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Legal/Public Notices for 02/10/13 - Substitute Trustee's Sales (1)

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 NOTICE OF SUBSTITUTE TRUSTEE`S SALE
WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated June 16, 2009, executed by MELISSA KIRBY, conveying certain real property therein described to CHARLES PATRICK FLYNN, as Trustee, as same appears of record in the Register's Office of Rutherford County, Tennessee recorded June 22, 2009, in Deed Book 928, Page 3369; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to BANK OF AMERICA, N.A. who is now the owner of said debt; and WHEREAS, Notice of the Right to Foreclose, if required pursuant to T.C.A. § 35-5-117, was given in accordance with Tennessee law; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register's Office of Rutherford County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on March 28, 2013 at 02:00 PM at the courthouse door where the foreclosure sales are customarily held , located in Murfreesboro, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Rutherford County, Tennessee, to wit: A CERTAIN TRACT OR PARCEL OF LOCATED IN COUNTY, TENNESSEE, DESCRIBED AS FOLLOWS TO-WIT: LAND IN RUTHERFORD COUNTY, TENNESSEE, BEING LOT NO. 179 ON THE PLAN OF SECTION VI, MCGWYNN SPRINGS, OF RECORD IN PLAT BOOK 15, PAGE 110, IN THE REGISTER`S OFFICE OF RUTHERFORD COUNTY, TENNESSEE, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE COMPLETE AND ACCURATE LEGAL DESCRIPTION. BEING THE SAME PROPERTY CONVEYED TO MELISSA KIRBY FROM THE SECRETARY OF HOUSING URBAN DEVELOPMENT483-371687 BY WARRANTY DEED BEING RECORDED SIMULTANEOUSLY HEREWITH IN INSTRUMENT NUMBER BOOK 928 PG 3367, IN THE REGISTER`S OFFICE FOR RUTHERFORD COUNTY, TENNESSEE. THIS CONVEYANCE IS MADE SUBJECT TO ANY AND ALL ZONING REGULATIONS, BUILDING RESTRICTIONS, SETBACK LINES, IF ANY, EASEMENTS AND RIGHTS FOR PUBLIC UTILITIES APPLICABLE TO THIS PROPERTY. TAXES FOR THE CURRENT YEAR HAVE BEEN PRORATED AND ARE ASSUMED BY THE GRANTEE(S) HEREIN. Parcel ID: 28-K-A-70 PROPERTY ADDRESS: The street address of the property is believed to be 207 VERNON TRAYLOR DR, SMYRNA, TN 37167. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): MELISSA KIRBY OTHER INTERESTED PARTIES: The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin TN, PLLC, Substitute Trustee 119 S. Main Street, Suite 500 Memphis, TN 38103 www.rubinlublin.com/property-listings.php Tel: (877) 813-0992 Fax: (404) 601-5846 Ad #44479: 2013-02-03  2013-02-10, 2013-02-17

NOTICE OF SUBSTITUTE TRUSTEE`S SALE
WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated June 19, 2009, executed by CHIDY M. JOHNSON AKA CHIDY JOHNSON, MALAY N. JOHNSON AKA MALAY JOHNSON, conveying certain real property therein described to MATT B. MURFREE, as Trustee, as same appears of record in the Register's Office of Rutherford County, Tennessee recorded June 24, 2009, in Deed Book 929, Page 2797; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to BANK OF AMERICA, N.A. who is now the owner of said debt; and WHEREAS, Notice of the Right to Foreclose, if required pursuant to T.C.A. § 35-5-117, was given in accordance with Tennessee law; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register's Office of Rutherford County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on February 28, 2013 at 02:00 PM at the courthouse door where the foreclosure sales are customarily held , located in Murfreesboro, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Rutherford County, Tennessee, to wit: LAND LYING IN RUTHERFORD COUNTY, TENNESSEE, AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS, TO-WIT: BEING ALL OF LOT NO. 44-R, FINAL PLAT, SECTION II, WESTVIEW SUBDIVISION, ACCORDING TO PLAT AND SURVEY OF SAME APPEARING OF RECORD IN PLAT BOOK 27, PAGE 208, OF THE REGISTER`S OFFICE OF RUTHERFORD COUNTY, TENNESSEE, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR MORE COMPLETE DETAILS OF LOCATION AND DESCRIPTION OF SAID LOT. BEING THE SAME PROPERTY CONVEYED TO MALAY JOHNSON AND HUSBAND, CHIDY JOHNSON, BY WARRANTY DEED FROM DENNY HASTINGS, MARRIED, DATED APRIL 15, 2005, APPEARING OF RECORD IN RECORD BOOK 493, PAGE 1954, OF THE REGISTER`S OFFICE OF RUTHERFORD COUNTY, TENNESSEE. Parcel ID: 101-H-D-44.00 PROPERTY ADDRESS: The street address of the property is believed to be 1769 ANTEBELLUM DRIVE, MURFREESBORO, TN 37128. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): CHIDY M. JOHNSON AKA CHIDY JOHNSON, MALAY N. JOHNSON AKA MALAY JOHNSON OTHER INTERESTED PARTIES: The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin TN, PLLC, Substitute Trustee 119 S. Main Street, Suite 500 Memphis, TN 38103 www.rubinlublin.com/property-listings.php Tel: (877) 813-0992 Fax: (404) 601-5846  Ad #44501: 2013-02-03  2013-02-10, 2013-02-17  

 NOTICE OF SUBSTITUTE TRUSTEE'S SALE TENNESSEE, RUTHERFORD COUNTY
DEFAULT having been made in the terms, conditions and payments provided in certain Deed of Trust executed by Trudy Lanius to Fidelity National Title, Trustee dated September 24, 2009 in the amount of $104,644.00, and recorded in the Register's Office of Rutherford County, Tennessee in Instrument No. 1646055, Deed Book 953, Page 1089-1098, ("Deed of Trust"); and, the beneficial interest of said Deed of Trust having been last transferred to GMAC Mortgage, LLC f/k/a GMAC Mortgage Corporation by assignment; and, GMAC Mortgage, LLC f/k/a GMAC Mortgage Corporation, as the current holder of said Deed of Trust (the "Holder"), has appointed as Substitute Trustee the undersigned, , any of whom may act, by instrument filed for record in the Register's Office of Rutherford County, Tennessee with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; therefore,  NOTICE is hereby given that the entire amount of said indebtedness has been declared due and payable as provided in said Deed of Trust by the Holder, and the undersigned as Substitute Trustee, or a duly appointed attorney or agents by virtue of the power and authority vested by the Appointment of Substitute Trustee, will on Thursday, March 7, 2013 commencing at 12:00 PM at the east door of the Rutherford County Courthouse, Murfreesboro, Tennessee; sell to the highest bidder for cash, immediately at the close of sale, the following property to-wit: Tax ID Number(s): 49J-F-018.00 Land situated in the County of Rutherford in the State of TN Land in Rutherford County, Tennessee, being Lot No. 5, Block 6 on the Re-subdivision Plat of Homewood Park, of record in Plat Book 118, Page 402, Registers Office for said County, to which reference is made for a more complete description. Being the same property conveyed to Trudy Lanius, unmarried, by deed dated March 11, 2009 of record in Deed Book 903, Page 3836, in the Rutherford County Clerks Office. Group Number: N/A Commonly Known As: 625 Bragg Avenue, Smyrna, TN 37167   Map & Parcel No.: 49J-F/18.00   PROPERTY ADDRESS:  625 Bragg Avenue, Smyrna, Tennessee 37167 CURRENT OWNER(S): Trudy Lanius SUBORDINATE LIENHOLDERS: Jose Fulgueiro Herrada, Tennessee Housing Development Agency OTHER INTERESTED PARTIES: N/A All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, however, the undersigned will sell and convey only as Substitute Trustee. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property; as well as any prior liens or encumbrances as well as priority created by a fixture filing; and/or any matter that an accurate survey of the premises might disclose. If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor and Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the sale will be subject to the applicable governmental entities` right to redeem the property, as required by 26 U.S.C § 7425 and T.C.A. § 67-1-1433. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Deed of Trust. The notice requirements of T.C.A. §35-5-117 were satisfied prior to the first publication of the Notice of Substitute Trustee`s Sale. Substitute Trustee reserves the right to adjourn the day of the sale to another day, time and place certain without further publication, upon announcement at the time and place for the sale set forth above. MCC TN, LCC 3525 Piedmont Road NE, Six Piedmont Center, Suite 700 Atlanta, GA 30305 (404) 373-1612 www.mccurdycandler.com File No. 11-11710 /FHA Ad Run Dates: 02/03/2013, 02/10/2013 and 02/17/2013 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Ad # 44470

NOTICE OF SUBSTITUTE TRUSTEE'S SALE TENNESSEE, RUTHERFORD COUNTY
DEFAULT having been made in the terms, conditions and payments provided in certain Deed of Trust executed by Martha E. Lewis and Martin A. Lewis to Michael T. Bates, Trustee dated December 19, 2002 in the amount of $110,976.00, and recorded in the Register's Office of Rutherford County, Tennessee in Instrument No. 1167926, Deed Book 218, Page 1840-1851, ("Deed of Trust"); and, the beneficial interest of said Deed of Trust having been last transferred to The Bank of New York Mellon Trust Company, National Association FKA The Bank of New York Trust Company, N.A. successor to JPMorgan Chase Bank N.A., as Trustee for RASC 2003-KS2 by assignment; and, The Bank of New York Mellon Trust Company, National Association FKA The Bank of New York Trust Company, N.A. successor to JPMorgan Chase Bank N.A., as Trustee for RASC 2003-KS2, as the current holder of said Deed of Trust (the "Holder"), has appointed as Substitute Trustee the undersigned, , any of whom may act, by instrument filed for record in the Register's Office of Rutherford County, Tennessee with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; therefore, NOTICE is hereby given that the entire amount of said indebtedness has been declared due and payable as provided in said Deed of Trust by the Holder, and the undersigned as Substitute Trustee, or a duly appointed attorney or agents by virtue of the power and authority vested by the Appointment of Substitute Trustee, will on Thursday, February 28, 2013 commencing at 12:00 PM at the east door of the Rutherford County Courthouse, Murfreesboro, Tennessee; sell to the highest bidder for cash, immediately at the close of sale, the following property to-wit: A certain tract or parcel of land located in Rutherford County, Tennessee, described as follows to-wit: Being Lot No. 4 on the Plan of Lake Forest Estates, Phase 1- Section B, as of record in Plat Book 14, Page 180, Registers Office for Rutherford County, Tennessee, to which plan reference is hereby made for a more complete description. Being the same property conveyed to Martin A. Lewis and wife, Martha E. Lewis by Warranty Deed from Anthony M. McCutcheon and wife, Kimberly A. McCutcheon dated June 7, 1999 and recorded June 9, 1999 in Book 652, Page 373, said Registers Office for Rutherford County, Tennessee. This conveyance is subject to any and all matters of record in Plat Book 14, Page 180, Registers Office for Rutherford County, Tennessee. Parcel ID No.: 006GC00400 000 Map & Parcel No.: 006GC00400 000 PROPERTY ADDRESS: 481 Forest Ridge Dr., La Vergne, Tennessee 37086 CURRENT OWNER(S): Martha L. Lewis SUBORDINATE LEINHOLDERS: N/A OTHER INTERESTED PARTIES: N/A All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, however, the undersigned will sell and convey only as Substitute Trustee. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property; as well as any prior liens or encumbrances as well as priority created by a fixture filing; and/or any matter that an accurate survey of the premises might disclose. If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor and Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the sale will be subject to the applicable governmental entities` right to redeem the property, as required by 26 U.S.C § 7425 and T.C.A. § 67-1-1433. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Deed of Trust. The notice requirements of T.C.A. §35-5-117 were satisfied prior to the first publication of the Notice of Substitute Trustee`s Sale. Substitute Trustee reserves the right to adjourn the day of the sale to another day, time and place certain without further publication, upon announcement at the time and place for the sale set forth above. MCC TN, LCC 3525 Piedmont Road NE, Six Piedmont Center, Suite 700 Atlanta, GA 30305 (404) 373-1612 www.mccurdycandler.com File No. 08-20300 /CONV Ad Run Dates: 02/03/2013, 02/10/2013 and 02/17/2013 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Ad # 44454

NOTICE OF SUBSTITUTE TRUSTEE'S SALE
WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated June 30, 2006, executed by Allison Bynum, Bradley Bynum, conveying certain real property therein described to W. Aaron Fortner, as Trustee, as same appears of record in the Register's Office of Rutherford County, Tennessee recorded July 20, 2006, in Deed Book 644, Page 1106-1120; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to BANK OF AMERICA, N.A. who is now the owner of said debt; and WHEREAS, Notice of the Right to Foreclose, if required pursuant to T.C.A.§ 35-5-117, was given in accordance with Tennessee law; and WHEREAS, the undersigned, Rubin Lublin TN, PLLC having been appointed as Substitute Trustee by instrument to be filed for record in the Register's Office of Rutherford County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on February 28, 2013 at 02:00 PM at the RUTHERFORD County courthouse door where the foreclosure sales are customarily held at the RUTHERFORD Courthouse, located in Murfreesboro, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Rutherford County, Tennessee, to wit: LAND IN THE THIRD (3RD) CIVIL DISTRICT OF RUTHERFORD COUNTY, TENNESSEE, BEING ALL OF LOT NO. 113, OF SAM DAVIS MEADOWS, SECTION TWO, ACCORDING TO A RESUBDIVISION, PLAT AND SURVEY OF SAME APPEARING OF RECORD IN PLAT BOOK 6, PAGE 8, AND REVISED IN PLAT BOOK 7, PAGE 32, SAID REGISTER`S OFFICE, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE COMPLETE DESCRIPTION OF SAID PROPERTY. BEING THE SAME PROPERTY CONVEYED TO KELSIE E. JONES AND WIFE, DEBORAH L. JONES BY DEED OF RECORD IN BOOK 276, PAGE 535, FILED ON 01-02-79, AND THE SAME PROPERTY FURTHER CONVEYED TO NELSON KING AND KAREN KING, HUSBAND AND WIFE AND ALLISON BYNUM AND HUSBAND BRADLEY BYNUM BY WARRANTY DEED FROM KELSIE E. JONES AND WIFE, DEBORAH L. JONES OF RECORD IN BOOK 471, PAGE 2316, FILED ON 02-14-05 SAID REGISTER`S OFFICE Parcel ID: 050 EF 01400 PROPERTY ADDRESS: The street address of the property is believed to be 828 General Forrest Drive, Smyrna, TN 37167. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): Allison Bynum, Bradley Bynum OTHER INTERESTED PARTIES: Tennessee Department of Revenue The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose. In addition this sale shall be subject to the right of redemption by the TENNESSEE DEPARTMENT OF REVENUE, TAX ENFORCEMENT DIVISION, pursuant to T.C.A.. 67-1-1433C(1) by reason of the following tax lien(s) of record in: Book 782, Page 1622. Notice of the sale has been given to the State of Tennessee in accordance with T.C.A.67-1-1433b(1). THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin TN, PLLC, Substitute Trustee 119 S. Main Street, Suite 500 Memphis, TN 38103 www.rubinlublin.com/property-listings.php Tel: (877) 813-0992 Fax: (404) 601-5846  Ad #44387: 2013-02-03  2013-02-10, 2013-02-17  

NOTICE OF SUBSTITUTE TRUSTEE`S SALE
WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated July 30, 2003, executed by KELLIE RICHARDSON AKA KELLIE RIDOSKO , conveying certain real property therein described to ATWOOD AND MOORE, as Trustee, as same appears of record in the Register's Office of Rutherford County, Tennessee recorded August 7, 2003, in Deed Book 300, Page 13; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to PNC Bank, National Association who is now the owner of said debt; and WHEREAS, Notice of the Right to Foreclose, if required pursuant to T.C.A. § 35-5-117, was given in accordance with Tennessee law; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register's Office of Rutherford County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on February 21, 2013 at 02:00 PM at the courthouse door where the foreclosure sales are customarily held , located in Murfreesboro, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Rutherford County, Tennessee, to wit: BEING ALL OF LOT NO. 261, FINAL PLAT, WESTFORK, SECTION V, ACCORDING TO SURVEY AND PLAT OF SAME APPEARING OF RECORD IN PLAT BOOK 26, PAGE 50, OF THE REGISTER`S OFFICE OF RUTHERFORD COUNTY, TENNESSEE, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR MORE COMPLETE DETAILS AS TO LOCATION AND DESCRIPTION OF SAID LOT BEING THE SAME PROPERTY CONVEYED TO KELLIE RIDOSKO BY DEED OF RECORD IN RECORD BOOK 300, PAGE 11, OF THE REGISTER`S OFFICE OF RUTHERFORD COUNTY, TENNESSEE. THIS CONVEYANCE IS SUBJECT TO THE RESTRICTIVE COVENANTS OF RECORD IN RECORD BOOK 224, PAGE 2291, AND, TO THE MINIMUM BUILDING SETBACK LINE AND ANY AND ALL OTHER MATTERS AS SHOWN ON SUBDIVISION PLAT OF RECORD IN PLAT BOOK 26, PAGE 50, OF THE REGISTER`S OFFICE OF RUTHERFORD COUNTY, TENNESSEE. Parcel ID: 34M/B/50 PROPERTY ADDRESS: The street address of the property is believed to be 9005 LOMOND DRIVE, SMYRNA, TN 37167. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): KELLIE RICHARDSON AKA KELLIE RIDOSKO OTHER INTERESTED PARTIES: First Franklin Financial Corp. The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin TN, PLLC, Substitute Trustee 119 S. Main Street, Suite 500 Memphis, TN 38103 www.rubinlublin.com/property-listings.php Tel: (877) 813-0992 Fax: (404) 601-5846  Ad #44248: 2013-01-27  2013-02-03, 2013-02-10  

 NOTICE OF SUBSTITUTE TRUSTEE`S SALE
WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated January 15, 2009, executed by CHRISTINEA HARGROVE aka CHRISTINA M. VICKERS, ROBERT HARGROVE, conveying certain real property therein described to LARRY A. WEISSMAN, as Trustee, as same appears of record in the Register's Office of Rutherford County, Tennessee recorded January 20, 2009, in Deed Book 891, Page 1275-1286; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to Suntrust Mortgage, Inc. who is now the owner of said debt; and WHEREAS, Notice of the Right to Foreclose, if required pursuant to T.C.A. § 35-5-117, was given in accordance with Tennessee law; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register's Office of Rutherford County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on February 21, 2013 at 02:00 PM at the courthouse door where the foreclosure sales are customarily held , located in Murfreesboro, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Rutherford County, Tennessee, to wit: BEING ALL OF LOT NO. 2139, ON THE PLAN OF HORIZONTAL PROPERTY REGIME, PRIVATE ELEMENT PLAT, THE VILLAS OF CENTRAL PARK, PHASE II, ACCORDING TO PLAT AND SURVEY APPEARING OF RECORD IN PLAT BOOK 29, PAGE 198, OF THE REGISTER`S OFFICE OF RUTHERFORD COUNTY, TENNESSEE, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR MORE COMPLETE DETAILS OF LOCATION AND DESCRIPTION OF SAID LOT. BEING THE SAME PROPERTY CONVEYED TO CHRISTINA M. VICKERS, UNMARRIED, ROBERT A. HARGROVE, UNMARRIED, BY DEED FROM OLE SOUTH PROPERTIES, INC., A TENNESSEE CORPORATION, DATED JANUARY 15, 2009, APPEARING OF RECORD IN RECORD BOOK 891, PAGE 1272, OF THE REGISTER`S OFFICE OF RUTHERFORD COUNTY, TENNESSEE. THIS CONVEYANCE IS MADE SUBJECT TO DECLARATION OF COVENANTS CONTAINED IN INSTRUMENT OF RECORD IN RECORD BOOK 237, PAGE 1130, AS SUPPLEMENTED OF RECORD IN RECORD BOOK 567, PAGE 3189, AND IN RECORD BOOK 584, PAGE 3479; BY-LAWS OF VILLAS OF CENTRAL PARK HOMEOWNERS ASSOCIATION, INC., A TENNESSEE CORPORATION OF RECORD IN RECORD BOOK 237, PAGE 1163; EASEMENT TO CITY OF LAVERGNE OF RECORD IN DEED BOOK 560, PAGE 754, AND IN DEED BOOK 338, PAGE 630; EASEMENT TO TENNESSEE TELEPHONE COMPANY OF RECORD IN RECORD BOOK 832, PAGE 1385, AND IN RECORD BOOK 872, PAGE 2471; EASEMENT TO NASHVILLE ELECTRIC SERVICE OF RECORD IN RECORD BOOK 629, PAGE 3718, AND IN RECORD BOOK 629, PAGE 3716; RIGHT OF INGRESS/EGRESS OF RECORD IN DEED BOOK 259, PAGE 587; AND TO ANY AND ALL MATTERS SHOWN ON SAID PLAT AND SURVEY OF RECORD IN PLAT BOOK 29, PAGE 198; ALL OF SAID REGISTER`S OFFICE. PROPERTY ADDRESS: The street address of the property is believed to be 4058 GEORGE BUCHANAN DRIVE, LAVERGNE, TN 37086. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): CHRISTINEA HARGROVE aka CHRISTINA M. VICKERS, ROBERT HARGROVE OTHER INTERESTED PARTIES: Villas of Central Park Homeowners Association, Inc. The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin TN, PLLC, Substitute Trustee 119 S. Main Street, Suite 500 Memphis, TN 38103 www.rubinlublin.com/property-listings.php Tel: (877) 813-0992 Fax: (404) 601-5846  Ad #44289: 2013-01-27  2013-02-03, 2013-02-10 
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