murfreesboro, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Rutherford County, Tennessee, to wit: LAND IN RUTHERFOR COUNTY, TENNESSEE, BEING LOT 195, KEY ESTATES SUBDIVISION, SECTION IV, AS SHOWN ON PLAT OR RECORD IN PLAT BOOK 6, PAGE 4, IN THE REGISTER`S OFFICE, RUTHERFORD COUNTY, TENNESSEE, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF SAID PROPERTY. BEING THE SAME PROPERTY CONVEYED TO RHONDA L. CHEERS, UNMARRIED BY WARRANTY DEED FROM MICHAEL S. OWEN, UNMARRIED, OF RECORD IN RECORD BOOK 848 PAGE 1520, RIGISTER`S OFFICE FOR RUTHERFORD COUNTY, TENNESSEE. Parcel ID: R0029186 PROPERTY ADDRESS: The street address of the property is believed to be 6643 SCENIC DR, MURFREESBORO, TN 37129. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): RHONDA L. CHEERS OTHER INTERESTED PARTIES: The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin TN, PLLC, Substitute Trustee 119 S. Main Street, Suite 500 Memphis, TN 38103 www.rubinlublin.com/property-listings.php Tel: (877) 813-0992 Fax: (404) 601-5846  Ad #37831: 2012-09-30  2012-10-07, 2012-10-14  

 NOTICE OF SUBSTITUTE TRUSTEE`S SALE
WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated October 8, 2008, executed by EMMA ALLEIN, STEPHEN ALLEIN, conveying certain real property therein described to LARRY A. WEISSMAN, as Trustee, as same appears of record in the Register's Office of Rutherford County, Tennessee recorded October 10, 2008, in Deed Book 875, Page 1587-1598; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to Suntrust Mortgage, Inc. who is now the owner of said debt; and WHEREAS, Notice of the Right to Foreclose, if required pursuant to T.C.A. § 35-5-117, was given in accordance with Tennessee law; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register's Office of Rutherford County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on November 8, 2012 at 02:00 PM at the courthouse door where the foreclosure sales are customarily held , located in Murfreesboro, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Rutherford County, Tennessee, to wit: BEING ALL OF LOT NO. 109, ON THE PLAN OF FINAL PLAT, SECTION II, PHASE I, BELMONT, A PLANNED RESIDENTIAL DEVELOPMENT, ACCORDING TO PLAT AND SURVEY APPEARING OF RECORD IN PLAT BOOK 31, PAGE 90, OF THE REGISTER`S OFFICE OF RUTHERFORD COUNTY, TENNESSEE, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR MORE COMPLETE DETAILS OF LOCATION AND DESCRIPTION OF SAID LOT. BEING THE SAME PROPERTY CONVEYED TO STEPHEN ALLEIN. EMMA ALLEIN, HUSBAND AND WIFE, BY DEED FROM OLE SOUTH PROPERTIES, INC., A TENNESSEE CORPORATION, DATED OCTOBER 8, 2008, APPEARING OF RECORD IN RECORD BOOK 875, PAGE 1584, OF THE REGISTER`S OFFICE OF RUTHERFORD COUNTY, TENNESSEE. THIS CONVEYANCE IS MADE SUBJECT TO DECLARATION OF COVENANTS CONTAINED IN INSTRUMENT OF RECORD IN RECORD BOOK 574, PAGE 1239, AMENDED IN RECORD BOOK 594, PAGE 2813, AND SUPPLEMENTED OF RECORD IN RECORD BOOK 611, PAGE 3754, IN RECORD BOOK 674, PAGE 1477, AND IN RECORD BOOK 720, PAGE 3282, RESTRICTIVE COVENANTS OF RECORD IN DEED BOOK 338, PAGE 897, AND IN DEED BOOK 338, PAGE 899; BY-LAWS OF RECORD IN RECORD BOOK 574, PAGE 1260: EASEMENT TO MIDDLE TENNESSEE ELECTRIC MEMBERSHIP CORPORATION (BLANKET-SECTION II) OF RECORD IN RECORD BOOK 716, PAGE 1684, EASEMENT TO MIDDLE TENNESSEE ELECTRIC MEMBERSHIP CORPORATION (BLANKET) OF RECORD IN RECORD BOOK 677, PAGE 1064, IN RECORD BOOK 562, PAGE 2974, AND IN RECORD BOOK 340, PAGE 75; EASEMENT TO CONSOLIDATED UTILITY DISTRICT OF RECORD IN DEED BOOK 629, PAGE 325, IN DEED BOOK 629, PAGE 329, AND IN DEED BOOK 629, PAGE 327; EASEMENT TO UNITED CITIES GAS COMPANY OF RECORD IN DEED BOOK 654, PAGE 39; CONVEYANCE TO STATE OF TENNESSEE FOR DEPARTMENT OF TRANSPORTATION PROJECT OF RECORD IN DEED BOOK 626, PAGE 884, AND IN DEED BOOK 626, PAGE 880; ARTICLES OF ORGANIZATION FOR "BELMONT PROPERTY, LLC, A TENNESSEE LIMITED LIABILITY COMPANY" OF RECORD IN RECORD BOOK 432, PAGE 2426, AND TO ANY AND ALL MATTERS SHOWN ON SAID PLAT AND SURVEY OF RECORD IN PLAT BOOK 31, PAGE 90, ALL OF SAID REGISTER`S OFFICE. Parcel ID: 50-0-B-46.00 PROPERTY ADDRESS: The street address of the property is believed to be 615 EASY GOER WAY, SMYRNA, TN 37167. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): EMMA ALLEIN, STEPHEN ALLEIN OTHER INTERESTED PARTIES: Discover Bank Issuer of Discover Card The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin TN, PLLC, Substitute Trustee 119 S. Main Street, Suite 500 Memphis, TN 38103 www.rubinlublin.com/property-listings.php Tel: (877) 813-0992 Fax: (404) 601-5846
 Ad #39546: 2012-10-14  2012-10-21, 2012-10-28  

NOTICE OF SUBSTITUTE TRUSTEE`S SALE
WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated August 1, 2006, executed by MICHAEL S. PRESLEY, MICHELLE STEELMAN, conveying certain real property therein described to Robert M. Wilson, as Trustee, as same appears of record in the Register's Office of Rutherford County, Tennessee recorded August 4, 2006, in Deed Book 650, Page 3260; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to WELLS FARGO BANK, NATIONAL ASSOCIATION, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE SASCO MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-MLN1 who is now the owner of said debt; and WHEREAS, Notice of the Right to Foreclose, if required pursuant to T.C.A. § 35-5-117, was given in accordance with Tennessee law; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register's Office of Rutherford County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on November 8, 2012 at 02:00 PM at the courthouse door where the foreclosure sales are customarily held , located in Murfreesboro, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Rutherford County, Tennessee, to wit: BEING ALL OF LOT NO.9, FINAL PLAT, PRIME LAND SUBDIVISION, ACCORDING TO SURVEY AND PLAT OF SAME APPEARING OF RECORD IN PLAT BOOK 30, PAGE 15, OF THE REGISTER`S OFFICE OF RUTHERFORD COUNTY, TENNESSEE, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR MORE COMPLETE DETAILS AS TO LOCATION AND DESCRIPTION OF SAID LOT. BEING THE SAME PROPERTY CONVEYED TO MICHAEL S. PRESLEY UNMARRIED AND MICHELLE STEELMAN, UNMARRIED, BY DEED OF RECORD IN RECORD BOOK 650 ,PAGE 3258 OF THE REGISTER`S OFFICE OF RUTHERFORD COUNTY, TENNESSEE. THIS CONVEYANCE IS SUBJECT TO THE RESTRICTIVE COVENANTS OFRECORD IN RECORD BOOK 637, PAGE 2240; TO THE UTILITY AND DRAINAGE EASEMENT OF RECORD IN RECORD BOOK 591, PAGE 2306,2309,2315 AND 2321, AND, TO THE MINIMUM BUILDING SETBACK LINE, PUBLIC UTILITY AND DRAINAGE EASEMENT AND ANY AND ALL OTHER MATTERS AS SHOWN ON SUBDIVISION PLAT OF RECORD IN PLAT BOOK 30, PAGE 15, OF THE REGISTER`S OFFICE OF RUTHERFORD COUNTY, TENNESSEE. Parcel ID: 33N/D/9 PROPERTY ADDRESS: The street address of the property is believed to be 3505 GAMBILL LN, SMYRNA, TN 37167. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): MICHAEL S. PRESLEY, MICHELLE STEELMAN OTHER INTERESTED PARTIES: Arrow Financial Services LLC, Citibank (South Dakota) NA, Mortgage Electronic Registration Systems, Inc., acting solely as nominee for Mortgage Lenders Network USA, Inc., Real Time Resolutions, Inc. The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin TN, PLLC, Substitute Trustee 119 S. Main Street, Suite 500 Memphis, TN 38103 www.rubinlublin.com/property-listings.php Tel: (877) 813-0992 Fax: (404) 601-5846  Ad #39556: 2012-10-14  2012-10-21, 2012-10-28  

NOTICE OF SUBSTITUTE TRUSTEE`S SALE
WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated September 18, 2006, executed by MICHAEL G. BUNCH, TRACY L. BUNCH, conveying certain real property therein described to ROBERT M. WILSON JR, as Trustee, as same appears of record in the Register's Office of Rutherford County, Tennessee recorded September 25, 2006, in Deed Book 668, Page 1897; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to BANK OF AMERICA, N.A. who is now the owner of said debt; and WHEREAS, Notice of the Right to Foreclose, if required pursuant to T.C.A. § 35-5-117, was given in accordance with Tennessee law; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register's Office of Rutherford County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on November 8, 2012 at 02:00 PM at the courthouse door where the foreclosure sales are customarily held , located in Murfreesboro, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Rutherford County, Tennessee, to wit: LAND IN RUTHERFORD COUNTY TENNESSEE, BEING ALL OF LOT NO. 62, FINAL PLAT FOR WATERSEDGE SUBDIVISION, PHASE "C", SECTION 3, OF RECORD IN PLAT BOOK 20, PAGE 161, REGISTER`S OFFICE FOR SAID COUNTY, TO WHICH REFERENCE IS HEREBY MADE FOR A MORE COMPLETE AND ACCURATE DESCRIPTION OF SAID LOT. BEING THE SAME PROPERTY CONVEYED TO MICHAEL G. BUNCH, AN UNMARRIED MAN, BY DEED OF RECORD IN DEED BOOK 670, PAGE 219, REGISTER`S OFFICE FOR SAID COUNTY. TRACY L. BUNCH EXECUTES THIS DOCUMENT, WITH THE CONSENT OF THE GRANTOR SPOUSE, FOR THE PURPOSE OF WAIVING HOMESTEAD AND/OR OTHER MARITAL RIGHTS THAT MAY BE GRANTED TO A SPOUSE BY LAW IN THE PROPERTY AND/OR WHICH MIGHT BE ASSERTED AGAINST THE TRUSTEE, BENEFICIARY, MORTGAGEE, OR THEIR ASSIGNS IN ENFORCING ANY RIGHTS. THE SAID TRACY L. BUNCH HAVING NO PERSONAL LIABILITY IN CONNECTION WITH THE LOAN TO WHICH IS MADE HEREIN. Parcel ID: 006F-B-009.00 PROPERTY ADDRESS: The street address of the property is believed to be 506 OSAGE COURT, LAVERGNE, TN 37086. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): MICHAEL G. BUNCH OTHER INTERESTED PARTIES: TRACY L. BUNCH The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin TN, PLLC, Substitute Trustee 119 S. Main Street, Suite 500 Memphis, TN 38103 www.rubinlublin.com/property-listings.php Tel: (877) 813-0992 Fax: (404) 601-5846  Ad #39480: 2012-10-14  2012-10-21, 2012-10-28 
 
 
 
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