NOTICE OF SUBSTITUTE TRUSTEE`S SALE WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated September 20, 2006, executed by Donald Reece, Sr., conveying certain real property therein described to Robert M. Wilson, Jr., as Trustee, as same appears of record in the Register's Office of Rutherford County, Tennessee recorded September 25, 2006, in Deed Book 668, Page 2294-2306A; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP who is now the owner of said debt; and WHEREAS, Notice of the Right to Foreclose, if required pursuant to T.C.A. § 35-5-117, was given in accordance with Tennessee law; and WHEREAS, the undersigned, Rubin Lublin Suarez Serrano TN LLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register's Office of Rutherford County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin Suarez Serrano TN LLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on December 15, 2011 at 02:00 PM at the courthouse door where the foreclosure sales are customarily held , located in Murfreesboro, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Rutherford County, Tennessee, to wit: BEING LOT NO. 87 ON THE PLAN OF THE HAMPTONS, SECTION IV, AS SHOWN BY PLAT OF RECORD IN PLAT BOOK 21, PAGE 146, OF THE REGISTER`S OFFICE OF RUTHERFORD COUNTY, TENNESSEE, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE COMPLETE AND ACCURATE DESCRIPTION OF SAID LOT. BEING THE SAME PROPERTY CONVEYED TO JAMES E. GREGORY AND KAREN L. GREGORY, HUSBAND AND WIFE, BY DEED FROM JEANETTE CHADIC OF RECORD IN RECORD BOOK 36, PAGE 2616, FILED FOR RECORD ON 12/7/2000 IN THE REGISTER`S OFFICE FOR SAID COUNTY. BEING THE SAME PROPERTY CONVEYED TO DONALD REECE SR. BY DEED FROM JAMES E. GREGORY AND KAREN L. GREGORY, HUSBAND AND WIFE, AS OF RECORD IN RECORD BOOK 668, PAGE 2291, REGISTER`S OFFICE FOR SAID COUNTY. PARCEL ID: 068I B 08400 PROPERTY ADDRESS: The street address of the property is believed to be 1036 Shoreham Street, Murfreesboro, TN 37130. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): Donald Reece, Sr. OTHER INTERESTED PARTIES: The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin Suarez Serrano TN LLC, Substitute Trustee 119 S. Main Street, Suite 500 Memphis, TN 38103 www.rubinlublin.com/property-listings.php Tel: (877) 813-0992 Fax: (404) 601-5846  Ad #17207: 2011-11-20  2011-11-27, 2011-12-04

NOTICE OF SUBSTITUTE TRUSTEE`S SALE WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated October 26, 2007, executed by Kerry Weinberger, Tracy Weinberger, conveying certain real property therein described to Robert M. Wilson, Jr., as Trustee, as same appears of record in the Register's Office of Rutherford County, Tennessee recorded November 7, 2007, in Deed Book 797, Page 2265-2278; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP who is now the owner of said debt; and WHEREAS, Notice of the Right to Foreclose, if required pursuant to T.C.A. § 35-5-117, was given in accordance with Tennessee law; and WHEREAS, the undersigned, Rubin Lublin Suarez Serrano TN LLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register's Office of Rutherford County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin Suarez Serrano TN LLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on December 20, 2011 at 02:00 PM at the courthouse door where the foreclosure sales are customarily held , located in Murfreesboro, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Rutherford County, Tennessee, to wit: LAND IN RUTHERFORD COUNTY, TENNESSEE BEING ALL OF LOT NO. 369 ON THE FINAL PLAT, SECTION IX, BERKSHIRE SUBDIVISION, AS SHOWN ON PLAT OF RECORD IN PLAT BOOK 30, PAGE 197, IN THE REGISTER`S OFFICE OF RUTHERFORD, TENNESSEE, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF SAID LOT. SUBJECT TO EASEMENT AGREEMENT OF RECORD IN BOOK 1000, PAGE 1590, RUTHERFORD COUNTY REGISTER OF DEEDS OFFICE, WHICH WAS EXECUTED PURSUANT TO AGREED ORDER FILED IN RUTHERFORD COUNTY, TENNESSEE CHANCERY COURT AS NO. 09-0-163CV, AND FURTHER FILED FOR RECORD IN BOOK 995, PAGE 3883, IN SAID REGISTER OF DEEDS OFFICE. THIS BEING THE SAME PROPERLY CONVEYED TO TRACY WEINBERGER AND HUSBAND, KERRY WEINBERGER BY WARRANTY DEED FROM SIGNATURE PARTNERSHIP, LLC, DATED OCTOBER 26, 2007, FILED OF RECORD ON 11-07-07, IN BOOK 797, PAGE 2263 IN THE AFORESAID REGISTER`S OFFICE. PARCEL ID: 93CD47.00 PROPERTY ADDRESS: The street address of the property is believed to be 5220 Middlebury Drive, Murfreesboro, TN 37128. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): Kerry Weinberger, Tracy Weinberger OTHER INTERESTED PARTIES: Berkshire Homeowners Association , GreenBank The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin Suarez Serrano TN LLC, Substitute Trustee 119 S. Main Street, Suite 500 Memphis, TN 38103 www.rubinlublin.com/property-listings.php Tel: (877) 813-0992 Fax: (404) 601-5846

 Ad #17413: 2011-11-27  2011-12-04, 2011-12-11

NOTICE OF SUBSTITUTE TRUSTEE`S SALE WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated December 29, 2006, executed by JENNIFER MCCORMICK, conveying certain real property therein described to Quick Search, Inc., as Trustee, as same appears of record in the Register's Office of Rutherford County, Tennessee recorded January 5, 2007, in Deed Book 703, Page 1129; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWABS INC, ASSET-BACKED CERTIFICATES, SERIES 2007-1 who is now the owner of said debt; and WHEREAS, Notice of the Right to Foreclose, if required pursuant to T.C.A. § 35-5-117, was given in accordance with Tennessee law; and WHEREAS, the undersigned, Rubin Lublin Suarez Serrano TN LLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register's Office of Rutherford County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin Suarez Serrano TN LLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on December 20, 2011 at 02:00 PM at the courthouse door where the foreclosure sales are customarily held , located in Murfreesboro, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Rutherford County, Tennessee, to wit: BEING ALL OF LOT NO.6, FOX RIDGE, SECTION II, FINAL PLAT, ACCORDING TO SURVEY AND PLAT OF SAME APPEARING OF RECORD IN PLAT BOOK 9, PAGE 65, OF THE REGISTER`S OFFICE OF RUTHERFORD COUNTY, TENNESSEE, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR MORE COMPLETE DETAILS AS TO LOCATION AND DESCRIPTION OF SAID LOT. BEING THE SAME PROPERTY CONVEYED TO JENNIFER MCCORMICK BY DEED OF RECORD IN RECORD BOOK 703, PAGE 1127, OF THE REGISTER`S OFFICE OF RUTHERFORD COUNTY, TENNESSEE. THIS PROPERTY IS SUBJECT TO THE RESTRICTIVE COVENANTS OF RECORD IN DEED BOOK 333, PAGE 446; TO THE EASEMENT TO MIDDLE TENNESSEE ELECTRIC MEMBERSHIP CORPORATION OF RECORD IN DEED BOOK 350, PAGE 74; TO THE EASEMENT TO CONSOLIDATED UTILITY DISTRICT OF RECORD IN DEED BOOK 195, PAGE 415, AND, TO THE MINIMUM BUILDING SETBACK LINE, WATERLINE EASEMENT AND ANY AND ALL OTHER MATTERS AS SHOWN ON SUBDIVISION PLAT OF RECORD IN PLAT BOOK 9, PAGE 65, OF THE REGISTER`S OFFICE OF RUTHERFORD COUNTY, TENNESSEE. PARCEL ID: 094M-A-006.00 PROPERTY ADDRESS: The street address of the property is believed to be 113 FOX RIDGE DRIVE, MURFREESBORO, TN 37128. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): JENNIFER MCCORMICK OTHER INTERESTED PARTIES: First Heritage Credit of Tennessee, LLC, Heights Finance Corporation The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin Suarez Serrano TN LLC, Substitute Trustee 119 S. Main Street, Suite 500 Memphis, TN 38103 www.rubinlublin.com/property-listings.php Tel: (877) 813-0992 Fax: (404) 601-5846  Ad #17363: 2011-11-27  2011-12-04, 2011-12-11 

NOTICE OF SUBSTITUTE TRUSTEE`S SALE WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated March 31, 2006, executed by MARY E. HARRIS AND RALPH D. HARRIS, conveying certain real property therein described to PETER C. ENSIGN, ATTORNEY AT LAW, as Trustee, as same appears of record in the Register's Office of Rutherford County, Tennessee recorded April 11, 2006, in Deed Book 610, Page 1038-1053; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP who is now the owner of said debt; and WHEREAS, Notice of the Right to Foreclose, if required pursuant to T.C.A. § 35-5-117, was given in accordance with Tennessee law; and WHEREAS, the undersigned, Rubin Lublin Suarez Serrano TN LLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register's Office of Rutherford County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin Suarez Serrano TN LLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on December 15, 2011 at 02:00 PM at the courthouse door where the foreclosure sales are customarily held , located in Murfreesboro, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Rutherford County, Tennessee, to wit: LAND IN RUTHERFORD COUNTY, TENNESSEE, BEING ALL OF LOT NO. 221, SECTION VI, HUNTINGTON PLACE, ACCORDING TO SURVEY AND PLAT OF SAME APPEARING OF RECORD IN PLAT BOOK 26, PAGE 221, OF THE REGISTER`S OFFICE OF RUTHERFORD COUNTY, TENNESSEE, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR MORE COMPLETE DETAILS AS TO LOCATION AND DESCRIPTION OF SAID LOT. BEING THE SAME PROPERTY CONVEYED TO RALPH D. HARRIS AND MARY E. HARRIS, BY DEED OF RECORD IN BOOK 610, PAGE 1036, REGISTER`S OFFICE FOR RUTHERFORD COUNTY, TENNESSEE. PARCEL ID: 68J E 22 PROPERTY ADDRESS: The street address of the property is believed to be 1634 SAVOY DRIVE, MURFREESBORO, TN 37130. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): MARY E HARRIS, RALPH D HARRIS OTHER INTERESTED PARTIES: SunTrust Bank, LVNV Funding LLC, as assignee of Sears The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin Suarez Serrano TN LLC, Substitute Trustee 119 S. Main Street, Suite 500 Memphis, TN 38103 www.rubinlublin.com/property-listings.php Tel: (877) 813-0992 Fax: (404) 601-5846  Ad #17179: 2011-11-20  2011-11-27, 2011-12-04 

NOTICE OF SUBSTITUTE TRUSTEE`S SALE WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated August 17, 2007, executed by DAVID HAMILTON AND AMANDA HAMILTON, conveying certain real property therein described to First American Title Insurance Company, as Trustee, as same appears of record in the Register's Office of Rutherford County, Tennessee recorded August 21, 2007, in Deed Book 776, Page 1075; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to Provident Funding Associates, L.P. who is now the owner of said debt; and WHEREAS, Notice of the Right to Foreclose, if required pursuant to T.C.A. § 35-5-117, was given in accordance with Tennessee law; and WHEREAS, the undersigned, Rubin Lublin Suarez Serrano TN LLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register's Office of Rutherford County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin Suarez Serrano TN LLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on December 29, 2011 at 02:00 PM at the courthouse door where the foreclosure sales are customarily held , located in Murfreesboro, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Rutherford County, Tennessee, to wit: BEING ALL OF LOT 8, BLOCK 3, RESUBDIVISION OF HOME WOOD PARK SUBDIVISION ACCORDING TO PLAT AND SURVEY OF RECORD IN DEED BOOK 118, PAGE 402 OF THE REGISTER`S OFFICE FOR RUTHERFORD COUNTY, TENNESSEE TO WHICH PLAT AND SURVEY REFERENCE IS HEREBY MADE FOR MORE COMPLETE DETAILS OF LOCATION AND DESCRIPTION OF SAID LOT. BEING THE SAME PROPERTY CONVEYED TO PEGGY STOGLIN ON 12/23/1996, BY DEED FROM BETTY R. HAYNES, FILED FOR RECORD ON 12/30/1996, IN BOOK 588, PAGE 214, REGISTER`S OFFICE FOR RUTHERFORD COUNTY, TENNESSEE. PARCEL ID: 149JD00100 PROPERTY ADDRESS: The street address of the property is believed to be 213 JACKSON AVENUE, SMYRNA, TN 37167. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): DAVID HAMILTON AND AMANDA HAMILTON OTHER INTERESTED PARTIES: The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin Suarez Serrano TN LLC, Substitute Trustee 119 S. Main Street, Suite 500 Memphis, TN 38103 www.rubinlublin.com/property-listings.php Tel: (877) 813-0992 Fax: (404) 601-5846  Ad #17528: 2011-12-04  2011-12-11, 2011-12-18

NOTICE OF SUBSTITUTE TRUSTEE'S SALE TENNESSEE, RUTHERFORD COUNTY DEFAULT having been made in the terms, conditions and payments provided in certain Deed of Trust executed by Aldo Jusepe and Angelica Jusepe to TriStar Title & Escrow LLC, Trustee dated September 29, 2006 in the amount of $157,592.00, and recorded in the Register's Office of Rutherford County, Tennessee in Deed Book 670, Page 3186, ("Deed of Trust"); and, the beneficial interest of said Deed of Trust having been last transferred to U.S. Bank National Association as Trustee for RASC 2007EMX1 by assignment; and, U.S. Bank National Association as Trustee for RASC 2007EMX1, as the current holder of said Deed of Trust (the "Holder"), has appointed as Substitute Trustee the undersigned, , any of whom may act, by instrument filed for record in the Register's Office of Rutherford County, Tennessee with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; therefore, NOTICE is hereby given that the entire amount of said indebtedness has been declared due and payable as provided in said Deed of Trust by the Holder, and the undersigned as Substitute Trustee, or a duly appointed attorney or agents by virtue of the power and authority vested by the Appointment of Substitute Trustee, will on Thursday, December 29, 2011 commencing at 12:00 PM at the east door of the Rutherford County Courthouse, Murfreesboro, Tennessee; sell to the highest bidder for cash, immediately at the close of sale, the following property to-wit: Being all of Lot No. 21, on the plan of Final Plat, Section I, Scottish Glen Subdivision, according to plat and survey appearing in Plat Book 30, Page 31, of the Register`s Office of Rutherford County, to which plat reference is hereby made for more complete details of location and description of said lot. Being the same property conveyed to Angelica Jusepe and Aldo Jusepe, wife and husband, by deed from Ole South Properties, Inc. a Tennessee Corporation, dated September 29, 2006, appearing in Record Book 670, page 3183 of the Register`s Office of Rutherford County, Tennessee. Map & Parcel No.: 100DE-021 PROPERTY ADDRESS: 4503 Scottish Drive, Murfreesboro, Tennessee 37128 CURRENT OWNER(S): Angelica Jusepe and Aldo Jusepe SUBORDINATE LEINHOLDERS: SunTrust Bank, Scottish Glen HOA, Inc., GMAC Mortgage, LLC OTHER INTERESTED PARTIES: N/A All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, however, the undersigned will sell and convey only as Substitute Trustee. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property; as well as any prior liens or encumbrances as well as priority created by a fixture filing; and/or any matter that an accurate survey of the premises might disclose. If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor and Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the sale will be subject to the applicable governmental entities` right to redeem the property, as required by 26 U.S.C § 7425 and T.C.A. § 67-1-1433. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Deed of Trust. The notice requirements of T.C.A. §35-5-117 were satisfied prior to the first publication of the Notice of Substitute Trustee`s Sale. Substitute Trustee reserves the right to adjourn the day of the sale to another day, time and place certain without further publication, upon announcement at the time and place for the sale set forth above. MCC TN, LCC 3525 Piedmont Road NE, Six Piedmont Center, Suite 700 Atlanta, GA 30305 (404) 373-1612 www.mccurdycandler.com File No. 10-18825 /CONV Ad Run Dates: 12/4/2011, 12/11/2011, and 12/18/2011 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Ad # 17459

NOTICE OF SUBSTITUTE TRUSTEE`S SALE WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated August 31, 2005, executed by XUE KUN ZHENG, YU QIN ZOU, conveying certain real property therein described to Larry A. Weissman, as Trustee, as same appears of record in the Register's Office of Rutherford County, Tennessee recorded September 2, 2005, in Deed Book 539, Page 2045-2055; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to Suntrust Mortgage, Inc. who is now the owner of said debt; and WHEREAS, Notice of the Right to Foreclose, if required pursuant to T.C.A. § 35-5-117, was given in accordance with Tennessee law; and WHEREAS, the undersigned, Rubin Lublin Suarez Serrano TN LLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register's Office of Rutherford County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin Suarez Serrano TN LLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on December 29, 2011 at 02:00 PM at the courthouse door where the foreclosure sales are customarily held , located in Murfreesboro, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Rutherford County, Tennessee, to wit: BEING ALL OF LOT NO. 1071, FINAL PLAT, SECTION XXIII, PHASE I, EVERGREEN FARMS P.U.D., ACCORDING TO PLAT AND SURVEY APPEARING OF RECORD IN PLAT BOOK 28, PAGE 205, OF THE REGISTER`S OFFICE OF RUTHERFORD COUNTY, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR MORE COMPLETE DETAILS OF LOCATION AND DESCRIPTION OF SAID LOT. BEING THE SAME PROPERTY CONVEYED TO XUE KUN ZHENG, MARRIED, BY DEED FROM OLE SOUTH PROPERTIES, INC., A TENNESSEE CORPORATION, DATED AUGUST 31,2005, APPEARING OF RECORD IN RECORD BOOK 539, PAGE 2043, OF THE REGISTER`S OFFICE OF RUTHERFORD COUNTY, TENNESSEE. THE CONVEYANCE IS MADE SUBJECT TO DECLARATION OF COVENANTS, RESTRICTIONS AND CONDITIONS CONTAINED IN INSTRUMENT OF RECORD IN RECORD BOOK 480, PAGE 2095; EASEMENT TO BELLSOUTH OF RECORD IN BOOK 581, PAGE 272; EASEMENT TO CITY OF MURFREESBORO OF RECORD IN BOOK 49, PAGE 2591; SUBDIVISION EASEMENT AND STREET GRANT(S) OF RECORD IN BOOK 479, PAGE 1347; PERMANENT DRAINAGE, TEMPORARY CONSTRUCTION AND SLOPE AND SEWER EASEMENT OF RECORD IN BOOK 177, PAGE 2198; DRAINAGE CONSENT OF RECORD IN BOOK 537, PAGE 872 AND IN BOOK 537, PAGE 875; AND TO ANY AND ALL MATTERS SHOWN ON SAID PLAT AND SURVEY ORD RECORD IN PLAT BOOK 28, PAGE 205; ALL OF SAID REGISTER`S OFFICE. PARCEL ID: 101J-F-082.00 PROPERTY ADDRESS: The street address of the property is believed to be 2120 CASON TRAIL, MURFREESBORO, TN 37128. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): XUE KUN ZHENG, YU QIN ZOU OTHER INTERESTED PARTIES: The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin Suarez Serrano TN LLC, Substitute Trustee 119 S. Main Street, Suite 500 Memphis, TN 38103 www.rubinlublin.com/property-listings.php Tel: (877) 813-0992 Fax: (404) 601-5846  Ad #17555: 2011-12-04  2011-12-11, 2011-12-18

NOTICE OF FORECLOSURE SALE

WHEREAS, default having occurred in the performance of the terms, conditions and covenants under that certain deed of trust (the "Deed of Trust") dated April 28, 2009, executed by Terrell D. Hughes, Jr. and Cathy D. Hughes to Hugh M. Queener, Trustee, the Deed of Trust being of record in Record Book 914, Page 3315, Register's Office for Rutherford County, Tennessee, and Larry D. Craig having been appointed Substitute Trustee by instrument of record in Record Book 1093, Page 2605, said Register's Office;

NOW, THEREFORE, I, Larry D. Craig, as Successor Trustee and not otherwise, acting upon the demand of Pinnacle National Bank, who is the lawful owner and holder of the indebtedness secured by the Deed of Trust, and after having declared the entire indebtedness due and payable, will, on

            December 20, 2011

at twelve o'clock noon (12:00 p.m.) at the front door of the Rutherford County Courthouse in Murfreesboro, Tennessee, sell to the highest bidder for cash, at public outcry, the following described property (the "Property") in Rutherford County, Tennessee:

Parcel 1:

Real property located in the 13th Civil District of Rutherford County, Tennessee and being more particularly described as follows, to-wit:

Bounded on the north by the land of Roy Byrn, on the east by the News Journal Publishing Company building now belonging to Alsup, on the south by West Main Street, and on the west by Walnut Street, and particularly described as follows:

Beginning at the southwest corner of the Home or News Journal Publishing Company, property now belonging to Alsup, fronting on West Main Street; thence west 77 feet, more or less, to the east line of Walnut Street, where said Walnut Street intersects West Main Street; thence north with the east line of said Walnut Street 125 feet; thence east 77 feet, more or less, to a point in the west line of said Home or News Journal Publishing Company property, now Alsup; thence south with the west line of Home, or News Journal Publishing Company property, now belonging to Alsup, 125 feet to the beginning.

Being the same property conveyed to Terrell D. Hughes, Jr. and wife, Cathy D. Hughes, by deed from Barton H. Harrison, Successor Trustee of the Joseph L. Harrison and Madelon J. Harrison 1969 Trust, dated July 30, 1969, appearing of record in Record Book 864, page 1327, of the Register's Office of Rutherford County, Tennessee.

This is improved commercial property having an address of 224 West Main Street, Murfreesboro, Tennessee 37130.

Map 91N-BA, Parcel 20.00

Parcel 2:

Real property located in the 13th Civil District of Rutherford County, Tennessee and being more particularly described as follows, to-wit:

Being all of Lot 102, Resubdivision of Lot 68 - Section II, Lots 101 thru 108, Section IV, Countryside, according to survey and plat of same appearing of record in Plat Book 9, page 137, revising Plat Book 9, page 5, of the Register's Office of Rutherford County, Tennessee, to which plat reference is here made for more complete details of location and description of said lot.

Being the same property conveyed to Cathy Hughes and husband, Terrell D. Hughes, by deed from Cory A. Turney and wife, Amy M. Turney, appearing of record in Record Book 402, page 712, and having been subsequently quitclaimed to Cathy A. Hughes in Record Book 988, Page 2014, Register’s Office for Rutherford County, Tennessee.

This is improved residential property having an address of 811 River Rock Blvd., Murfreesboro, Tennessee 37128.

Map 101E-B, Parcel 2.00

The parcels above are not owner occupied residences.

The sale of the Property shall be subject to any and all prior liens, encumbrances, deeds of trust, easements, restrictions, building lines, unpaid taxes and assessments (plus penalty and interest, if any), and any redemptive rights (including redemptive rights of any taxing authority by reason of any tax liens), plus any and all other matters and encumbrances superior in right to the lien of the Deed of Trust.

The right is reserved to adjourn the day of the sale to another day, time and place certain without further publication, upon announcement at the time and place for the sale set forth above.

If the highest bidder cannot pay the bid within twenty-four (24) hours of the sale, the next highest bidder will be deemed the successful bidder.

OTHER INTERESTED PARTIES AND/OR SUBORDINATE LIENHOLDER(S):  IRS, Federal Tax Lien; U.S. Bank, NA (Parcel 1, 1st Deed of Trust holder)

This sale is subject to the right of redemption by the INTERNAL REVENUE SERVICE, DEPT. OF U.S. TREASURY, pursuant to 26 U.S.C. 7425(d)(1) by reason of the following tax lien of record in Record Book 1045, Page 3551, as recorded in Record Book 1053, Page 3884, Register’s Office for Rutherford County, Tennessee, and notice of sale has been given to the IRS in accordance with 26 U.S.C. 7425(b).

THIS IS AN ATTEMPT TO COLLECT A DEBT.  Any information obtained will be used for that purpose.

This 16th day of November, 2011.

LARRY D. CRAIG, as Substitute Trustee,

and not otherwise

305 Fourteenth Avenue, North

Nashville, Tennessee  37203

(615) 320-5577