NOTICE OF SUBSTITUTE TRUSTEE`S SALE WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated May 8, 2007, executed by RICHARD ELLIOTT and ELIZABETH J. SHREVE, conveying certain real property therein described to JACK CASE WILSON TITLE, as Trustee, as same appears of record in the Register's Office of Rutherford County, Tennessee recorded May 10, 2007, in Deed Book 742, Page 1675; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to U.S. Bank, National Association, as successor trustee to Bank of America, N. A. as successor by merger to LaSalle Bank N. A., as Trustee for Merrill Lynch First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-4 who is now the owner of said debt; and WHEREAS, Notice of the Right to Foreclose, if required pursuant to T.C.A. § 35-5-117, was given in accordance with Tennessee law; and WHEREAS, the undersigned, Rubin Lublin Suarez Serrano TN LLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register's Office of Rutherford County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin Suarez Serrano TN LLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on December 8, 2011 at 02:00 PM at the courthouse door where the foreclosure sales are customarily held , located in Murfreesboro, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Rutherford County, Tennessee, to wit: BEING ALL OF LOT 166, AS SHOWN ON THE PLAN OF SAGEFIELD SUBDIVISION SECTION VI, OF RECORD IN PLAT BOOK 12, PAGE 81 IN THE REGISTER`S OFFICE FOR RUTHERFORD COUNTY, TENNESSEE, TO WHICH PLAN REFERENCE IS HEREBY MADE FOR A MORE COMPLETE DESCRIPTION. BEING THE SAME PROPERTY CONVEYED TO THE GRANTORS BY DEED OF RECORD IN RECORD BOOK 742, PAGE 1673, REGISTER`S OFFICE FOR RUTHERFORD COUNTY, TENNESSEE. PARCEL ID: 050J-E-045.00 PROPERTY ADDRESS: The street address of the property is believed to be 5367 SEMINARY RD, SMYRNA, TN 37167. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): ELIZABETH J SHREVE, RICHARD ELLIOTT OTHER INTERESTED PARTIES: Bank of America, N.A, David H. Jones d/b/a Rutherford County, TN, Codes Enforcement, Household Bank, MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., acting solely as nominee for FIRST FRANKLIN FINANCIAL CORP., an Op. Sub. of MLB & T Co., FSB The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin Suarez Serrano TN LLC, Substitute Trustee 119 S. Main Street, Suite 500 Memphis, TN 38103 www.rubinlublin.com/property-listings.php Tel: (877) 813-0992 Fax: (404) 601-5846  Ad #16853: 2011-11-13  2011-11-20, 2011-11-27

NOTICE OF SUBSTITUTE TRUSTEE'S SALE TENNESSEE, RUTHERFORD COUNTY DEFAULT having been made in the terms, conditions and payments provided in certain Deed of Trust executed by Helen Gray and Lou G. Gray to I. Dyke Tatum, Trustee dated July 31, 2009 in the amount of $183,150.00, and recorded in the Register's Office of Rutherford County, Tennessee in Instrument No. 1641001, Deed Book 946, Page 2816-2825, ("Deed of Trust"); and, the beneficial interest of said Deed of Trust having been last transferred to GMAC Mortgage, LLC, successor by merger to GMAC Mortgage Corporation by assignment; and, GMAC Mortgage, LLC, successor by merger to GMAC Mortgage Corporation, as the current holder of said Deed of Trust (the "Holder"), has appointed as Substitute Trustee the undersigned, , any of whom may act, by instrument filed for record in the Register's Office of Rutherford County, Tennessee with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; therefore, NOTICE is hereby given that the entire amount of said indebtedness has been declared due and payable as provided in said Deed of Trust by the Holder, and the undersigned as Substitute Trustee, or a duly appointed attorney or agents by virtue of the power and authority vested by the Appointment of Substitute Trustee, will on Thursday, December 8, 2011 commencing at 12:00 PM at the east door of the Rutherford County Courthouse, Murfreesboro, Tennessee; sell to the highest bidder for cash, immediately at the close of sale, the following property to-wit: All their right, title and interest in and to that certain tract or parcel of land in Rutherford County, State of Tennessee, described as follows, to wit: Being Lot No. 111, the Foothills, Section 6, as shown by plat and survey of record in Plat Book 13, Page 134, of the Registers Office of Rutherford County, Tennessee, to which plat reference is hereby made for a more complete and accurate description of said lot. The derivation of same being: The same being property conveyed by deed executed by Michael T. Hudson and wife, Cathy T. Hudson, on 10-18-1990, as recorded on 10-30-1990 at Book/Liber DB453, Page/Folio 23, Instrument No. 022858 in the land records of Rutherford County. Parcel Identification Number: 0710-A-053.00 Map & Parcel No.: 0710A-053 PROPERTY ADDRESS: 3513 Smiths Crossing, Murfreesboro, Tennessee 37129 CURRENT OWNER(S): Lou G. Gray Sr. and Helen E. Gray SUBORDINATE LEINHOLDERS: N/A OTHER INTERESTED PARTIES: N/A All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, however, the undersigned will sell and convey only as Substitute Trustee. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property; as well as any prior liens or encumbrances as well as priority created by a fixture filing; and/or any matter that an accurate survey of the premises might disclose. If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor and Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the sale will be subject to the applicable governmental entities` right to redeem the property, as required by 26 U.S.C § 7425 and T.C.A. § 67-1-1433. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Deed of Trust. The notice requirements of T.C.A. §35-5-117 were satisfied prior to the first publication of the Notice of Substitute Trustee`s Sale. Substitute Trustee reserves the right to adjourn the day of the sale to another day, time and place certain without further publication, upon announcement at the time and place for the sale set forth above. MCC TN, LCC 3525 Piedmont Road NE, Six Piedmont Center, Suite 700 Atlanta, GA 30305 (404) 373-1612 www.mccurdycandler.com File No. 10-21891 /FHA Ad Run Dates: 11/13/2011, 11/20/2011 and 11/27/2011 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Ad # 16789

NOTICE OF SUBSTITUTE TRUSTEE`S SALE WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated March 3, 2004, executed by STEVEN DODSON AND MISTY DAWN DODSON, conveying certain real property therein described to ARCHER LAND TITLE INC, as Trustee, as same appears of record in the Register's Office of Rutherford County, Tennessee recorded March 10, 2004, in Deed Book 365, Page 1243-1259; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to WELLS FARGO BANK, NATIONAL ASSOCIATION,TRUSTEE FOR THE CERTIFICATEHOLDERS OF FIRST FRANKLIN MORTGAGE LOAN TRUST 2004-FF4, MORTGAGE PASS-THROUGH CERTIFICATES,SERIES 2004-FF4 who is now the owner of said debt; and WHEREAS, Notice of the Right to Foreclose, if required pursuant to T.C.A. § 35-5-117, was given in accordance with Tennessee law; and WHEREAS, the undersigned, Rubin Lublin Suarez Serrano TN LLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register's Office of Rutherford County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin Suarez Serrano TN LLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on December 8, 2011 at 02:00 PM at the courthouse door where the foreclosure sales are customarily held , located in Murfreesboro, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Rutherford County, Tennessee, to wit: REAL ESTATE LOCATED IN THE 3RD CIVIL DISTRICT OF RUTHERFORD COUNTY, TENNESSEE, MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEING LOT NO. 21 ON THE SAM DAVIS HEIGHTS SUBDIVISION ACCORDING TO PLAT AND SURVEY OF RECORD IN DEED BOOK 11 8, PAGE 125, OF THE REGISTER`S OFFICE OF RUTHERFORD COUNTY, TENNESSEE, TO WHICH REFERENCE IS HEREBY MADE FOR FURTHER DESCRIPTION. SAID LOT FRONTS 80 FEET ON SYCAMORE STREET AND RUNS BACK BETWEEN PARRALLEL LINES A DISTANCE OF 160 FEET, BOUNDED ON THE NORTH BY O.B. COLEMAN, EAST BY TUNE, SOUTH BY SYCAMORE STREET, AND ON THE WEST BY WHITE. BEING THE SAME PROPERTY CONVEYED TO MISTY DAWN DODSON AND HUSBAND, STEVEN RANDALL DODSON BY QUITCLAIM DEED FROM GLORIA JEAN BIRK AND HUSBAND, DARRELL LEE BIRK, AND SYLVIA DARLENE MARTINSON, A SINGLE PERSON DATED MAY 6, 2003 AND RECORDED MAY 6, 2003 AS/IN RECORD BOOK 261, PAGE 984, REGISTER`S OFFICE FOR RUTHERFORD COUNTY, TENNESSEE. AND, PREVIOUSLY CONVEYED TO OTHA J. KNIGHT, JR. AND MARY F. KNIGHT, HIS WIFE, BY WARRANTY DEED FROM LARRY H. DORITY AND PATRICIA L. DORITY, HIS WIFE, DATED FEBRUARY 13, 1980 AND RECORDED FEBRUARY 14, 1980 AS/IN BOOK 25, PAGE 70, REGISTER`S OFFICE FOR RUTHERFORD COUNTY, TENNESSEE; OTHA J. KNIGHT, JR. DIED ON JUNE 13, 1996, BEING SURVIVED BY MARY F. KNIGHT, WHO DIED ON APRIL 27,2003. PARCEL ID: 027 H E 009.00 PROPERTY ADDRESS: The street address of the property is believed to be 105 SYCAMORE DRIVE, SMYRNA, TN 37167. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): STEVEN RANDALL DODSON AND MISTY DAWN DODSON OTHER INTERESTED PARTIES: The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin Suarez Serrano TN LLC, Substitute Trustee 119 S. Main Street, Suite 500 Memphis, TN 38103 www.rubinlublin.com/property-listings.php Tel: (877) 813-0992 Fax: (404) 601-5846  Ad #16787: 2011-11-13  2011-11-20, 2011-11-27

NOTICE OF SUBSTITUTE TRUSTEE'S SALE TENNESSEE, RUTHERFORD COUNTY DEFAULT having been made in the terms, conditions and payments provided in certain Deed of Trust executed by Charlene T. Guyer and Anthony D. Lowe to Arnold M. Weiss, Trustee dated August 10, 2006 in the amount of $99,200.00, and recorded in the Register's Office of Rutherford County, Tennessee in Instrument No. 1438046, Deed Book 653, Page 2247-2262, ("Deed of Trust"); and, the beneficial interest of said Deed of Trust having been last transferred to Deutsche Bank Trust Company Americas as Trustee by assignment; and, Deutsche Bank Trust Company Americas as Trustee, as the current holder of said Deed of Trust (the "Holder"), has appointed as Substitute Trustee the undersigned, , any of whom may act, by instrument filed for record in the Register's Office of Rutherford County, Tennessee with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; therefore, NOTICE is hereby given that the entire amount of said indebtedness has been declared due and payable as provided in said Deed of Trust by the Holder, and the undersigned as Substitute Trustee, or a duly appointed attorney or agents by virtue of the power and authority vested by the Appointment of Substitute Trustee, will on Thursday, December 8, 2011 commencing at 12:00 PM at the east door of the Rutherford County Courthouse, Murfreesboro, Tennessee; sell to the highest bidder for cash, immediately at the close of sale, the following property to-wit: A certain tract or parcel located in Rutherford County, Tennessee, described as follows to-wit: Being all of Lot No. 4 Cimarron, according to plat and survey of same appearing of record in Plat Book 12, Page 7, of the Registers Office of Rutherford, Tennessee, to which plat reference is hereby made for more complete details as to location and description of said lot. Being the same property conveyed to Anthony D. Lowe, unmarried and Charlene T. Guyer, unmarried by Warranty Deed from Steven W. Burnett and wife, Melissa Burnett of record in Record Book 653, Page 2244 in the Registers Office for Rutherford County, Tennessee. Charlene T. Guyer and Charlene Guyer are one and the same person. This conveyance is made subject to any and all zoning regulations, building restrictions, setback lines, if any, easements and right for public utilities applicable to this property. Taxes for the current year have been prorated and are assumed by the Grantee(s) herein. Parcel ID No.: 079-BC-004 Map & Parcel No.: 079-BC-004 PROPERTY ADDRESS: 3831 Chisholm Road, Murfreesboro, Tennessee 37129 CURRENT OWNER(S): Anthony D. Lowe and Charlene T. Guyer SUBORDINATE LEINHOLDERS: GMAC Mortgage LLC OTHER INTERESTED PARTIES: N/A All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, however, the undersigned will sell and convey only as Substitute Trustee. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property; as well as any prior liens or encumbrances as well as priority created by a fixture filing; and/or any matter that an accurate survey of the premises might disclose. If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor and Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the sale will be subject to the applicable governmental entities` right to redeem the property, as required by 26 U.S.C § 7425 and T.C.A. § 67-1-1433. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Deed of Trust. The notice requirements of T.C.A. §35-5-117 were satisfied prior to the first publication of the Notice of Substitute Trustee`s Sale. Substitute Trustee reserves the right to adjourn the day of the sale to another day, time and place certain without further publication, upon announcement at the time and place for the sale set forth above. MCC TN, LCC 3525 Piedmont Road NE, Six Piedmont Center, Suite 700 Atlanta, GA 30305 (404) 373-1612 www.mccurdycandler.com File No. 10-03613 /CONV Ad Run Dates: 11/13/2011, 11/20/2011, and 11/27/2011 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Ad # 16657

NOTICE OF SUBSTITUTE TRUSTEE`S SALE WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated November 16, 2007, executed by CHARLES E. BOWLING, TAMMY BOWLING, conveying certain real property therein described to G. Tommy Bastian, as Trustee, as same appears of record in the Register's Office of Rutherford County, Tennessee recorded November 20, 2007, in Deed Book 800, Page 2009; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP who is now the owner of said debt; and WHEREAS, Notice of the Right to Foreclose, if required pursuant to T.C.A. § 35-5-117, was given in accordance with Tennessee law; and WHEREAS, the undersigned, Rubin Lublin Suarez Serrano TN LLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register's Office of Rutherford County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin Suarez Serrano TN LLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on December 8, 2011 at 02:00 PM at the courthouse door where the foreclosure sales are customarily held , located in Murfreesboro, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Rutherford County, Tennessee, to wit: BEING LOT NO. 17, VALLEY OF THE SPRINGS, AS SHOWN BY PLAT OF RECORD IN PLAT BOOK 14, PAGE 159, OF THE REGISTER`S OFFICE OF RUTHERFORD COUNTY, TENNESSEE TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE COMPLETE AND ACCURATE DESCRIPTION OF SAID LOT. BEING THE SAME PROPERTY CONVEYED TO TAMMY BOWLING AND HUSBAND, CHARLES E. BOWLING BY DEED FROM WEICHERT RELOCATION RESOURCES INC. OF RECORD IN RECORD BOOK 800, PAGE 2005, REGISTER`S OFFICE FOR SAID COUNTY. PARCEL ID: 028 FA 017.00 PROPERTY ADDRESS: The street address of the property is believed to be 1000 CEDARSTONE CT, SMYRNA, TN 37167. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): CHARLES E. BOWLING, TAMMY BOWLING OTHER INTERESTED PARTIES: The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin Suarez Serrano TN LLC, Substitute Trustee 119 S. Main Street, Suite 500 Memphis, TN 38103 www.rubinlublin.com/property-listings.php Tel: (877) 813-0992 Fax: (404) 601-5846  Ad #16966: 2011-11-13  2011-11-20, 2011-11-27

NOTICE OF FORECLOSURE SALE

WHEREAS, default having occurred in the performance of the terms, conditions and covenants under that certain deed of trust (the "Deed of Trust") dated April 28, 2009, executed by Terrell D. Hughes, Jr. and Cathy D. Hughes to Hugh M. Queener, Trustee, the Deed of Trust being of record in Record Book 914, Page 3315, Register's Office for Rutherford County, Tennessee, and Larry D. Craig having been appointed Substitute Trustee by instrument of record in Record Book 1093, Page 2605, said Register's Office;

NOW, THEREFORE, I, Larry D. Craig, as Successor Trustee and not otherwise, acting upon the demand of Pinnacle National Bank, who is the lawful owner and holder of the indebtedness secured by the Deed of Trust, and after having declared the entire indebtedness due and payable, will, on

            December 20, 2011

at twelve o'clock noon (12:00 p.m.) at the front door of the Rutherford County Courthouse in Murfreesboro, Tennessee, sell to the highest bidder for cash, at public outcry, the following described property (the "Property") in Rutherford County, Tennessee:

Parcel 1:

Real property located in the 13th Civil District of Rutherford County, Tennessee and being more particularly described as follows, to-wit:

Bounded on the north by the land of Roy Byrn, on the east by the News Journal Publishing Company building now belonging to Alsup, on the south by West Main Street, and on the west by Walnut Street, and particularly described as follows:

Beginning at the southwest corner of the Home or News Journal Publishing Company, property now belonging to Alsup, fronting on West Main Street; thence west 77 feet, more or less, to the east line of Walnut Street, where said Walnut Street intersects West Main Street; thence north with the east line of said Walnut Street 125 feet; thence east 77 feet, more or less, to a point in the west line of said Home or News Journal Publishing Company property, now Alsup; thence south with the west line of Home, or News Journal Publishing Company property, now belonging to Alsup, 125 feet to the beginning.

Being the same property conveyed to Terrell D. Hughes, Jr. and wife, Cathy D. Hughes, by deed from Barton H. Harrison, Successor Trustee of the Joseph L. Harrison and Madelon J. Harrison 1969 Trust, dated July 30, 1969, appearing of record in Record Book 864, page 1327, of the Register's Office of Rutherford County, Tennessee.

This is improved commercial property having an address of 224 West Main Street, Murfreesboro, Tennessee 37130.

Map 91N-BA, Parcel 20.00

Parcel 2:

Real property located in the 13th Civil District of Rutherford County, Tennessee and being more particularly described as follows, to-wit:

Being all of Lot 102, Resubdivision of Lot 68 - Section II, Lots 101 thru 108, Section IV, Countryside, according to survey and plat of same appearing of record in Plat Book 9, page 137, revising Plat Book 9, page 5, of the Register's Office of Rutherford County, Tennessee, to which plat reference is here made for more complete details of location and description of said lot.

Being the same property conveyed to Cathy Hughes and husband, Terrell D. Hughes, by deed from Cory A. Turney and wife, Amy M. Turney, appearing of record in Record Book 402, page 712, and having been subsequently quitclaimed to Cathy A. Hughes in Record Book 988, Page 2014, Register’s Office for Rutherford County, Tennessee.

This is improved residential property having an address of 811 River Rock Blvd., Murfreesboro, Tennessee 37128.

Map 101E-B, Parcel 2.00

The parcels above are not owner occupied residences.

The sale of the Property shall be subject to any and all prior liens, encumbrances, deeds of trust, easements, restrictions, building lines, unpaid taxes and assessments (plus penalty and interest, if any), and any redemptive rights (including redemptive rights of any taxing authority by reason of any tax liens), plus any and all other matters and encumbrances superior in right to the lien of the Deed of Trust.

The right is reserved to adjourn the day of the sale to another day, time and place certain without further publication, upon announcement at the time and place for the sale set forth above.

If the highest bidder cannot pay the bid within twenty-four (24) hours of the sale, the next highest bidder will be deemed the successful bidder.

OTHER INTERESTED PARTIES AND/OR SUBORDINATE LIENHOLDER(S):  IRS, Federal Tax Lien; U.S. Bank, NA (Parcel 1, 1st Deed of Trust holder)

This sale is subject to the right of redemption by the INTERNAL REVENUE SERVICE, DEPT. OF U.S. TREASURY, pursuant to 26 U.S.C. 7425(d)(1) by reason of the following tax lien of record in Record Book 1045, Page 3551, as recorded in Record Book 1053, Page 3884, Register’s Office for Rutherford County, Tennessee, and notice of sale has been given to the IRS in accordance with 26 U.S.C. 7425(b).

THIS IS AN ATTEMPT TO COLLECT A DEBT.  Any information obtained will be used for that purpose.

This 16th day of November, 2011.

LARRY D. CRAIG, as Substitute Trustee,

and not otherwise

305 Fourteenth Avenue, North

Nashville, Tennessee  37203

(615) 320-5577

MURFREESBORO POST INSERTION DATES: 11/20/11; 11/27/11; and 12/4/11