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Legal/Public Notices for 04/19/12 (1)


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RETAIL LIQUOR LICENSE NOTICE
Take notice that Michelle Lineberry, 2017 Earl Pearce Circle Mt. Juliet, TN 37122, has applied to THE CITY OF MURFREESBORO, TENNESSEE, for a certificate of compliance and has or will apply to the Tennessee Alcoholic Beverage Commission at Nashville for a retail liquor license for a store to be named Victory Village Liquor & Wine and to be located at 4167 Franklin Road Suite 4-5A Murfreesboro, TN 37128 and owned by MichLPT, LLC, Michelle Lineberry, Sole Member, 2017 Earl Pearce Circle Mt. Juliet, TN 37122.
All persons wishing to be heard on the certificate of compliance may personally or through counsel appear or submit their views in writing at CITY OF MURFREESBORO, 111 W. Vine Street, Murfreesboro, Tennessee 37130 on April 26, 2012 at 7:00 P.M.
The Tennessee Alcoholic Beverage Commission will consider the application at a later date to be set by the Tennessee Alcoholic Beverage Commission in Nashville, Tennessee. Interested persons may personally or through counsel submit their views in writing by the hearing date to be scheduled by the TABC.
Anyone with questions concerning this application or the laws relating to it may call or write the Alcoholic Beverage Commission at 226 Capitol Blvd. Building , Suite 300, Nashville, Tennessee 37243, (615)741-1602.

SUBSTITUTE TRUSTEE'S SALE
Sale at public auction will be on May 10, 2012 at 10:00AM local time, at the east front door, Rutherford County Courthouse, Murfreesboro, Tennessee pursuant to Deed of Trust executed by Bouavanh Saychantha, unmarried and Bouachanh Saychantha, and husband, Champy Saychantha, to Matt B. Murfree, Trustee, as trustee for Guaranty Trust Company on May 23, 2005 at Record Book 510, Page 887; conducted by Shapiro & Kirsch, LLP having been appointed Substitute or Successor Trustee, all of record in the Rutherford County Register's Office. Default has occurred in the performance of the covenants, terms, and conditions of said Deed of Trust and the entire indebtedness has been declared due and payable.
Party Entitled to Enforce the Debt: Owner of Debt: Wells Fargo Bank, NA
The following real estate located in Rutherford County, Tennessee, will be sold to the highest call bidder:
Described property located at Rutherford, County, Tennessee, to wit:
Being Lot No. 23 on the Plan of Johnstown, Section II, Final Plat, as of record in Plat Book 27, Page 131, Register's Office for Rutherford County, Tennessee, to which said plan reference is hereby made for a more complete and accurate legal description thereof.
Street Address: 530 Johnstown Drive, Smyrna, Tennessee 37167
Parcel Number: 033A B 00600
Current Owner(s) of Property: Bouavanh Saychantha, unmarried and Bouachanh Saychantha, married
Other interested parties: LVNV Funding, L.L.C. as assignee of HSBC Bank Nevada National Association c/o Shon Leverette, Cavalry Portfolio Services, L. L. C. Assignee of Bank of America c/o Garner and Conner, P. L. L. C., Capital One Bank c/o Shon Leverette and Branch Banking and Trust Company c/o Stone and Hinds, P. C.
The street address of the above described property is believed to be 530 Johnstown Drive, Smyrna, Tennessee 37167, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description herein shall control.
SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION.
If applicable, the HB 3588 letter mailed to the borrower(s) pursuant to Tennessee Code Annotated 35-5-117. This sale is subject to all matters shown on any applicable recorded plat any unpaid taxes; and any restrictive covenants, easements, or setback lines that may be applicable; any statutory right of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose.
This sale is subject to all matters shown on any applicable recorded plat any unpaid taxes; and any restrictive covenants, easements, or setback lines that may be applicable; any statutory right of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose.  In addition, the following parties may claim an interest in the above-referenced property:
LVNV Funding, L.L.C. as assignee of HSBC Bank Nevada National Association c/o Shon Leverette, Cavalry Portfolio Services, L.L.C. Assignee of Bank of America c/o Garner and Conner, P.L.L.C., Capital One Bank c/o Shon Leverette and Branch Banking and Trust Company c/o Stone and Hinds, P.C.
All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.
The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. If the highest bidder cannot pay the bid within twenty-four (24) hours of the sale, the next highest bidder, at their highest bid, will be deemed the successful bidder.
This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded by the Substitute Trustee at any time.
This office may be a debt collector.  This may be an attempt to collect a debt and any information obtained may be used for that purpose.
Shapiro & Kirsch, LLP Substitute Trustee
www.kirschattorneys.com
Law Office of Shapiro & Kirsch, LLP
555 Perkins Road Extended, Second Floor, Memphis, TN 38117
Phone (901)767-5566, Fax (901)761-5690
File No. 12-032516

SUBSTITUTE TRUSTEE'S SALE
Sale at public auction will be on May 10, 2012 at 10:00AM local time, at the east front door, Rutherford County Courthouse, Murfreesboro, Tennessee pursuant to Deed of Trust executed by Gary T. Anderson and wife, Donna C. Anderson, to Thomas A. Bourdon, Trustee, as trustee for Mortgage Electronic Registration Systems, Inc. ("MERS"), solely as nominee for Volunteer Trust Mortgage Corporation on December 15, 2006 at Book 699, Page 2690; conducted by Shapiro & Kirsch, LLP having been appointed Substitute or Successor Trustee, all of record in the Rutherford County Register's Office. Default has occurred in the performance of the covenants, terms, and conditions of said Deed of Trust and the entire indebtedness has been declared due and payable.
Party Entitled to Enforce the Debt: Owner of Debt: Wells Fargo Bank, NA
The following real estate located in Rutherford County, Tennessee, will be sold to the highest call bidder:
Described property located at Rutherford, County, Tennessee, to wit:
Being Lot 8, on the Final Plat of Section 1, Village of Valley Green of record in Plat Book 27, page 185, Register's Office for Rutherford County, Tennessee, to which plat reference is hereby made for a more complete and accurate legal description.
Street Address: 711 Clear Circle, Smyrna, Tennessee 37167
Parcel Number: 033N-B-03400
Current Owner(s) of Property: Gary T. Anderson and wife, Donna C. Anderson
Other interested parties: Atlantic Credit & Finance Inc. Assignee from Capital One c/o Buffaloe & Associates PLC, Gault Financial, LLC assignee of GE Capital HH Gregg, Village of Valley Green Homeowners Association c/o William A. McKinney, Paragon Management Group, Inc. and Main Street Acquisition Corp. c/o David Mendelson, Mendelson Law Firm
The street address of the above described property is believed to be 711 Clear Circle, Smyrna, Tennessee 37167, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description herein shall control.
SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION.
If applicable, the HB 3588 letter mailed to the borrower(s) pursuant to Tennessee Code Annotated 35-5-117. This sale is subject to all matters shown on any applicable recorded plat any unpaid taxes; and any restrictive covenants, easements, or setback lines that may be applicable; any statutory right of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose.
This sale is subject to all matters shown on any applicable recorded plat any unpaid taxes; and any restrictive covenants, easements, or setback lines that may be applicable; any statutory right of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose.  In addition, the following parties may claim an interest in the above-referenced property:
Atlantic Credit & Finance Inc. Assignee from Capital One c/o Buffaloe & Associates PLC, Gault Financial, LLC assignee of GE Capital HH Gregg, Village of Valley Green Homeowners Association c/o William A. McKinney, Paragon Management Group, Inc. and Main Street Acquisition Corp. c/o David Mendelson, Mendelson Law Firm
All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.
The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. If the highest bidder cannot pay the bid within twenty-four (24) hours of the sale, the next highest bidder, at their highest bid, will be deemed the successful bidder.
This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded by the Substitute Trustee at any time.
This office may be a debt collector.  This may be an attempt to collect a debt and any information obtained may be used for that purpose.
Shapiro & Kirsch, LLP Substitute Trustee
www.kirschattorneys.com
Law Office of Shapiro & Kirsch, LLP
555 Perkins Road Extended, Second Floor, Memphis, TN 38117
Phone (901)767-5566, Fax (901)761-5690
File No. 10-012226

SUBSTITUTE TRUSTEE'S SALE
Sale at public auction will be on May 22, 2012 at 10:00AM local time, at the east front door, Rutherford County Courthouse, Murfreesboro, Tennessee pursuant to Deed of Trust executed by Tim P. Phinney and Aubrielle B. Phinney, husband and wife, to Tonya Esquibel, Trustee, as trustee for Mortgage Electronic Registration Systems, Inc. ("MERS"), solely as nominee for CTX Mortgage Company, LLC on June 3, 2005 at Book 513, Page 1745; conducted by Shapiro & Kirsch, LLP having been appointed Substitute or Successor Trustee, all of record in the Rutherford County Register's Office. Default has occurred in the performance of the covenants, terms, and conditions of said Deed of Trust and the entire indebtedness has been declared due and payable.
Party Entitled to Enforce the Debt: Owner of Debt: Wells Fargo Bank, N.A.
The following real estate located in Rutherford County, Tennessee, will be sold to the highest call bidder:
Described property located at Rutherford, County, Tennessee, to wit:
Land in Rutherford County, Tennessee being Lot No. 303 on the plan Final Plat of Section XI-B, Seven Oaks, of record in Plat Book 27, page 179, Register's Office for Rutherford County, Tennessee, to which Plan reference is hereby made for a complete and accurate description thereof.
Street Address: 1327 Bundy Drive, Smyrna, Tennessee 37167
Parcel Number: 050C-B-10000
Current Owner(s) of Property: Tim P. Phinney and Aubrielle B. Phinney
The street address of the above described property is believed to be 1327 Bundy Drive, Smyrna, Tennessee 37167, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description herein shall control.
SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION.
If applicable, the HB 3588 letter mailed to the borrower(s) pursuant to Tennessee Code Annotated 35-5-117. This sale is subject to all matters shown on any applicable recorded plat any unpaid taxes; and any restrictive covenants, easements, or setback lines that may be applicable; any statutory right of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose.
This sale is subject to all matters shown on any applicable recorded plat any unpaid taxes; and any restrictive covenants, easements, or setback lines that may be applicable; any statutory right of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose.   
All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.
The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. If the highest bidder cannot pay the bid within twenty-four (24) hours of the sale, the next highest bidder, at their highest bid, will be deemed the successful bidder.
This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded by the Substitute Trustee at any time.
This office may be a debt collector.  This may be an attempt to collect a debt and any information obtained may be used for that purpose.
Shapiro & Kirsch, LLP Substitute Trustee
www.kirschattorneys.com
Law Office of Shapiro & Kirsch, LLP
555 Perkins Road Extended, Second Floor, Memphis, TN 38117
Phone (901)767-5566, Fax (901)761-5690
File No. 11-017096

SUBSTITUTE TRUSTEE'S SALE
Sale at public auction will be on April 26, 2012 at 10:00AM local time, at the east front door, Rutherford County Courthouse, Murfreesboro, Tennessee pursuant to Deed of Trust executed by Andrew C. Jeter and Melissa M. Jeter, to Susan L. Matlock, Trustee, as trustee for Mortgage Electronic Registration Systems, Inc. ("MERS") solely as nominee for Franklin American Mortgage Company on January 16, 2009 at Record Book 894, Page 3315; conducted by Shapiro & Kirsch, LLP having been appointed Substitute or Successor Trustee, all of record in the Rutherford County Register's Office. Default has occurred in the performance of the covenants, terms, and conditions of said Deed of Trust and the entire indebtedness has been declared due and payable.
Party Entitled to Enforce the Debt: Owner of Debt: Wells Fargo Bank, NA
The following real estate located in Rutherford County, Tennessee, will be sold to the highest call bidder:
A certain tract or parcel of land in Rutherford County, State of Tennessee, described as follows, to-wit: Being Lot No. 119 Section Two on the Plan of Woodlands Hills as of record in Plat Book 12, page 129, which reference is hereby made for a more complete legal description.
Street Address: 603 Knollwood Drive, La Vergne, Tennessee 37086
Parcel Number: 029G-D-068.00
Current Owner(s) of Property: Andrew C. Jeter and Melissa M. Jeter
The street address of the above described property is believed to be 603 Knollwood Drive, La Vergne, Tennessee 37086, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description herein shall control.
SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION.
If applicable, the HB 3588 letter mailed to the borrower(s) pursuant to Tennessee Code Annotated 35-5-117. This sale is subject to all matters shown on any applicable recorded plat any unpaid taxes; and any restrictive covenants, easements, or setback lines that may be applicable; any statutory right of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose.
This sale is subject to all matters shown on any applicable recorded plat any unpaid taxes; and any restrictive covenants, easements, or setback lines that may be applicable; any statutory right of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose.   
All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.
The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. If the highest bidder cannot pay the bid within twenty-four (24) hours of the sale, the next highest bidder, at their highest bid, will be deemed the successful bidder.
This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded by the Substitute Trustee at any time.
This office may be a debt collector.  This may be an attempt to collect a debt and any information obtained may be used for that purpose.
Shapiro & Kirsch, LLP Substitute Trustee
www.kirschattorneys.com
Law Office of Shapiro & Kirsch, LLP
555 Perkins Road Extended, Second Floor, Memphis, TN 38117
Phone (901)767-5566, Fax (901)761-5690
File No. 12-032049

SUBSTITUTE TRUSTEE'S SALE
Sale at public auction will be on April 26, 2012 at 10:00AM local time, at the East Front door, Rutherford County Courthouse, Murfreesboro, Tennessee pursuant to Deed of Trust executed by David Conner and Mary Anne Conner, husband and wife, to Robert M. Wilson, Jr., Trustee, on August 23, 2010 at Record Book 1011, Page 1171; conducted by Shapiro & Kirsch, LLP Substitute Trustee, all of record in the Rutherford County Register's Office.
Holder: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP
The following real estate located in Rutherford County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record:
Described property located in Rutherford County, Tennessee, to wit:
Lot Number 69, Section II, Breckenridge, according to plat and survey of same appearing of record in Plat Book 11, page 242, in the Register's Office of Rutherford County, Tennessee, to which plat reference is hereby made for a more complete details as to location and description of said lot.
Street Address: 3011 Fox Point Court, Murfreesboro, Tennessee 37129
Parcel Number: 069B-A-050.00
Current Owner(s) of Property: David Connor and wife, Mary Anne Conner
Other interested parties: Matthew Linde PA and Matthew A. Linde, PA c/o Mary Beth Hagan, Atty
The street address of the above described property is believed to be 3011 Fox Point Court, Murfreesboro, Tennessee 37129, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description herein shall control.
SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION.
If applicable, the notice requirements of T.C.A. 35-5-117 have been met.
All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.
The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above.
If the highest bidder cannot pay the bid within twenty-four (24) hours of the sale, the next highest bidder, at their highest bid, will be deemed the successful bidder.
This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded at any time.
This office may be a debt collector.  This may be an attempt to collect a debt and any information obtained may be used for that purpose.
Shapiro & Kirsch, LLP Substitute Trustee
www.kirschattorneys.com
Law Office of Shapiro & Kirsch, LLP
555 Perkins Road Extended, Second Floor
Memphis, TN 38117
Phone (901)767-5566
Fax (901)761-5690
File No. 11-026811

SUBSTITUTE TRUSTEE'S SALE
Sale at public auction will be on May 1, 2012 at 10:00 AM local time, at the east front door, Rutherford County Courthouse, Murfreesboro, Tennessee pursuant to Deed of Trust executed by Lisa E. Benson, unmarried, to Tonya Esquibel, Trustee, as trustee for Mortgage Electronic Registration Systems, Inc. ("MERS") solely as nominee for CTX Mortgage Company, LLC on September 26, 2007 at Record Book 790, Page 2081; conducted by Shapiro & Kirsch, LLP having been appointed Substitute or Successor Trustee, all of record in the Rutherford County Register's Office. Default has occurred in the performance of the covenants, terms, and conditions of said Deed of Trust and the entire indebtedness has been declared due and payable.
Party Entitled to Enforce the Debt: Owner of Debt: Wells Fargo Bank, NA
The following real estate located in Rutherford County, Tennessee, will be sold to the highest call bidder:
The land referred to in this Deed of Trust is as follows:
Land in Rutherford County, Tennessee, being Lot No. 53 on the Final Plan of Phase Three, Cedar Lake, a Residential Planned Unit Development, of record in Plat Book 17, Page 83, in the Register's Office for Rutherford County, Tennessee, to which Plan reference is hereby made for a more complete description of the property.
Street Address: 422 Cedar Park Circle, La Vergne, Tennessee 37086
Parcel Number: 006K-D-039.00
Current Owner(s) of Property: Lisa Benson, unmarried
The street address of the above described property is believed to be 422 Cedar Park Circle, La Vergne, Tennessee 37086, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description herein shall control.
SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION.
If applicable, the HB 3588 letter mailed to the borrower(s) pursuant to Tennessee Code Annotated 35-5-117. This sale is subject to all matters shown on any applicable recorded plat any unpaid taxes; and any restrictive covenants, easements, or setback lines that may be applicable; any statutory right of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose.
This sale is subject to all matters shown on any applicable recorded plat any unpaid taxes; and any restrictive covenants, easements, or setback lines that may be applicable; any statutory right of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose.   
All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.
The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. If the highest bidder cannot pay the bid within twenty-four (24) hours of the sale, the next highest bidder, at their highest bid, will be deemed the successful bidder.
This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded by the Substitute Trustee at any time.
This office may be a debt collector.  This may be an attempt to collect a debt and any information obtained may be used for that purpose.
Shapiro & Kirsch, LLP Substitute Trustee
www.kirschattorneys.com
Law Office of Shapiro & Kirsch, LLP
555 Perkins Road Extended, Second Floor, Memphis, TN 38117
Phone (901)767-5566, Fax (901)761-5690
File No. 12-032721

NOTICE OF SUBSTITUTE TRUSTEE’S SALE
WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated July 10, 2007, executed by JAGBIR SINGH AND RAMONA SINGH, conveying certain real property therein described to ALLEN C. DUNSTAN as same appears of record in the Register's Office of Rutherford County, on July 30, 2007, as Instrument No. 1512009, in Book 768, at Page 2183; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to BANK OF AMERICA, N.A., who is now the owner of said debt; and WHEREAS, Notice of the Right to Foreclose (“Notice”) was given in compliance with Tennessee law by the mailing a copy of the Notice to the parties at least sixty (60) days prior to the first publication of the Substitute Trustee’s Sale. WHEREAS, the undersigned, RECONTRUST COMPANY, N.A., having been appointed by as Substitute Trustee by instrument filed for record in the Register's Office of Rutherford County, Tennessee NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, RECONTRUST COMPANY, N.A., as Substitute Trustee or its duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on April 27, 2012, 2:00 PM at the Rutherford County courthouse door where the foreclosure sales are customarily held At the Rutherford County Courthouse, Murfreesboro, TN, proceed to sell at public outcry to the highest and best bidder for cash, the following described property situated in Rutherford County, Tennessee, to wit: LAND IN RUTHERFORD COUNTY TENNESSEE BEING LOT 70 FINAL PLAT SECTION II STONES RIVER COVE AS SHOWN ON PLAT OF RECORD IN PLAT BOOK 27 PAGE 225 IN THE REGISTER'S OFFICE RUTHERFORD COUNTY TENNESSEE TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF SAID PROPERTY.  PARCEL # 14I-H-031.00 PROPERTY ADDRESS: The street address of the property is believed to be 2017 KEATON DR, LA VERGNE, TN 37086. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): JAGBIR SINGH, RAMONA SINGH and JAGBIR & RAMONA SINGH OTHER INTERESTED PARTIES: 1). ARROW FINANCIAL SERVICES LLC AS ASSIGNEE OF WASHINGTON MUTUAL BANK, 2). MIDLAND FUNDING LLC ASSIGNEE OF CITIBANK/OFFICE DEPOT(CONS/F,3). FINKELSTEIN KERN STEINBERG & CUNNINGHAM 4) CAPITAL ONE AUTO FINANCE The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose. RECONTRUST COMPANY, N.A. IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. RECONTRUST COMPANY, N.A., Substitute Trustee 2380 Performance Dr, TX2-984-0407 Richardson, TX 75082 Tel: (800) 281-8219 Fax: (866) 681-5002 Registered Agent: CT Corporation System 800 South Gay Street, Suite 2021 Knoxville, TN 37929 Tel: (865) 342-3522 TS#: 12-0005529 FEI # 1006.153934 04/05/2012, 04/12/2012, 04/19/2012

SUBSTITUTE TRUSTEE'S SALE
Sale at public auction will be on May 1, 2012 at 10:00 AM local time, at the east front door, Rutherford County Courthouse, Murfreesboro, Tennessee pursuant to Deed of Trust executed by Darrell L. Warner and Toneka L. Warner, to Priority Trustee Services of Tennessee, L.L.C., Trustee, on March 17, 2005 at Record Book 482, Page 1756; conducted by Shapiro & Kirsch, LLP Substitute Trustee, all of record in the Rutherford County Register's Office.
Owner of Debt: Deutsche Bank National Trust Company, as Trustee for Soundview Home Loan Trust 2005-OPT1, Asset-Backed Certificates, Series 2005-OPT1
The following real estate located in Rutherford County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record:
The following described property located in the 14th Civil District of Rutherford County Tennessee, to-wit:
Being all of Lot 188, Midland Acres, Section VI, according to plat and survey of same appearing of record in Plat Book 27, page 245, of the Register's Office of Rutherford County, Tennessee, to which plat reference is here made for a more complete details of location and description of said Lot.  
Street Address: 314 Fazio Court, Bell Buckle, Tennessee 37020
Parcel Number: 180H-A-019.00
Current Owner(s) of Property: Darrell L. Warner and wife, Toneka L. Warner
Other interested parties: Option One Mortgage Corporation, Capital One Auto Finance, Inc. c/o Finkelstein, Kern, Steinberg & Cunningham and Option One Mortgage Corporation
The street address of the above described property is believed to be 314 Fazio Court, Bell Buckle, Tennessee 37020, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description herein shall control.
SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION.
If applicable, the notice requirements of T.C.A. 35-5-117 have been met.
All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.
The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above.
If the highest bidder cannot pay the bid within twenty-four (24) hours of the sale, the next highest bidder, at their highest bid, will be deemed the successful bidder.
This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded at any time.
This office may be a debt collector.  This may be an attempt to collect a debt and any information obtained may be used for that purpose.
Shapiro & Kirsch, LLP Substitute Trustee
www.kirschattorneys.com
Law Office of Shapiro & Kirsch, LLP
555 Perkins Road Extended, Second Floor, Memphis, TN 38117
Phone (901)767-5566, Fax (901)761-5690
File No. 11-014940
 
 
 
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