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Legal/Public Notices for 09/13/12 (1)


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SUBSTITUTE TRUSTEE'S SALE
Sale at public auction will be on October 11, 2012 at 12:00PM local time, at the east front door, Rutherford County Courthouse, Murfreesboro, Tennessee, conducted by Shapiro & Kirsch, LLP Substitute Trustee, pursuant to Deed of Trust executed by Jonathan David Montgomery, married, and Nikol L. Montgomery, married, to Deanie L. Gregory, Trustee, on August 27, 2001 at Record Book 91, Page 1873; all of record in the Rutherford County Register's Office.
Owner of Debt: JPMorgan Chase Bank, National Association
The following real estate located in Rutherford County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record:
Described property located in Rutherford County, Tennessee, and being more particularly described in deed of record in Record Book 91, Page 1873; in the Register’s Office of Rutherford County, Tennessee
Parcel Number: 027F-C-008.00
Current Owner(s) of Property: Jonathan David Montgomery and Nikol L. Montgomery
 The street address of the above described property is believed to be 103 Seward Street, Smyrna, Tennessee 37167, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control.
SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION.
If applicable, the notice requirements of T.C.A. 35-5-117 have been met.
All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.
If the highest bidder cannot pay the bid within twenty-four (24) hours of the sale, the next highest bidder, at their highest bid, will be deemed the successful bidder.
This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded at any time.
Shapiro & Kirsch, LLP Substitute Trustee
www.kirschattorneys.com
Law Office of Shapiro & Kirsch, LLP
555 Perkins Road Extended, Second Floor, Memphis, TN 38117
Phone (901)767-5566, Fax (901)761-5690
File No. 12-037191

 NOTICE OF SUBSTITUTE TRUSTEE’S SALE
WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated March 19, 2007, executed by FLOR M GARCIA MENENDEZF/K/A FLOR M GARCIA, AN UNMARRIED WOMAN, conveying certain real property therein described to 1ST NATIONAL TITLE as same appears of record in the Register's Office of Rutherford County, on March 26, 2007, as Instrument No. 1485372, in Book 726, at Page 2669;  WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP, who is now the owner of said debt; and  WHEREAS, Notice of the Right to Foreclose (“Notice”) was given in compliance with Tennessee law by the mailing a copy of the Notice to the parties at least sixty (60) days prior to the first publication of the Substitute Trustee’s Sale. WHEREAS, the undersigned, RECONTRUST COMPANY, N.A., having been appointed by as Substitute Trustee by instrument filed for record in the Register's Office of Rutherford County, Tennessee  NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, RECONTRUST COMPANY, N.A., as Substitute Trustee or its duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on September 27, 2012, 2:00 PM at the Rutherford County courthouse door where the foreclosure sales are customarily held At the Rutherford County Courthouse, Murfreesboro, TN, proceed to sell at public outcry to the highest and best bidder for cash, the following described property situated in Rutherford County, Tennessee, to wit:  LOT NUMBER 83, ON THE PLAN OF BEN FRANKIN ESTATES, AS SHOWN BY PLAT RECORD BOOK 11, PAGES 252 AND 253, REGISTER'S OFFICE FOR RUTHERFORD COUNTY, TENNESSEE, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE COMPLETE LEGAL DESCRIPTION. PARCEL# 015E-A-42.00 PROPERTY ADDRESS: The street address of the property is believed to be 156 CONSTITUTION AVENUE, LAVERGNE, TN 37086. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control.  CURRENT OWNER(S): FLOR MENENDEZ AKA FLOR M MENDEZ AKA FLOR M GARCIA MENDEZ AKA FLOR M GARCIA MENENDEZ INTERESTED PARTIES:  The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose. RECONTRUST COMPANY, N.A. IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. RECONTRUST COMPANY, N.A., Substitute Trustee 2380 Performance Dr, TX2-984-0407 Richardson, TX 75082 Tel: (800) 281-8219 Fax: (866) 681-5002 Registered Agent: CT Corporation System 800 South Gay Street, Suite 2021 Knoxville, TN 37929 Tel: (865) 342-3522 TS#: 12-0040638 FEI # 1006.166441 09/06/2012, 09/13/2012, 09/20/2012                 

NOTICE OF SUBSTITUTE TRUSTEE’S SALE
WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated February 9, 2008, executed by GINA D. JACOBS AND JOHN C. JACOBS, WIFE AND HUSBAND AS TENANTS BYTHE ENTIRETY, conveying certain real property therein described to MARK A. ROSSER as same appears of record in the Register's Office of Rutherford County, on March 18, 2008, as Instrument No. 1552925, in Book 828, at Page 1105; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to BANK OF AMERICA, N.A., who is now the owner of said debt; and WHEREAS, Notice of the Right to Foreclose (“Notice”) was given in compliance with Tennessee law by the mailing a copy of the Notice to the parties at least sixty (60) days prior to the first publication of the Substitute Trustee’s Sale. WHEREAS, the undersigned, RECONTRUST COMPANY, N.A., having been appointed by as Substitute Trustee by instrument filed for record in the Register's Office of Rutherford County, Tennessee on June 12, 2012. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, RECONTRUST COMPANY, N.A., as Substitute Trustee or its duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on September 27, 2012, 2:00 PM at the Rutherford County courthouse door where the foreclosure sales are customarily held At the Rutherford County Courthouse, Murfreesboro, TN, proceed to sell at public outcry to the highest and best bidder for cash, the following described property situated in Rutherford County, Tennessee, to wit: BEING ALL OF LOT NO. 20 OF THE RESUBDIVISION OF OLD JONES MILL SUBDIVISION, SECTION I, ACCORDING TO SURVEY AND PLAT OF SAME APPEARING OF RECORD IN PLAT BOOK 12 PAGE 28, OF THE REGISTER'S OFFICE OF RUTHERFORD COUNTY, TENNESSEE, TO WHICH PLAT REFERENCE IS MADE. PARCEL# 027H-H-02900 PROPERTY ADDRESS: The street address of the property is believed to be 409 PADDLE WHEEL LANE, SMYRNA, TN 37167. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): JOHN C. JACOBS AND GINA D. JACOBS AKA GINA DENISE COLEY DARRELL OTHER INTERESTED PARTIES: The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose. RECONTRUST COMPANY, N.A. IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. RECONTRUST COMPANY, N.A., Substitute Trustee 2380 Performance Dr, TX2-984-0407 Richardson, TX 75082 Tel: (800) 281-8219 Fax: (866) 681-5002 Registered Agent: CT Corporation System 800 South Gay Street, Suite 2021 Knoxville, TN 37929 Tel: (865) 342-3522 TS#: 12-0055327 FEI # 1006.166328 09/06/2012, 09/13/2012, 09/20/2012

NOTICE OF SUBSTITUTE TRUSTEE’S SALE
WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated January 20, 2010, executed by CHRISTOPHER STULTZ AND SHARI STULTZ, HUSBAND AND WIFE, conveying certain real property therein described to VANTAGE POINT TITLE as same appears of record in the Register's Office of Rutherford County, on March 3, 2010, as Instrument No. 1664893, in Book 977, at Page 2690; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to BANK OF AMERICA, N.A., who is now the owner of said debt; and WHEREAS, Notice of the Right to Foreclose (“Notice”) was given in compliance with Tennessee law by the mailing a copy of the Notice to the parties at least sixty (60) days prior to the first publication of the Substitute Trustee’s Sale. WHEREAS, the undersigned, RECONTRUST COMPANY, N.A., having been appointed by as Substitute Trustee by instrument filed for record in the Register's Office of Rutherford County, Tennessee NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, RECONTRUST COMPANY, N.A., as Substitute Trustee or its duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on September 27, 2012, 2:00 PM at the Rutherford County courthouse door where the foreclosure sales are customarily held At the Rutherford County Courthouse, Murfreesboro, TN, proceed to sell at public outcry to the highest and best bidder for cash, the following described property situated in Rutherford County, Tennessee, to wit: BEING LOT NO. 135, GREENWOOD ESTATE, SECTION IV, AS SHOWN BY PLAT OF RECORD IN PLAT BOOK 19 PAGE 50 AND 51, OF THE REGISTER'S OFFICE OF RUTHERFORD COUNTY, TENNESSEE, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE COMPLETE AND ACCURATE DESCRIPTION OF SAID LOT. PARCEL# 046F B 089.00 PROPERTY ADDRESS: The street address of the property is believed to be 7427 ANTIETAM LANE, MURFREESBORO, TN 37130. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): SHARI STULTZ and CHRISTOPHER STULTZ OTHER INTERESTED PARTIES: 1). MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC. 2). FMF CAPITAL LLC 3). WELLS FARGO BANK C/O LEFKOFF, RUBIN&GLEASON The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose. RECONTRUST COMPANY, N.A. IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. RECONTRUST COMPANY, N.A., Substitute Trustee 2380 Performance Dr, TX2-984-0407 Richardson, TX 75082 Tel: (800) 281-8219 Fax: (866) 681-5002 Registered Agent: CT Corporation System 800 South Gay Street, Suite 2021 Knoxville, TN 37929 Tel: (865) 342-3522 TS#: 12-0057718 FEI # 1006.166225 09/06/2012, 09/13/2012, 09/20/2012

NOTICE OF SUBSTITUTE TRUSTEE’S SALE
WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated September 28, 2005, executed by DALTON PITTS, A MARRIED MAN AND LIANE PITTS, HUSBAND AND WIFE, conveying certain real property therein described to ARNOLD M WEISS, ATTORNEY as same appears of record in the Register's Office of Rutherford County, on September 30, 2005, as Instrument No. 1372232, in Book 548, at Page 3956; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC ASSET-BACKED CERTIFICATES, SERIES 2005-14, who is now the owner of said debt; and WHEREAS, Notice of the Right to Foreclose (“Notice”) was given in compliance with Tennessee law by the mailing a copy of the Notice to the parties at least sixty (60) days prior to the first publication of the Substitute Trustee’s Sale. WHEREAS, the undersigned, RECONTRUST COMPANY, N.A., having been appointed by as Substitute Trustee by instrument filed for record in the Register's Office of Rutherford County, Tennessee, as Instrument No. 1463238, in Book 693, at Page 1896. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, RECONTRUST COMPANY, N.A., as Substitute Trustee or its duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on September 27, 2012, 2:00 PM at the Rutherford County courthouse door where the foreclosure sales are customarily held At the Rutherford County Courthouse, Murfreesboro, TN, proceed to sell at public outcry to the highest and best bidder for cash, the following described property situated in Rutherford County, Tennessee, to wit: BEING LOT NO. 69, FINAL PLAT, SECTION III HICKORY TRACE ANNEX, AS SHOWN BY PLAT OF RECORD IN PLAT BOOK 19, PAGE 43, OF THE REGISTER'S OFFICE OF RUTHERFORD COUNTY, TENNESSEE, TO WHICH PLAT REFERENCE IS HEREBY MAD FOR A MORE COMPLETE AND ACCURATE DESCRIPTION OF SAID LOT. PARCEL # 028C A 015000 PROPERTY ADDRESS: The street address of the property is believed to be 1209 LEDBURY, SMYRNA, TN 37167. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): DALTON PITTS AKA DALTON DEWAYNE PITTS, AND LIANE PITTS AKA LIANE WEAKLY PITTS OTHER INTERESTED PARTIES: COUNTRYWIDE HOME LOANS OF TENNESSEE, INC. The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose. RECONTRUST COMPANY, N.A. IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. RECONTRUST COMPANY, N.A., Substitute Trustee 2380 Performance Dr, TX2-984-0407 Richardson, TX 75082 Tel: (800) 281-8219 Fax: (866) 681-5002 Registered Agent: CT Corporation System 800 South Gay Street, Suite 2021 Knoxville, TN 37929 Tel: (865) 342-3522 TS#: 10-0142191 FEI # 1006.152879 09/06/2012, 09/13/2012, 09/20/2012

NOTICE OF SUBSTITUTE TRUSTEE’S SALE
WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated October 9, 2009, executed by LEBBY L. VANTINE, AN UNMARRIED WOMAN, conveying certain real property therein described to SCOTT K. HAYNES as same appears of record in the Register's Office of Rutherford County, on October 12, 2009, as Instrument No. 1645763, in Book 952, at Page 2993;  WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP, who is now the owner of said debt; and  WHEREAS, Notice of the Right to Foreclose (“Notice”) was given in compliance with Tennessee law by the mailing a copy of the Notice to the parties at least sixty (60) days prior to the first publication of the Substitute Trustee’s Sale.  WHEREAS, the undersigned, RECONTRUST COMPANY, N.A., having been appointed by as Substitute Trustee by instrument filed for record in the Register's Office of Rutherford County, Tennessee  NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, RECONTRUST COMPANY, N.A., as Substitute Trustee or its duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on September 27, 2012, 2:00 PM at the Rutherford County courthouse door where the foreclosure sales are customarily held At the Rutherford County Courthouse, Murfreesboro, TN, proceed to sell at public outcry to the highest and best bidder for cash, the following described property situated in Rutherford County, Tennessee, to wit:  BEING ALL OF UNIT NO. 18, COTTAGE GLEN TOWNHOMES, PHASE 1B, HORIZONTAL PROPERTY REGIME PRIVATE ELEMENT PLAT, ACCORDING TO PLAT AND SURVEY OF SAME APPEARING OF RECORD IN PLAT BOOK 32, PAGE 36, OF THE REGISTER'S OFFICE OF RUTHERFORD COUNTY, TENNESSEE, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE COMPLETE AND ACCURATE DESCRIPTION OF SAID UNIT.  PARCEL#.113 03503 PROPERTY ADDRESS: The street address of the property is believed to be 2525 NEW HOLLAND CIRCLE, MURFREESBORO, TN 37128. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control.  CURRENT OWNER(S): LEBBY L. VANTINE   INTERESTED PARTIES:  The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose. RECONTRUST COMPANY, N.A. IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. RECONTRUST COMPANY, N.A., Substitute Trustee 2380 Performance Dr, TX2-984-0407 Richardson, TX 75082 Tel: (800) 281-8219 Fax: (866) 681-5002 Registered Agent: CT Corporation System 800 South Gay Street, Suite 2021 Knoxville, TN 37929 Tel: (865) 342-3522 TS#: 12-0040643 FEI # 1006.166335 09/06/2012, 09/13/2012, 09/20/2012                

SUBSTITUTE TRUSTEE'S SALE
Sale at public auction will be on October 9, 2012 at 10:00AM local time, at the east front door, Rutherford County Courthouse, Murfreesboro, Tennessee pursuant to Deed of Trust executed by Timothy M. Key, a married person and Malissa L. Key, a married person, to Arnold M. Weiss, Esq., Trustee, as trustee for Wells Fargo Bank, N.A. on May 31, 2007 at Record Book 749, Page 2121; conducted by Shapiro & Kirsch, LLP having been appointed Substitute or Successor Trustee, all of record in the Rutherford County Register's Office. Default has occurred in the performance of the covenants, terms, and conditions of said Deed of Trust and the entire indebtedness has been declared due and payable.
Party Entitled to Enforce the Debt: Owner of Debt: Wells Fargo Bank, NA
The following real estate located in Rutherford County, Tennessee, will be sold to the highest call bidder:
Described property located at Rutherford, County, Tennessee, to wit:
Land lying and being in the 3rd Civil District of Rutherford County, Tennessee, and described as follows:
Being Lot Number 28 in Hall Estates Subdivision, Section II, as shown on plat of record in Plat Book 4, Page 3, in the Register's Office of Rutherford, Tennessee, to which plat reference is hereby made for a more particular description of said lot.
Street Address: 128 Tune Drive, La Vergne, Tennessee 37086
Parcel Number: 018H C 01600
Current Owner(s) of Property: Timothy M. Key and wife, Malissa L. Key
Other interested parties: Capital One Bank (USA), N.A. c/o Shon Leverett, Attorney and Gault Financial, LLC assignee of Chase Bank USA, N.A. c/o Thompson and Booth PC
The street address of the above described property is believed to be 128 Tune Drive, La Vergne, Tennessee 37086, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description herein shall control.
SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION.
If applicable, the HB 3588 letter mailed to the borrower(s) pursuant to Tennessee Code Annotated 35-5-117. This sale is subject to all matters shown on any applicable recorded plat any unpaid taxes; and any restrictive covenants, easements, or setback lines that may be applicable; any statutory right of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose.
This sale is subject to all matters shown on any applicable recorded plat any unpaid taxes; and any restrictive covenants, easements, or setback lines that may be applicable; any statutory right of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose.  In addition, the following parties may claim an interest in the above-referenced property:
Capital One Bank (USA), N.A. c/o Shon Leverett, Attorney and Gault Financial, LLC assignee of Chase Bank USA, N.A. c/o Thompson and Booth PC
SALE IS SUBJECT TO ANY INTEREST THAT MAY EXIST IN PRIOR INSTALLMENT DEED OF RECORD AT BOOK 290, PAGE 560, IN THE REGISTER'S OFFICE OF RUTHERFORD COUNTY, TENNESSEE.
 All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.
The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. If the highest bidder cannot pay the bid within twenty-four (24) hours of the sale, the next highest bidder, at their highest bid, will be deemed the successful bidder.
This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded by the Substitute Trustee at any time.
This office may be a debt collector.  This may be an attempt to collect a debt and any information obtained may be used for that purpose.
Shapiro & Kirsch, LLP Substitute Trustee
www.kirschattorneys.com
Law Office of Shapiro & Kirsch, LLP
555 Perkins Road Extended, Second Floor, Memphis, TN 38117
Phone (901)767-5566, Fax (901)761-5690
File No. 12-039038

SUBSTITUTE TRUSTEE'S SALE
Sale at public auction will be on October 4, 2012 at 10:00AM local time, at the east front door, Rutherford County Courthouse, Murfreesboro, Tennessee, conducted by Shapiro & Kirsch, LLP Substitute Trustee, pursuant to Deed of Trust executed by Clifford R. Johnson, unmarried man, to Matt B. Murfree, Trustee, on September 19, 2005 at Record Book 547, Page 1000; all of record in the Rutherford County Register's Office.
Owner of Debt: JPMorgan Chase Bank, National Association
The following real estate located in Rutherford County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record:
Described property located in Rutherford County, Tennessee, and being more particularly described in deed of record in Record Book 547, Page 1000; in the Register’s Office of Rutherford County, Tennessee
Parcel Number: 123M B 01400
Current Owner(s) of Property: Cliff Johnson, an unmarried man
 The street address of the above described property is believed to be 111 Sirtim Court, Murfreesboro, Tennessee 37128, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control.
SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION.
If applicable, the notice requirements of T.C.A. 35-5-117 have been met.
 All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.
If the highest bidder cannot pay the bid within twenty-four (24) hours of the sale, the next highest bidder, at their highest bid, will be deemed the successful bidder.
This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded at any time.
Shapiro & Kirsch, LLP Substitute Trustee
www.kirschattorneys.com
Law Office of Shapiro & Kirsch, LLP
555 Perkins Road Extended, Second Floor, Memphis, TN 38117
Phone (901)767-5566, Fax (901)761-5690
File No. 12-039202

SUBSTITUTE TRUSTEE'S SALE
Sale at public auction will be on October 4, 2012 at 10:00AM local time, at the east front door, Rutherford County Courthouse, Murfreesboro, Tennessee pursuant to Deedo f Trust executed by Sammy E. Brown and Wanda J. Brown, husband and wife, to Gregg S. Murphy, Trustee, as trustee for Columbia National Incorporated on November 21, 2002 at Record Book 209, Page 2206; conducted by Shapiro & Kirsch, LLP having been appointed Substitute or Successor Trustee, all of record in the Rutherford County Register's Office. Default has occurred in the performance of the covenants, terms, and conditions of said Deedo f Trust and the entire indebtedness has been declared due and payable.
Party Entitled to Enforce the Debt: Owner of Debt: Wells Fargo Bank, NA
The following real estate located in Rutherford County, Tennessee, will be sold to the highest call bidder:
Described property located in Rutherford County Tennessee, to wit:
Lot 86, Summit View, Section One, recorded in Plat Book 23, Page 211, Register's Office for Rutherford County, Tennessee to which plat reference is hereby made for a more complete and accurate description.
Street Address: 5116 Mountain Breeze Court, Lavergne, Tennessee 37086
Parcel Number: 029G-F-025.00
Current Owner(s) of Property: Sammy E. Brown
Other interested parties: Household Financial Center, Inc., Household Financial and Midland Funding LLC c/o Mark A. Sexton, Hosto, Buchan, Prater & Lawrence, P.L.L.C.
The street address of the above described property is believed to be 5116 Mountain Breeze Court, Lavergne, Tennessee 37086, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description herein shall control.
SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION.
If applicable, the HB 3588 letter mailed to the borrower(s) pursuant to Tennessee Code Annotated 35-5-117. This sale is subject to all matters shown on any applicable recorded plat any unpaid taxes; and any restrictive covenants, easements, or setback lines that may be applicable; any statutory right of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose.
This sale is subject to all matters shown on any applicable recorded plat any unpaid taxes; and any restrictive covenants, easements, or setback lines that may be applicable; any statutory right of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose.  In addition, the following parties may claim an interest in the above-referenced property:
Household Financial Center, Inc., Household Financial and Midland Funding LLC c/o Mark A. Sexton, Hosto, Buchan, Prater & Lawrence, P.L.L.C.
All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.
The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. If the highest bidder cannot pay the bid within twenty-four (24) hours of the sale, the next highest bidder, at their highest bid, will be deemed the successful bidder.
This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded by the Substitute Trustee at any time.
This office may be a debt collector.  This may be an attempt to collect a debt and any information obtained may be used for that purpose.
Shapiro & Kirsch, LLP Substitute Trustee
www.kirschattorneys.com
Law Office of Shapiro & Kirsch, LLP
555 Perkins Road Extended, Second Floor, Memphis, TN 38117
Phone (901)767-5566, Fax (901)761-5690
File No. 12-034255                
 
 
 
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