Ad #14531: 2011-08-07  2011-08-14, 2011-08-21

NOTICE OF SUBSTITUTE TRUSTEE`S SALE WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated April 15, 1999, executed by Judy L. Mcbride, conveying certain real property therein described to Gregg S. Murphy, as Trustee, as same appears of record in the Register's Office of Rutherford County, Tennessee recorded April 16, 1999, in Deed Book B-484, Page 333; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP who is now the owner of said debt; and WHEREAS, Notice of the Right to Foreclose, if required pursuant to T.C.A. § 35-5-117, was given in accordance with Tennessee law; and WHEREAS, the undersigned, Rubin Lublin Suarez Serrano TN LLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register's Office of Rutherford County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin Suarez Serrano TN LLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on August 25, 2011 at 02:00 PM at the courthouse door where the foreclosure sales are customarily held , located in Murfreesboro, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Rutherford County, Tennessee, to wit: LAND IN RUTHERFORD COUNTY, TENNESSEE, BEING LOT NO. 91 ON THE PLAN OF LAKE FOREST, PHASE 3,OF RECORD IN PLAT BOOK 14, PAGE 102, REGISTER`S OFFICE FOR SAID COUNTY, TO WHICH REFERENCE IS MADE FOR A MORE COMPLETE DESCRIPTION. PARCEL ID: 006N-A-010.00 PROPERTY ADDRESS: The street address of the property is believed to be 109 Red Bud Lane, Lavergne, TN 37086. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): Judy L. Mcbride OTHER INTERESTED PARTIES: The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin Suarez Serrano TN LLC, Substitute Trustee 119 S. Main Street, Suite 500 Memphis, TN 38103 www.rubinlublin.com/property-listings.php Tel: (877) 813-0992 Fax: (404) 601-5846  Ad #14427: 2011-07-31  2011-08-07, 2011-08-14

NOTICE OF SUBSTITUTE TRUSTEE'S SALE TENNESSEE, RUTHERFORD COUNTY  DEFAULT having been made in the terms, conditions and payments provided in certain Deed of Trust executed by Wendell Clay Hardison and Wilma McKnight Hardison to Michael T. Bates, Trustee dated June 22, 2004 in the amount of $155,705.00, and recorded in the Register's Office of Rutherford County, Tennessee in Instrument No. 1279648, Deed Book 400, Page 1232-1250, ("Deed of Trust"); and, the beneficial interest of said Deed of Trust having been last transferred to The Bank of New York Mellon Trust Company, National Association fka The Bank of New York Trust Company, N.A. as successor to JPMorgan Chase Bank N.A. as Trustee by assignment; and, The Bank of New York Mellon Trust Company, National Association fka The Bank of New York Trust Company, N.A. as successor to JPMorgan Chase Bank N.A. as Trustee, as the current holder of said Deed of Trust (the "Holder"), has appointed as Substitute Trustee the undersigned, , any of whom may act, by instrument filed for record in the Register's Office of Rutherford County, Tennessee with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; therefore,  NOTICE is hereby given that the entire amount of said indebtedness has been declared due and payable as provided in said Deed of Trust by the Holder, and the undersigned as Substitute Trustee, or a duly appointed attorney or agents by virtue of the power and authority vested by the Appointment of Substitute Trustee, will on Thursday, August 25, 2011 commencing at 12:00 PM at the east door of the Rutherford County Courthouse, Murfreesboro, Tennessee; sell to the highest bidder for cash, immediately at the close of sale, the following property to-wit: Land in Rutherford County, Tennessee, being all of Lot No. 117, The Villages at Garrison Cove, Section III, according to survey and plat of same appearing of record in Plat Book 26, Page 273, Registers Office for Rutherford County, Tennessee, to which reference is hereby made for a more complete and detailed description of said lot. Being the same property conveyed to Borrower by Warranty Deed recorded simultaneously herewith and appearing of record in Record Book 400, Page 1230, said Registers Office. Parcel ID No.: 81F/E/14  Map & Parcel No.: 81F/E/14   PROPERTY ADDRESS:  2519 Oak Hill Drive, Murfreesboro, Tennessee 37130 CURRENT OWNER(S): Wendell Hardison and Wilma McKnight Hardison SUBORDINATE LIENHOLDERS: The Villages at Garrison Cove, Nathaniel T. Jordan OTHER INTERESTED PARTIES: Tennessee Department of Revenue In addition, this sale shall be subject to the right of redemption by the TENNESSEE DEPARTMENT OF REVENUE, TAX ENFORCEMENT DIVISION, pursuant to T.C.A. 67-1-1433(c)(1) by reason of the following tax lien(s) of record in: Deed Book 508, Page 912 Notice of the sale has been given to the State of Tennessee in accordance with T.C.A. 67-1-1433(b)(1). All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, however, the undersigned will sell and convey only as Substitute Trustee. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property; as well as any prior liens or encumbrances as well as priority created by a fixture filing; and/or any matter that an accurate survey of the premises might disclose. If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor and Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the sale will be subject to the applicable governmental entities` right to redeem the property, as required by 26 U.S.C § 7425 and T.C.A. § 67-1-1433. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Deed of Trust. The notice requirements of T.C.A. §35-5-117 were satisfied prior to the first publication of the Notice of Substitute Trustee`s Sale. Substitute Trustee reserves the right to adjourn the day of the sale to another day, time and place certain without further publication, upon announcement at the time and place for the sale set forth above. MCC TN, LCC 3525 Piedmont Road NE, Six Piedmont Center, Suite 700 Atlanta, GA 30305 (404) 373-1612 www.mccurdycandler.com File No. 09-16606 /CONV Ad Run Dates: 7/31/2011, 8/7/2011, and 8/14/2011 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

 Ad # 14288

NOTICE OF SUBSTITUTE TRUSTEE'S SALE TENNESSEE, RUTHERFORD COUNTY DEFAULT having been made in the terms, conditions and payments provided in certain Deed of Trust executed by Charlie J. Freeman and Paula D. Freeman to Nashville Title Inc. Co., Trustee dated November 28, 2005 in the amount of $126,900.00, and recorded in the Register's Office of Rutherford County, Tennessee in Instrument No. 1384924, Deed Book 569, Page 1441-1461, ("Deed of Trust"); and, the beneficial interest of said Deed of Trust having been last transferred to LNV Corporation by assignment; and, LNV Corporation, as the current holder of said Deed of Trust (the "Holder"), has appointed as Substitute Trustee the undersigned, , any of whom may act, by instrument filed for record in the Register's Office of Rutherford County, Tennessee with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; therefore, NOTICE is hereby given that the entire amount of said indebtedness has been declared due and payable as provided in said Deed of Trust by the Holder, and the undersigned as Substitute Trustee, or a duly appointed attorney or agents by virtue of the power and authority vested by the Appointment of Substitute Trustee, will on Thursday, August 25, 2011 commencing at 12:00 PM at the east door of the Rutherford County Courthouse, Murfreesboro, Tennessee; sell to the highest bidder for cash, immediately at the close of sale, the following property to-wit: Being Lot No. 213 on the Plan of Final Plat for Phase C, Section 8 Waters Edge Subdivision, of record in Plat Book 28, Page 84, Registers Office for Rutherford County, Tennessee, to which reference is hereby made for a more complete and accurate description. Being the same property conveyed to Charlie J. Freeman and Paula D. Freeman, husband and wife, R. Butler Builders, L.P. by deed on November 28, 2005, of record in Book 569, Page 1439, Registers Office for Rutherford County, Tennessee. Parcel ID No.: 6FD5700 Map & Parcel No.: 6FD5700 PROPERTY ADDRESS: 613 Big Hurricane Drive, La Vergne, Tennessee 37086 CURRENT OWNER(S): Charlie J. Freeman and Paula D. Freeman SUBORDINATE LEINHOLDERS: UM Capital, LLC OTHER INTERESTED PARTIES: Internal Revenue Service This sale is also subject to the right of redemption by the INTERNAL REVENUE SERVICE, DEPARTMENT OF U.S. TREASURY, pursuant to 26 U.S.C. 7425(d)(1) by reason of the following tax lien(s) of record in:Deed Book 1036, Page 2850 Notice of the sale has been given to the Internal Revenue Service in accordance with 26 U.S.C. 7425(b). All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, however, the undersigned will sell and convey only as Substitute Trustee. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property; as well as any prior liens or encumbrances as well as priority created by a fixture filing; and/or any matter that an accurate survey of the premises might disclose. If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor and Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the sale will be subject to the applicable governmental entities` right to redeem the property, as required by 26 U.S.C § 7425 and T.C.A. § 67-1-1433. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Deed of Trust. The notice requirements of T.C.A. §35-5-117 were satisfied prior to the first publication of the Notice of Substitute Trustee`s Sale. Substitute Trustee reserves the right to adjourn the day of the sale to another day, time and place certain without further publication, upon announcement at the time and place for the sale set forth above. MCC TN, LCC 3525 Piedmont Road NE, Six Piedmont Center, Suite 700 Atlanta, GA 30305 (404) 373-1612 www.mccurdycandler.com File No. 10-09066 /CONV Ad Run Dates: 7/31/2011, 8/7/2011, and 8/14/2011 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Ad # 14285

NOTICE OF SUBSTITUTE TRUSTEE'S SALE TENNESSEE, RUTHERFORD COUNTY  DEFAULT having been made in the terms, conditions and payments provided in certain Deed of Trust executed by Edwin K. Hoover, III and Julie M. Hoover to Cumberland Title Co. dated December 22, 2005 in the amount of $179,200.00, and recorded in the Register's Office of Rutherford County, Tennessee in Instrument No. 1394555, Deed Book 584, Page 2492-2507, ("Deed of Trust"); and, the beneficial interest of said Deed of Trust having been last transferred to Deutsche Bank Trust Company Americas as Trustee for RALI 2006QS3 by assignment; and, Deutsche Bank Trust Company Americas as Trustee for RALI 2006QS3, as the current holder of said Deed of Trust (the "Holder"), has appointed as Substitute Trustee the undersigned, , any of whom may act, by instrument filed for record in the Register's Office of Rutherford County, Tennessee with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; therefore,  NOTICE is hereby given that the entire amount of said indebtedness has been declared due and payable as provided in said Deed of Trust by the Holder, and the undersigned as Substitute Trustee, or a duly appointed attorney or agents by virtue of the power and authority vested by the Appointment of Substitute Trustee, will on Thursday, August 25, 2011 commencing at 12:00 PM at the east door of the Rutherford County Courthouse, Murfreesboro, Tennessee; sell to the highest bidder for cash, immediately at the close of sale, the following property to-wit: Land in Rutherford County, Tennessee, being Lot No. 152, on the Plan of Haynes Haven Estates Section XI, as shown by plat of record in Plat Book 13, Page 46, of the Registers Office of Rutherford County, Tennessee, to which plat reference is hereby made for a more complete and accurate description of said lot.  Map & Parcel No.: 080F D 016.00   PROPERTY ADDRESS:  427 Haynes Haven Lane, Murfreesboro, Tennessee 37129 CURRENT OWNER(S): Kenneth R. Fox, Sr. and Linda S. Fox SUBORDINATE LIENHOLDERS: CitiMortgage Inc., Mel Adams, Chase Bank USA N.A., Discover Bank c/o John M. Richardson Jr. P.C. OTHER INTERESTED PARTIES: N/A All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, however, the undersigned will sell and convey only as Substitute Trustee. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property; as well as any prior liens or encumbrances as well as priority created by a fixture filing; and/or any matter that an accurate survey of the premises might disclose. If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor and Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the sale will be subject to the applicable governmental entities` right to redeem the property, as required by 26 U.S.C § 7425 and T.C.A. § 67-1-1433. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Deed of Trust. The notice requirements of T.C.A. §35-5-117 were satisfied prior to the first publication of the Notice of Substitute Trustee`s Sale. Substitute Trustee reserves the right to adjourn the day of the sale to another day, time and place certain without further publication, upon announcement at the time and place for the sale set forth above. MCC TN, LCC 3525 Piedmont Road NE, Six Piedmont Center, Suite 700 Atlanta, GA 30305 (404) 373-1612 www.mccurdycandler.com File No. 11-04683 /CONV Ad Run Dates: 7/31/11; 8/07/11; 8/14/11 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

 Ad # 14405

NOTICE OF SUBSTITUTE TRUSTEE`S SALE WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated November 30, 2006, executed by Connie A. Bissinger and Michael A. Bissinger, conveying certain real property therein described to Mark A. Rosser, as Trustee, as same appears of record in the Register's Office of Rutherford County, Tennessee recorded December 11, 2006, in Deed Book 694, Page 2533-2551; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP who is now the owner of said debt; and WHEREAS, Notice of the Right to Foreclose, if required pursuant to T.C.A. § 35-5-117, was given in accordance with Tennessee law; and WHEREAS, the undersigned, Rubin Lublin Suarez Serrano TN LLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register's Office of Rutherford County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin Suarez Serrano TN LLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on August 25, 2011 at 02:00 PM at the courthouse door where the foreclosure sales are customarily held , located in Murfreesboro, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Rutherford County, Tennessee, to wit: LAND IN THE 7TH CIVIL DISTRICT, RUTHERFORD COUNTY, TENNESSEE, DESCRIBED AS FOLLOWS: BEGINNING AT A NAIL IN THE CENTER LINE OF BLACKMAN ROAD, BEING THE SOUTHWESTERLY CORNER OF THE PROPERTY CONVEYED TO FRANCIS MICHAEL SNELL (DEED BOOK 285, PAGE 173) THENCE, WITH THE CENTER LINE OF SAID ROAD N. 37 DEGREES 31 MINUTES W 238 FEET TO A NAIL; THENCE, LEAVING SAID ROAD WITH A NEW LINE N 35 DEGREES 47 MINUTES E, PASSING A PIN AT 25 FEET, A TOTAL DISTANCE OF 240.0 FEET TO A PIN; THENCE, WITH A NEW LINE, S 71 DEGREES 17 MINUTES E, 238.3 FEET TO A PIN BEING THE NORTHWESTERLY CORNER OF THE PROPERTY CONVEYED TO G.S. DISMUKE, JR. (DEED BOOK 116, PAGE 232), AND THE NOTHERLY CORNER OF SAID SNELL`S PROPERTY; THENCE, WITH SNELL`S NORTHWESTERLY PROPERTY LINE, S 35 DEGREES 47 MINUTES W, PASSING A PINE AT 23.7 FEET, FOR A TOTAL DISTANCE OF 378.4 FEET TO THE POINT OF BEGINNING. THE PROPERTY HEREIN CONVEYED IS SUBJECT TO AN EASEMENT FOR THE RIGHT OF WAY OF BLACKMAN ROAD ACROSS SO MUCH OF THE PREMISES AS MAY LIE THEREIN. PARCEL 071-00802 FOR TITLE REFERENCE SEE DEED RECORDED JULY 22, 1981 IN BOOK 304, PAGE 503 PARCEL ID: 071-00802 PROPERTY ADDRESS: The street address of the property is believed to be 4702 Blackman Road, Murfreesboro, TN 37129. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): Connie A. Bissinger and Michael A. Bissinger OTHER INTERESTED PARTIES: Capital One Bank, N.A. The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin Suarez Serrano TN LLC, Substitute Trustee 119 S. Main Street, Suite 500 Memphis, TN 38103 www.rubinlublin.com/property-listings.php Tel: (877) 813-0992 Fax: (404) 601-5846

 Ad #14337: 2011-07-31  2011-08-07, 2011-08-14

SUBSTITUTE TRUSTEE'S NOTICE OF FORECLOSURE SALE

WHEREAS, default having been made of an indebtedness described in and secured by that certain Deed of Trust, dated May 17, 2006, executed by Dan Elam, to J. Ben Weatherford, Trustee, recorded in Record Book 635, page 2349, Register's Office for Rutherford County, Tennessee, as modified by instrument of record in Record Book 1008, page 1820, said Register’s Office, embracing certain real estate hereinafter described, and the undersigned, Rodney M. Scott, having been appointed Substitute Trustee by an instrument duly recorded in Record Book 1071, page 1329, of the Register's Office for Rutherford County;  and MidSouth Bank, the holder of said indebtedness, having declared the entire unpaid balance immediately due and payable, and said note not having been paid, and said holder having directed them so to do; 

NOTICE IS HEREBY GIVEN, that he will, on Wednesday, August 31, 2011, at or about the hour of 10:00 a.m. at the East door of the Old Rutherford County Courthouse in Murfreesboro, TN, 37130, SELL to the highest and best bidder for cash and free from all right of homestead, exemption in and equitable and statutory redemption of the property, and borrower hereby relinquishes all right of dower and curtesy in the property, the following described parcel of real estate situated in Rutherford County, Tennessee, to-wit:

Lot 8 on the Plan of Carolyn Court, Section II, of record in Plat Book 13, page 99, Register’s Office for Rutherford County, Tennessee, to which reference is hereby made for a more complete description.

Being the same property conveyed to Dan Elam by Warranty Deed from Katherine Wright, as Trustee for Sarah Katherine Wright, recorded on the 7the day of January, 1998, in Deed Book 613, page 806, in the Register’s Office of Rutherford County, Tennessee.

This is unimproved property known as 2027 Carolyn Court, Murfreesboro, TN, 37130.

THIS SALE IS SUBJECT TO  any and all unpaid taxes, restrictive covenants, easements and setback lines; any and all prior liens or encumbrances against the aforesaid property; any statutory rights of redemption not otherwise waived in the Deed of Trust of MidSouth Bank, as set forth in Record Book 635, page 2349, as modified by instrument of record in Record Book 1008, page 1820, Register’s Office for Rutherford County, Tennessee, including rights of redemption of any governmental agency, state or federal;  and any prior liens or encumbrances that may exist against the property.  This sale is also subject to any matter that an accurate survey of the premises might disclose. 

Said sale will be made for the purpose of satisfying said indebtedness to MidSouth Bank, and the undersigned Substitute Trustee will deliver to the Purchaser a Trustee's Deed conveying said property without any covenant or warranty, expressed or implied.

RODNEY M. SCOTT, SUBSTITUTE TRUSTEE

12 Public Square

Murfreesboro, TN  37130

To be Run:  July 31, August 7, and August 14, 2011.

NOTICE OF SUCESSOR TRUSTEE'S SALE

Default having been made in the payment of an indebtedness described in and secured by that certain Deed of Trust executed by RUSSELL LOFTIS and wife, ERICA LOFTIS, to Hugh M. Queener, Trustee, of record in Record Book 670, page 1475, in the Register's Office of Rutherford County, Tennessee, embracing real estate hereinafter described, and Pinnacle National Bank, the holder of said indebtedness having declared the entire unpaid balance immediately due and payable, and said Note not having been paid, and the undersigned, George H. White of Rutherford County, Tennessee, having been appointed as Successor Trustee by an instrument duly recorded in the Register's Office of Rutherford County, Tennessee, and said holder having directed him so to do.

NOTICE IS HEREBY GIVEN, that he will on TUESDAY, September 6, 2011, at or about the hour of 11:00 A.M., at the east door of the courthouse (Public Square) in Murfreesboro, Rutherford County, Tennessee, SELL to the highest and best bidder for cash and free from all right of homestead exemption in and equitable and statutory redemption of the following described parcel of real estate situated in Rutherford County, Tennessee, to-wit:

Beginning at a metal pin found on the north margin of Todd Road at the SW corner of the King property (D.B. 619, page  446) and same being the SE corner of the herein described property; thence with said margin of road N 68°01’39” W 62.72 feet to a metal pin set at the SW corner of the herein described property; thence leaving said margin of road N 03°29’34” E 380.18 feet to a metal pin set; thence N 82°38’01” W 101.91 feet to a metal pin set; thence N 08 58’47” E 517.32 feet to a metal pin at the NW corner of the herein described property; thence S 81°01’13” E 474.81 feet to a metal pin set at the NE corner of the herein described property; thence S 08°58’47” W 503.94 feet to a metal pin set; thence N 82°38’01” W 242.97 feet to a metal pin set; thence S 03°29’34” W 166.66 feet to a metal pin set; thence S 03°29’34” W 226.85 feet to the Point of Beginning, containing 6.01 acres, based on a survey by Steve Northcutt, RLS #1721, dated 4/26/2002.

This is improved property having an address of 901 Todd Road, Readyville, Tennessee 37149.

Said sale will be made for the purpose of satisfying said indebtedness, and the undersigned Successor Trustee will deliver to the Purchaser a Successor Trustee's Deed conveying said property without any covenant or warranty expressed or implied but subject to all unpaid taxes and any liens which take priority as a matter of law.

The Successor Trustee at his sole discretion may at the time and place appointed for this sale in order to accomplish the most advantageous sale and consequent discharge of his trust obligation under the circumstances by oral announcement elect to adjourn the sale during regular business hours on the same day or on a different day, or at a different place, so long as no potential purchaser is thereby precluded from placing a bid.

The failure of any high bidder to pay the purchase price and close the sale shall, at the option of the Successor Trustee, be cause for rejection of the bid, and, if the bid is rejected, the Successor Trustee shall have the option of making the sale to the next highest bidder who is ready, willing, and able to comply with the terms thereof.  The proceeds derived from the sale of the property will be applied as provided for in said Deed of Trust.

INTERESTED PARTIES: Russell Loftis

                         Erica Loftis

George H. White, Successor Trustee

White & Polk, P.C.

107 West College Street

Murfreesboro, TN 37130

(615) 893-6592

Publish: August 14, August 21 and August 28, 2011

Murfreesboro Post

Date of Sale: September 6, 2011 at 11:00 a.m.