NOTICE OF SUBSTITUTE TRUSTEE`S SALE WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated July 12, 2007, executed by BETSY HELTON, DAVID HELTON, conveying certain real property therein described to ReconTrust Company, N.A., as Trustee, as same appears of record in the Register's Office of Rutherford County, Tennessee recorded July 17, 2007, in Deed Book 764, Page 3369-3384; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to The Bank Of New York Mellon fka The Bank Of New York, As Trustee For The Certificateholders Of CWABS, Inc., Asset-Backed Certificates, Series 2007-12 who is now the owner of said debt; and WHEREAS, Notice of the Right to Foreclose, if required pursuant to T.C.A.§ 35-5-117, was given in accordance with Tennessee law; and WHEREAS, the undersigned, Rubin Lublin Suarez Serrano TN LLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register's Office of Rutherford County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin Suarez Serrano TN LLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on December 8, 2011 at 02:00 PM at the RUTHERFORD County courthouse door where the foreclosure sales are customarily held at the RUTHERFORD Courthouse, located in Murfreesboro, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Rutherford County, Tennessee, to wit: A CERTAIN TRACT OR PARCEL OF LAND LOCATED IN RUTHERFORD COUNTY, STATE OF TENNESSEE, DESCRIBED AS FOLLOWS, TO-WIT; BEING ALL OF LOT NO. 73 OF MCNIEL FARMS SUBDIVISION, PHASE 6, ACCORDING TO PLAT AND SURVEY OF RECORD IN PLAT BOOK 11, PAGE 19, REGISTER`S OFFICE FOR RUTHERFORD COUNTY, TENNESSEE, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR MORE COMPLETE DETAILS OF LOCATION AND DESCRIPTION. BEING THE SAME PROPERTY CONVEYED TO DAVID HELTON, A MARRIED MAN FROM PORFIRIO ALFARO, UNMARRIED BY WARRANTY DEED DATED JULY 12, 2007 AND RECORDED 7-17-07 IN BOOK 764, PAGE 3367, REGISTER`S OFFICE FOR RUTHERFORD COUNTY, TENNESSEE. PARCEL ID: 099 D A 045 01 000 PROPERTY ADDRESS: The street address of the property is believed to be 218 BEECHWOOD CIR, MURFREESBORO, TN 37128. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): DAVID HELTON OTHER INTERESTED PARTIES: Internal Revenue Service (TN) BETSY HELTON The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose. In addition this sale shall be subject to the right of redemption by the UNITED STATES OF AMERICA, pursuant to 26 U.S.C. 7425(d)(1) by reason of the following tax lien(s) of record in: Record Book 967, Page1455-1455. Notice of the sale has been given to the UNITED STATES OF AMERICA in accordance with 26 U.S.C. 7425(b). THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin Suarez Serrano TN LLC, Substitute Trustee 119 S. Main Street, Suite 500 Memphis, TN 38103 www.rubinlublin.com/property-listings.php Tel: (877) 813-0992 Fax: (404) 601-5846

 Ad #16929: 2011-11-13  2011-11-20, 2011-11-27

NOTICE OF SUBSTITUTE TRUSTEE`S SALE WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated July 25, 2003, executed by Thuhang Thi Tran, conveying certain real property therein described to T. Michael Logan, as Trustee, as same appears of record in the Register's Office of Rutherford County, Tennessee recorded July 28, 2003, in Deed Book 294, Page 237; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to Suntrust Mortgage, Inc. who is now the owner of said debt; and WHEREAS, Notice of the Right to Foreclose, if required pursuant to T.C.A. § 35-5-117, was given in accordance with Tennessee law; and WHEREAS, the undersigned, Rubin Lublin Suarez Serrano TN LLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register's Office of Rutherford County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin Suarez Serrano TN LLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on December 8, 2011 at 02:00 PM at the courthouse door where the foreclosure sales are customarily held , located in Murfreesboro, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Rutherford County, Tennessee, to wit: LAND IN RUTHERFORD COUNTY, TENNESSEE, BEING LOT NO. 90, FINAL PLAT, SECTION III, EVERGREEN FARMS, OF RECORD IN PLAT BOOK 21, PAGE 45, REGISTER`S OFFICE FOR SAID COUNTY, TO WHICH PLAN REFERENCE IS HEREBY MADE FOR A MORE COMPLETE LEGAL DESCRIPTION. BEING THE SAME PROPERTY CONVEYED TO THUHANG THI TRAN BY DEED FROM MICHAEL L. MITCHELL OF RECORD IN BOOK 294, PAGE 235, REGISTER`S OFFICE FOR RUTHERFORD COUNTY, TENNESSEE. THIS CONVEYANCE IS SUBJECT TO ALL EASEMENTS, RESTRICTIVE COVENANTS AND CONDITIONS, AND OTHE RMATTERS OF RECORD, INCLUDING ALL ITEMS SET OUT ON ANY APPLICABLE PLAT OF RECORD. PARCEL ID: 101FC01400 PROPERTY ADDRESS: The street address of the property is believed to be 1127 Havering Drive, Murfreesboro, TN 37128. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): Thuhang Thi Tran OTHER INTERESTED PARTIES: Green Tree Servicing, LLC, MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR CORINTHIAN MORTGAGE CORPORATION DBA SOUTHBANC MORTGAGE The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin Suarez Serrano TN LLC, Substitute Trustee 119 S. Main Street, Suite 500 Memphis, TN 38103 www.rubinlublin.com/property-listings.php Tel: (877) 813-0992 Fax: (404) 601-5846  Ad #16879: 2011-11-13  2011-11-20, 2011-11-27

NOTICE OF SUBSTITUTE TRUSTEE`S SALE WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated May 8, 2007, executed by RICHARD ELLIOTT and ELIZABETH J. SHREVE, conveying certain real property therein described to JACK CASE WILSON TITLE, as Trustee, as same appears of record in the Register's Office of Rutherford County, Tennessee recorded May 10, 2007, in Deed Book 742, Page 1675; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to U.S. Bank, National Association, as successor trustee to Bank of America, N. A. as successor by merger to LaSalle Bank N. A., as Trustee for Merrill Lynch First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-4 who is now the owner of said debt; and WHEREAS, Notice of the Right to Foreclose, if required pursuant to T.C.A. § 35-5-117, was given in accordance with Tennessee law; and WHEREAS, the undersigned, Rubin Lublin Suarez Serrano TN LLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register's Office of Rutherford County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin Suarez Serrano TN LLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on December 8, 2011 at 02:00 PM at the courthouse door where the foreclosure sales are customarily held , located in Murfreesboro, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Rutherford County, Tennessee, to wit: BEING ALL OF LOT 166, AS SHOWN ON THE PLAN OF SAGEFIELD SUBDIVISION SECTION VI, OF RECORD IN PLAT BOOK 12, PAGE 81 IN THE REGISTER`S OFFICE FOR RUTHERFORD COUNTY, TENNESSEE, TO WHICH PLAN REFERENCE IS HEREBY MADE FOR A MORE COMPLETE DESCRIPTION. BEING THE SAME PROPERTY CONVEYED TO THE GRANTORS BY DEED OF RECORD IN RECORD BOOK 742, PAGE 1673, REGISTER`S OFFICE FOR RUTHERFORD COUNTY, TENNESSEE. PARCEL ID: 050J-E-045.00 PROPERTY ADDRESS: The street address of the property is believed to be 5367 SEMINARY RD, SMYRNA, TN 37167. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): ELIZABETH J SHREVE, RICHARD ELLIOTT OTHER INTERESTED PARTIES: Bank of America, N.A, David H. Jones d/b/a Rutherford County, TN, Codes Enforcement, Household Bank, MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., acting solely as nominee for FIRST FRANKLIN FINANCIAL CORP., an Op. Sub. of MLB & T Co., FSB The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin Suarez Serrano TN LLC, Substitute Trustee 119 S. Main Street, Suite 500 Memphis, TN 38103 www.rubinlublin.com/property-listings.php Tel: (877) 813-0992 Fax: (404) 601-5846  Ad #16853: 2011-11-13  2011-11-20, 2011-11-27

NOTICE OF SUBSTITUTE TRUSTEE'S SALE TENNESSEE, RUTHERFORD COUNTY DEFAULT having been made in the terms, conditions and payments provided in certain Deed of Trust executed by Helen Gray and Lou G. Gray to I. Dyke Tatum, Trustee dated July 31, 2009 in the amount of $183,150.00, and recorded in the Register's Office of Rutherford County, Tennessee in Instrument No. 1641001, Deed Book 946, Page 2816-2825, ("Deed of Trust"); and, the beneficial interest of said Deed of Trust having been last transferred to GMAC Mortgage, LLC, successor by merger to GMAC Mortgage Corporation by assignment; and, GMAC Mortgage, LLC, successor by merger to GMAC Mortgage Corporation, as the current holder of said Deed of Trust (the "Holder"), has appointed as Substitute Trustee the undersigned, , any of whom may act, by instrument filed for record in the Register's Office of Rutherford County, Tennessee with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; therefore, NOTICE is hereby given that the entire amount of said indebtedness has been declared due and payable as provided in said Deed of Trust by the Holder, and the undersigned as Substitute Trustee, or a duly appointed attorney or agents by virtue of the power and authority vested by the Appointment of Substitute Trustee, will on Thursday, December 8, 2011 commencing at 12:00 PM at the east door of the Rutherford County Courthouse, Murfreesboro, Tennessee; sell to the highest bidder for cash, immediately at the close of sale, the following property to-wit: All their right, title and interest in and to that certain tract or parcel of land in Rutherford County, State of Tennessee, described as follows, to wit: Being Lot No. 111, the Foothills, Section 6, as shown by plat and survey of record in Plat Book 13, Page 134, of the Registers Office of Rutherford County, Tennessee, to which plat reference is hereby made for a more complete and accurate description of said lot. The derivation of same being: The same being property conveyed by deed executed by Michael T. Hudson and wife, Cathy T. Hudson, on 10-18-1990, as recorded on 10-30-1990 at Book/Liber DB453, Page/Folio 23, Instrument No. 022858 in the land records of Rutherford County. Parcel Identification Number: 0710-A-053.00 Map & Parcel No.: 0710A-053 PROPERTY ADDRESS: 3513 Smiths Crossing, Murfreesboro, Tennessee 37129 CURRENT OWNER(S): Lou G. Gray Sr. and Helen E. Gray SUBORDINATE LEINHOLDERS: N/A OTHER INTERESTED PARTIES: N/A All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, however, the undersigned will sell and convey only as Substitute Trustee. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property; as well as any prior liens or encumbrances as well as priority created by a fixture filing; and/or any matter that an accurate survey of the premises might disclose. If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor and Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the sale will be subject to the applicable governmental entities` right to redeem the property, as required by 26 U.S.C § 7425 and T.C.A. § 67-1-1433. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Deed of Trust. The notice requirements of T.C.A. §35-5-117 were satisfied prior to the first publication of the Notice of Substitute Trustee`s Sale. Substitute Trustee reserves the right to adjourn the day of the sale to another day, time and place certain without further publication, upon announcement at the time and place for the sale set forth above. MCC TN, LCC 3525 Piedmont Road NE, Six Piedmont Center, Suite 700 Atlanta, GA 30305 (404) 373-1612 www.mccurdycandler.com File No. 10-21891 /FHA Ad Run Dates: 11/13/2011, 11/20/2011 and 11/27/2011 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Ad # 16789

NOTICE OF SUBSTITUTE TRUSTEE`S SALE WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated March 3, 2004, executed by STEVEN DODSON AND MISTY DAWN DODSON, conveying certain real property therein described to ARCHER LAND TITLE INC, as Trustee, as same appears of record in the Register's Office of Rutherford County, Tennessee recorded March 10, 2004, in Deed Book 365, Page 1243-1259; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to WELLS FARGO BANK, NATIONAL ASSOCIATION,TRUSTEE FOR THE CERTIFICATEHOLDERS OF FIRST FRANKLIN MORTGAGE LOAN TRUST 2004-FF4, MORTGAGE PASS-THROUGH CERTIFICATES,SERIES 2004-FF4 who is now the owner of said debt; and WHEREAS, Notice of the Right to Foreclose, if required pursuant to T.C.A. § 35-5-117, was given in accordance with Tennessee law; and WHEREAS, the undersigned, Rubin Lublin Suarez Serrano TN LLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register's Office of Rutherford County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin Suarez Serrano TN LLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on December 8, 2011 at 02:00 PM at the courthouse door where the foreclosure sales are customarily held , located in Murfreesboro, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Rutherford County, Tennessee, to wit: REAL ESTATE LOCATED IN THE 3RD CIVIL DISTRICT OF RUTHERFORD COUNTY, TENNESSEE, MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEING LOT NO. 21 ON THE SAM DAVIS HEIGHTS SUBDIVISION ACCORDING TO PLAT AND SURVEY OF RECORD IN DEED BOOK 11 8, PAGE 125, OF THE REGISTER`S OFFICE OF RUTHERFORD COUNTY, TENNESSEE, TO WHICH REFERENCE IS HEREBY MADE FOR FURTHER DESCRIPTION. SAID LOT FRONTS 80 FEET ON SYCAMORE STREET AND RUNS BACK BETWEEN PARRALLEL LINES A DISTANCE OF 160 FEET, BOUNDED ON THE NORTH BY O.B. COLEMAN, EAST BY TUNE, SOUTH BY SYCAMORE STREET, AND ON THE WEST BY WHITE. BEING THE SAME PROPERTY CONVEYED TO MISTY DAWN DODSON AND HUSBAND, STEVEN RANDALL DODSON BY QUITCLAIM DEED FROM GLORIA JEAN BIRK AND HUSBAND, DARRELL LEE BIRK, AND SYLVIA DARLENE MARTINSON, A SINGLE PERSON DATED MAY 6, 2003 AND RECORDED MAY 6, 2003 AS/IN RECORD BOOK 261, PAGE 984, REGISTER`S OFFICE FOR RUTHERFORD COUNTY, TENNESSEE. AND, PREVIOUSLY CONVEYED TO OTHA J. KNIGHT, JR. AND MARY F. KNIGHT, HIS WIFE, BY WARRANTY DEED FROM LARRY H. DORITY AND PATRICIA L. DORITY, HIS WIFE, DATED FEBRUARY 13, 1980 AND RECORDED FEBRUARY 14, 1980 AS/IN BOOK 25, PAGE 70, REGISTER`S OFFICE FOR RUTHERFORD COUNTY, TENNESSEE; OTHA J. KNIGHT, JR. DIED ON JUNE 13, 1996, BEING SURVIVED BY MARY F. KNIGHT, WHO DIED ON APRIL 27,2003. PARCEL ID: 027 H E 009.00 PROPERTY ADDRESS: The street address of the property is believed to be 105 SYCAMORE DRIVE, SMYRNA, TN 37167. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): STEVEN RANDALL DODSON AND MISTY DAWN DODSON OTHER INTERESTED PARTIES: The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin Suarez Serrano TN LLC, Substitute Trustee 119 S. Main Street, Suite 500 Memphis, TN 38103 www.rubinlublin.com/property-listings.php Tel: (877) 813-0992 Fax: (404) 601-5846  Ad #16787: 2011-11-13  2011-11-20, 2011-11-27

NOTICE OF SUBSTITUTE TRUSTEE'S SALE TENNESSEE, RUTHERFORD COUNTY DEFAULT having been made in the terms, conditions and payments provided in certain Deed of Trust executed by Charlene T. Guyer and Anthony D. Lowe to Arnold M. Weiss, Trustee dated August 10, 2006 in the amount of $99,200.00, and recorded in the Register's Office of Rutherford County, Tennessee in Instrument No. 1438046, Deed Book 653, Page 2247-2262, ("Deed of Trust"); and, the beneficial interest of said Deed of Trust having been last transferred to Deutsche Bank Trust Company Americas as Trustee by assignment; and, Deutsche Bank Trust Company Americas as Trustee, as the current holder of said Deed of Trust (the "Holder"), has appointed as Substitute Trustee the undersigned, , any of whom may act, by instrument filed for record in the Register's Office of Rutherford County, Tennessee with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; therefore, NOTICE is hereby given that the entire amount of said indebtedness has been declared due and payable as provided in said Deed of Trust by the Holder, and the undersigned as Substitute Trustee, or a duly appointed attorney or agents by virtue of the power and authority vested by the Appointment of Substitute Trustee, will on Thursday, December 8, 2011 commencing at 12:00 PM at the east door of the Rutherford County Courthouse, Murfreesboro, Tennessee; sell to the highest bidder for cash, immediately at the close of sale, the following property to-wit: A certain tract or parcel located in Rutherford County, Tennessee, described as follows to-wit: Being all of Lot No. 4 Cimarron, according to plat and survey of same appearing of record in Plat Book 12, Page 7, of the Registers Office of Rutherford, Tennessee, to which plat reference is hereby made for more complete details as to location and description of said lot. Being the same property conveyed to Anthony D. Lowe, unmarried and Charlene T. Guyer, unmarried by Warranty Deed from Steven W. Burnett and wife, Melissa Burnett of record in Record Book 653, Page 2244 in the Registers Office for Rutherford County, Tennessee. Charlene T. Guyer and Charlene Guyer are one and the same person. This conveyance is made subject to any and all zoning regulations, building restrictions, setback lines, if any, easements and right for public utilities applicable to this property. Taxes for the current year have been prorated and are assumed by the Grantee(s) herein. Parcel ID No.: 079-BC-004 Map & Parcel No.: 079-BC-004 PROPERTY ADDRESS: 3831 Chisholm Road, Murfreesboro, Tennessee 37129 CURRENT OWNER(S): Anthony D. Lowe and Charlene T. Guyer SUBORDINATE LEINHOLDERS: GMAC Mortgage LLC OTHER INTERESTED PARTIES: N/A All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, however, the undersigned will sell and convey only as Substitute Trustee. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property; as well as any prior liens or encumbrances as well as priority created by a fixture filing; and/or any matter that an accurate survey of the premises might disclose. If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor and Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the sale will be subject to the applicable governmental entities` right to redeem the property, as required by 26 U.S.C § 7425 and T.C.A. § 67-1-1433. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Deed of Trust. The notice requirements of T.C.A. §35-5-117 were satisfied prior to the first publication of the Notice of Substitute Trustee`s Sale. Substitute Trustee reserves the right to adjourn the day of the sale to another day, time and place certain without further publication, upon announcement at the time and place for the sale set forth above. MCC TN, LCC 3525 Piedmont Road NE, Six Piedmont Center, Suite 700 Atlanta, GA 30305 (404) 373-1612 www.mccurdycandler.com File No. 10-03613 /CONV Ad Run Dates: 11/13/2011, 11/20/2011, and 11/27/2011 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Ad # 16657

NOTICE OF SUBSTITUTE TRUSTEE'S SALE TENNESSEE, RUTHERFORD COUNTY  DEFAULT having been made in the terms, conditions and payments provided in certain Deed of Trust executed by Aaron B. Usinger and Lory J. Usinger to Wesley D. Turner, Trustee dated September 7, 2005 in the amount of $122,703.00, and recorded in the Register's Office of Rutherford County, Tennessee in Deed Book 543, Page 1593, ("Deed of Trust"); and, the beneficial interest of said Deed of Trust having been last transferred to Deutsche Bank National Trust Company, as Trustee for Long Beach Mortgage Loan Trust 2006-WL2 by assignment; and, Deutsche Bank National Trust Company, as Trustee for Long Beach Mortgage Loan Trust 2006-WL2, as the current holder of said Deed of Trust (the "Holder"), has appointed as Substitute Trustee the undersigned, , any of whom may act, by instrument filed for record in the Register's Office of Rutherford County, Tennessee with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; therefore,  NOTICE is hereby given that the entire amount of said indebtedness has been declared due and payable as provided in said Deed of Trust by the Holder, and the undersigned as Substitute Trustee, or a duly appointed attorney or agents by virtue of the power and authority vested by the Appointment of Substitute Trustee, will on Thursday, December 1, 2011 commencing at 12:00 PM at the east door of the Rutherford County Courthouse, Murfreesboro, Tennessee; sell to the highest bidder for cash, immediately at the close of sale, the following property to-wit: Situated in the Second (2) Civil District of Rutherford County, Tennessee, and within the corporate limits of the City of Lavergne, Tennessee, and being known as all of Lot Number Five Thousand Seven Hundred Seven (5707) on the Plan of Lake Forest Estates, Phase Fifty Seven as the same appears of record in Plat Book 27, Page 1, Registers Office for Rutherford County, Tennessee, to which plat reference is hereby made for a more complete and accurate legal description. Being the same property conveyed to the within name Grantor(s) by Warranty Deed of record in Record Book 543, Page 1591, Registers Office for Rutherford County, Tennessee.   Map & Parcel No.: 014BD-034   PROPERTY ADDRESS:  7015 Zither Lane, La Vergne, Tennessee 37086 CURRENT OWNER(S): Aaron B. Usinger and Lory J. Usinger SUBORDINATE LIENHOLDERS: Ole South Properties, Inc., Gault Financial, LLC OTHER INTERESTED PARTIES: N/A All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, however, the undersigned will sell and convey only as Substitute Trustee. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property; as well as any prior liens or encumbrances as well as priority created by a fixture filing; and/or any matter that an accurate survey of the premises might disclose. If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor and Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the sale will be subject to the applicable governmental entities` right to redeem the property, as required by 26 U.S.C § 7425 and T.C.A. § 67-1-1433. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Deed of Trust. The notice requirements of T.C.A. §35-5-117 were satisfied prior to the first publication of the Notice of Substitute Trustee`s Sale. Substitute Trustee reserves the right to adjourn the day of the sale to another day, time and place certain without further publication, upon announcement at the time and place for the sale set forth above. MCC TN, LCC 3525 Piedmont Road NE, Six Piedmont Center, Suite 700 Atlanta, GA 30305 (404) 373-1612 www.mccurdycandler.com File No. 11-02587 /CONV Ad Run Dates 11/06/2011, 11/13/2011, and 11/20/2011 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

 Ad # 16481

NOTICE OF SUBSTITUTE TRUSTEE`S SALE WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated September 21, 2004, executed by MICHAEL J. VANCE AND SUZANNE VANCE, conveying certain real property therein described to ARNOLD M. WEISS, ATTORNEY, as Trustee, as same appears of record in the Register's Office of Rutherford County, Tennessee recorded September 23, 2004, in Deed Book 430, Page 1989-2003; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2004-09 who is now the owner of said debt; and WHEREAS, Notice of the Right to Foreclose, if required pursuant to T.C.A. § 35-5-117, was given in accordance with Tennessee law; and WHEREAS, the undersigned, Rubin Lublin Suarez Serrano TN LLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register's Office of Rutherford County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin Suarez Serrano TN LLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on November 22, 2011 at 02:00 PM at the courthouse door where the foreclosure sales are customarily held , located in Murfreesboro, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Rutherford County, Tennessee, to wit: LAND IN RUTHERFORD COUNTY, TENNESSEE, BEING ALL OF LOT NO. 69, FINAL PLAT-SECTION III, WILKERSON TRACE, OF RECORD IN PLAT BOOK 27, PAGE 165, REGISTER`S OFFICE FOR SAID COUNTY, TO WHICH REFERENCE IS MADE FOR A MORE COMPLETE AND ACCURATE DESCRIPTION OF SAID LOT. BEING PART OF THE SAME PROPERTY CONVEYED TO JONES CONSTRUCTION CO., A PARTNERSHIP BY DEED OF RECORD IN BOOK 395, PAGE 1052, SUSIE VANCE EXECUTES THIS DOCUMENT, WITH THE CONSENT OF THE GRANTOR SPOUSE, FOR THE PURPOSE OF WAIVING HOMESTEAD AND/OR OTHER MARITAL RIGHTS THAT MAY BE GRANTED TO A SPOUSE BY LAW IN THE PROPERTY AND/OR WHICH MIGHT BE ASSERTED AGAINST THE TRUSTEE, BENEFICIARY, MORTGAGEE, OR THEIR ASSIGNS IN ENFORCING ANY RIGHTS. PARCEL ID: 078L-C-002.00 PROPERTY ADDRESS: The street address of the property is believed to be 1737 COZUMEL COURT, MURFREESBORO, TN 37128. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): MICHAEL J. VANCE A/K/A MICHAEL JASON VANCE A/K/A MICHAEL VANCE OTHER INTERESTED PARTIES: CHARLES (BUSTER) GROSS C/O WM. KENNERLY BURGER-BURGER SCOTT & MCFARLIN AND ASCEND FEDERAL CREDIT UNION SUZANNE VANCE, Bullock, Fly & Hornsby The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin Suarez Serrano TN LLC, Substitute Trustee 119 S. Main Street, Suite 500 Memphis, TN 38103 www.rubinlublin.com/property-listings.php Tel: (877) 813-0992 Fax: (404) 601-5846

 Ad #16404: 2011-10-30  2011-11-06, 2011-11-13

NOTICE OF SUCESSOR TRUSTEE'S SALE

Default having been made in the payment of an indebtedness described in and secured by that certain Deed of Trust executed by KENNETH R. BREWER and SHERYL D. BUCKNER, to R. Dale Floyd, Trustee, of record in Record Book 322, page 1918, and Assumption Agreement With Release of record in Record Book 332, page 1918, both of record in the Register's Office of Rutherford County, Tennessee, payable to Cavalry Banking, embracing real estate hereinafter described, and Pinnacle National Bank (formerly Cavalry Banking), the holder of said indebtedness having declared the entire unpaid balance immediately due and payable, and said Note not having been paid, and the undersigned, George H. White of Rutherford County, Tennessee, having been appointed as Successor Trustee by an instrument duly recorded in the Register's Office of Rutherford County, Tennessee, and said holder having directed him so to do.

NOTICE IS HEREBY GIVEN, that he will on TUESDAY, DECEMBER 6, 2011, at or about the hour of 10:00 A.M., in front of the house located at 432 Clarkton Drive, Smyrna, Rutherford County, Tennessee, SELL to the highest and best bidder for cash and free from all right of homestead exemption in and equitable and statutory redemption of the following described parcel of real estate situated in Rutherford County, Tennessee, to-wit:

Map/Parcel:  032E-B-01700

Address: 432 Clarkston Drive, Smyrna, Tennessee 37167

Reference is hereby made to Quitclaim Deed of record in Record Book 865, page 3089, of the Register's Office for Rutherford County, Tennessee, for more complete details of location and description of said property.

Said sale will be made for the purpose of satisfying said indebtedness, and the undersigned Successor Trustee will deliver to the Purchaser a Successor Trustee's Deed conveying said property without any covenant or warranty expressed or implied but subject to all unpaid taxes and any liens which take priority as a matter of law.

The above property is further subject to liens of the United States Internal Revenue Service, Identifying No. XXX-XX-8306, filed for record in Record Book 805, page 3625, of said Register's Office.  The sale of the land advertised above will be subject to the right of the United States to redeem the land as provided for in 26 U.S.C. §7425(d)(1).  The undersigned further affirms that the notice required by 26 U.S.C. §7425(b) has been timely given to the United States.

The Successor Trustee at his sole discretion may at the time and place appointed for this sale in order to accomplish the most advantageous sale and consequent discharge of his trust obligation under the circumstances by oral announcement elect to adjourn the sale during regular business hours on the same day or on a different day, or at a different place, so long as no potential purchaser is thereby precluded from placing a bid.

The failure of any high bidder to pay the purchase price and close the sale shall, at the option of the Successor Trustee, be cause for rejection of the bid, and, if the bid is rejected, the Successor Trustee shall have the option of making the sale to the next highest bidder who is ready, willing, and able to comply with the terms thereof.  The proceeds derived from the sale of the property will be applied as provided for in said Deed of Trust.

INTERESTED PARTIES: Kenneth R. Brewer

Department of Treasury – Internal Revenue Service

Pinnacle National Bank

George H. White, Successor Trustee

White & Polk, P.C.

107 West College Street

Murfreesboro, TN 37130

(615) 893-6592

Publish: November 6, November 13, and November 20, 2011

Murfreesboro Post

Date of Sale: December 6, 2011 at 10:00 a.m.

NOTICE OF SUCESSOR TRUSTEE'S SALE

Default having been made in the payment of an indebtedness described in and secured by that certain Deed of Trust executed by KENNETH R. BREWER, to Hugh M. Queener, Trustee, of record in Record Book 797, page 2380, of the Register's Office of Rutherford County, Tennessee, embracing real estate hereinafter described, and Pinnacle National Bank, the holder of said indebtedness having declared the entire unpaid balance immediately due and payable, and said Note not having been paid, and the undersigned, George H. White of Rutherford County, Tennessee, having been appointed as Successor Trustee by an instrument duly recorded in the Register's Office of Rutherford County, Tennessee, and said holder having directed him so to do.

NOTICE IS HEREBY GIVEN, that he will on TUESDAY, DECEMBER 6, 2011, at or about the hour of 11:00 A.M., off the road frontage of the property known as 202-204 Old Nashville Highway, LaVergne, Rutherford County, Tennessee, SELL to the highest and best bidder for cash and free from all right of homestead exemption in and equitable and statutory redemption of the following described parcel of real estate situated in Rutherford County, Tennessee, to-wit:

Map/Parcel:  015M-E-00300

Address:  202-204 Old Nashville Highway, LaVergne, Tennessee 37086

Reference is hereby made to Warranty Deed of record in Record Book 618, page 3338, of the Register's Office for Rutherford County, Tennessee, for more complete details of location and description of said property.

NOTICE IS FURTHER GIVEN, that he will on TUESDAY, DECEMBER 6, 2011, at or about the hour of 11:15 A.M., in front of the old store located at 206 Old Nashville Highway, LaVergne, Rutherford County, Tennessee, SELL to the highest and best bidder for cash and free from all right of homestead exemption in and equitable and statutory redemption of the following described parcel of real estate situated in Rutherford County, Tennessee, to-wit:

Map/Parcel:  015M-E-00200

Address:  206 Old Nashville Highway, LaVergne, Tennessee 37086

Reference is hereby made to Warranty Deed of record in Record Book 618, page 3338, of the Register's Office for Rutherford County, Tennessee, for more complete details of location and description of said property.

NOTICE IS FURTHER GIVEN, that he will on TUESDAY, DECEMBER 6, 2011, at or about the hour of 12:00 P.M., in front of the old house located at 5569 Hickory Grove Road, Murfreesboro, Rutherford County, Tennessee, SELL to the highest and best bidder for cash and free from all right of homestead exemption in and equitable and statutory redemption of the following described parcel of real estate situated in Rutherford County, Tennessee, to-wit:

Map/Parcel:  020-03600 (7.43 acres)

Address:  5569 Hickory Grove Road, Murfreesboro, Tennessee 37129

Reference is hereby made to Warranty Deed of record in Deed Book 392, page 252, of the Register's Office for Rutherford County, Tennessee, for more complete details of location and description of said property.

Said sale will be made for the purpose of satisfying said indebtedness, and the undersigned Successor Trustee will deliver to the Purchaser a Successor Trustee's Deed conveying said property without any covenant or warranty expressed or implied but subject to all unpaid taxes and any liens which take priority as a matter of law.

The above property is further subject to liens of the United States Internal Revenue Service, Identifying No. XXX-XX-8306, filed for record in Record Book 805, page 3625, of said Register's Office.  The sale of the land advertised above will be subject to the right of the United States to redeem the land as provided for in 26 U.S.C. §7425(d)(1).  The undersigned further affirms that the notice required by 26 U.S.C. §7425(b) has been timely given to the United States.

The Successor Trustee at his sole discretion may at the time and place appointed for this sale in order to accomplish the most advantageous sale and consequent discharge of his trust obligation under the circumstances by oral announcement elect to adjourn the sale during regular business hours on the same day or on a different day, or at a different place, so long as no potential purchaser is thereby precluded from placing a bid.

The failure of any high bidder to pay the purchase price and close the sale shall, at the option of the Successor Trustee, be cause for rejection of the bid, and, if the bid is rejected, the Successor Trustee shall have the option of making the sale to the next highest bidder who is ready, willing, and able to comply with the terms thereof.  The proceeds derived from the sale of the property will be applied as provided for in said Deed of Trust.

INTERESTED PARTIES: Kenneth R. Brewer

                         Department of Treasury – Internal Revenue Service

                         Pinnacle National Bank           

George H. White, Successor Trustee

White & Polk, P.C.

107 West College Street

Murfreesboro, TN 37130

(615) 893-6592

Publish: November 6, November 13, and November 20, 2011

Murfreesboro Post

Date of Sale: December 6, 2011 at 11:00 a.m. (202-204 Old Nashville Highway)

                   December 6, 2011 at 11:15 a.m. (206 Old Nashville Highway)

                   December 6, 2011 at 12:00 p.m. (5569 Hickory Grove Road)           

NOTICE OF SUCESSOR TRUSTEE'S SALE

Default having been made in the payment of an indebtedness described in and secured by that certain Deed of Trust executed by KENNETH R. BREWER, to M. Glenn Layne, Trustee, of record in Record Book 541, page 1738, and as modified in Record Book 707, page 1220, and Record Book 797, page 2409, all of record in the Register's Office of Rutherford County, Tennessee, payable to Cavalry Banking, embracing real estate hereinafter described, and Pinnacle National Bank (formerly Cavalry Banking), the holder of said indebtedness having declared the entire unpaid balance immediately due and payable, and said Note not having been paid, and the undersigned, George H. White of Rutherford County, Tennessee, having been appointed as Successor Trustee by an instrument duly recorded in the Register's Office of Rutherford County, Tennessee, and said holder having directed him so to do.

NOTICE IS HEREBY GIVEN, that he will on TUESDAY, DECEMBER 6, 2011, at or about the hour of 12:00 P.M., in front of the old house located at 5569 Hickory Grove Road, Murfreesboro, Rutherford County, Tennessee, SELL to the highest and best bidder for cash and free from all right of homestead exemption in and equitable and statutory redemption of the following described parcel of real estate situated in Rutherford County, Tennessee, to-wit:

Map/Parcel:  020-02001

Address:  10.40 acres, located adjacent to and behind 5569 Hickory Grove Road, Murfreesboro, Tennessee 37129

Reference is hereby made to Warranty Deed of record in Deed Book 669, page 880, of the Register's Office for Rutherford County, Tennessee, for more complete details of location and description of said property.

NOTICE IS FURTHER GIVEN, that he will on TUESDAY, DECEMBER 6, 2011, at or about the hour of 1:00 P.M., off the road frontage of the 3.88 acres located on Leanna Central Valley Road (Map 047 / Parcel 00102), Murfreesboro, Rutherford County, Tennessee, SELL to the highest and best bidder for cash and free from all right of homestead exemption in and equitable and statutory redemption of the following described parcel of real estate situated in Rutherford County, Tennessee, to-wit:

Map/Parcel:  047-00102

Address:  3.88 acres, more or less, Leanna-Central Valley Road, Murfreesboro, Tennessee 37129.

Reference is hereby made to Warranty Deed of record in Deed Book 414, page 666, of the Register's Office for Rutherford County, Tennessee, for more complete details of location and description of said property.

Said sale will be made for the purpose of satisfying said indebtedness, and the undersigned Successor Trustee will deliver to the Purchaser a Successor Trustee's Deed conveying said property without any covenant or warranty expressed or implied but subject to all unpaid taxes and any liens which take priority as a matter of law.

The above property is further subject to liens of the United States Internal Revenue Service, Identifying No. XXX-XX-8306, filed for record in Record Book 805, page 3625, of said Register's Office.  The sale of the land advertised above will be subject to the right of the United States to redeem the land as provided for in 26 U.S.C. §7425(d)(1).  The undersigned further affirms that the notice required by 26 U.S.C. §7425(b) has been timely given to the United States.

The Successor Trustee at his sole discretion may at the time and place appointed for this sale in order to accomplish the most advantageous sale and consequent discharge of his trust obligation under the circumstances by oral announcement elect to adjourn the sale during regular business hours on the same day or on a different day, or at a different place, so long as no potential purchaser is thereby precluded from placing a bid.

The failure of any high bidder to pay the purchase price and close the sale shall, at the option of the Successor Trustee, be cause for rejection of the bid, and, if the bid is rejected, the Successor Trustee shall have the option of making the sale to the next highest bidder who is ready, willing, and able to comply with the terms thereof.  The proceeds derived from the sale of the property will be applied as provided for in said Deed of Trust.

INTERESTED PARTIES: Kenneth R. Brewer

                         Department of Treasury – Internal Revenue Service

                         Pinnacle National Bank

George H. White, Successor Trustee

White & Polk, P.C.

107 West College Street

Murfreesboro, TN 37130

(615) 893-6592

Publish: November 6, November 13, and November 20, 2011

Murfreesboro Post

Date of Sale: December 6, 2011 at 12:00 p.m. (5569 Hickory Grove Road)