Ad #16263: 2011-10-23  2011-10-30, 2011-11-06

NOTICE OF SUBSTITUTE TRUSTEE`S SALE WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated March 22, 2005, executed by Kerry L. Tidwell and Sheila K. Tidwell, conveying certain real property therein described to Robert M. Wilson, Jr, as Trustee, as same appears of record in the Register's Office of Rutherford County, Tennessee recorded March 30, 2005, in Deed Book 484, Page 2530-2541; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to The Bank Of New York Mellon fka The Bank Of New York As Trustee For The Certificateholders Of The CWABS, Inc., Asset-Backed Certificates, Series 2005-4 who is now the owner of said debt; and WHEREAS, Notice of the Right to Foreclose, if required pursuant to T.C.A. § 35-5-117, was given in accordance with Tennessee law; and WHEREAS, the undersigned, Rubin Lublin Suarez Serrano TN LLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register's Office of Rutherford County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin Suarez Serrano TN LLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on November 17, 2011 at 02:00 PM at the courthouse door where the foreclosure sales are customarily held , located in Murfreesboro, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Rutherford County, Tennessee, to wit: LAND IN THE 3RD DISTRICT OF RUTHERFORD COUNTY, TENNESSEE BEING LOT NO. 137, ST. JOHNS WOOD SECTION 5 ACCORDING TO PLAT AND SURVEY OF SAME APPEARING OF RECORD IN PLAT BOOK 14, PAGE 160 REGISTER`S OFFICE OF RUTHERFORD COUNTY, TENNESSEE TO WHICH PLAT REFERENCE IS HEREBY MADE FOR MORE COMPLETE DETAILS AS TO LOCATION AND DESCRIPTION OF SAID LOT. BEING THE SAME PROPERTY CONVEYED TO SHEILA K. TIDWELL MARRIED FROM KEITH D. SAGER AND WIFE, MARY C. SAGER BY DEED DATED NOVEMBER 5TH, 2001 AND FILED FOR RECORD IN BOOK 108, PAGE 1299 REGISTER`S OFFICE OF RUTHERFORD COUNTY, TENNESSEE. PARCEL ID: 12.00 PROPERTY ADDRESS: The street address of the property is believed to be 208 Saint Lukes Lane, Smyrna, TN 37167. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): Sheila K. Tidwell OTHER INTERESTED PARTIES: Capital One Bank (USA), N.A. Kerry L. Tidwell The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin Suarez Serrano TN LLC, Substitute Trustee 119 S. Main Street, Suite 500 Memphis, TN 38103 www.rubinlublin.com/property-listings.php Tel: (877) 813-0992 Fax: (404) 601-5846  Ad #16241: 2011-10-23  2011-10-30, 2011-11-06

NOTICE OF SUBSTITUTE TRUSTEE'S SALE TENNESSEE, RUTHERFORD COUNTY DEFAULT having been made in the terms, conditions and payments provided in certain Deed of Trust executed by Pamela S. Merrilees to Tennessee Title, as trustee dated November 15, 2006 in the amount of $120,800.00, and recorded in the Register's Office of Rutherford County, Tennessee in Instrument No. 1459988, Deed Book 688, Page 1174-1189, ("Deed of Trust"); and, the beneficial interest of said Deed of Trust having been last transferred to U.S. Bank National Association as Trustee for RASC 2007KS2 by assignment; and, U.S. Bank National Association as Trustee for RASC 2007KS2 , as the current holder of said Deed of Trust (the "Holder"), has appointed as Substitute Trustee the undersigned, , any of whom may act, by instrument filed for record in the Register's Office of Rutherford County, Tennessee with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; therefore, NOTICE is hereby given that the entire amount of said indebtedness has been declared due and payable as provided in said Deed of Trust by the Holder, and the undersigned as Substitute Trustee, or a duly appointed attorney or agents by virtue of the power and authority vested by the Appointment of Substitute Trustee, will on Thursday, November 17, 2011 commencing at 12:00 PM at the east door of the Rutherford County Courthouse, Murfreesboro, Tennessee; sell to the highest bidder for cash, immediately at the close of sale, the following property to-wit: Being all of Lot No. 5, Section Five, Wildwood Farms according to survey and plat of same appearing of record in Plat Book 19, Page 126, of the Registers Office of Rutherford County, Tennessee, to which plat reference is hereby made for more complete details as to location and description of said lot. Being the same property conveyed to Pamela S. Merrilees, an unmarried woman, by Deed form Stephen D. Mitchell, married, dated November 15, 2006, of record in Book 688, Page 1173, Registers Office for Rutherford County, Tennessee. (dated and recorded simultaneously herewith). Parcel ID No.: 033ME-014 Map & Parcel No.: 033ME-014 PROPERTY ADDRESS: 508 Greystone Place, Smyrna, Tennessee 37167 CURRENT OWNER(S): Pamela S. Merrilees SUBORDINATE LEINHOLDERS: GMAC Mortgage, LLC OTHER INTERESTED PARTIES: N/A All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, however, the undersigned will sell and convey only as Substitute Trustee. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property; as well as any prior liens or encumbrances as well as priority created by a fixture filing; and/or any matter that an accurate survey of the premises might disclose. If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor and Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the sale will be subject to the applicable governmental entities` right to redeem the property, as required by 26 U.S.C § 7425 and T.C.A. § 67-1-1433. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Deed of Trust. The notice requirements of T.C.A. §35-5-117 were satisfied prior to the first publication of the Notice of Substitute Trustee`s Sale. Substitute Trustee reserves the right to adjourn the day of the sale to another day, time and place certain without further publication, upon announcement at the time and place for the sale set forth above. MCC TN, LCC 3525 Piedmont Road NE, Six Piedmont Center, Suite 700 Atlanta, GA 30305 (404) 373-1612 www.mccurdycandler.com File No. 11-00490 /CONV Ad Run Dates: 10/23/2011, 10/30/2011 and 11/06/2011 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Ad # 16223

NOTICE OF SUBSTITUTE TRUSTEE'S SALE TENNESSEE, RUTHERFORD COUNTY  DEFAULT having been made in the terms, conditions and payments provided in certain Deed of Trust executed by Mario J. Navarro and Morgan M. Navarro to Robert M. Wilson, as trustee dated September 27, 2006 in the amount of $122,200.00, and recorded in the Register's Office of Rutherford County, Tennessee in Instrument No. 1451011, Deed Book 673, Page 3200-3215, ("Deed of Trust"); and, the beneficial interest of said Deed of Trust having been last transferred to US Bank National Association as Trustee by assignment; and, US Bank National Association as Trustee, as the current holder of said Deed of Trust (the "Holder"), has appointed as Substitute Trustee the undersigned, , any of whom may act, by instrument filed for record in the Register's Office of Rutherford County, Tennessee with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; therefore,  NOTICE is hereby given that the entire amount of said indebtedness has been declared due and payable as provided in said Deed of Trust by the Holder, and the undersigned as Substitute Trustee, or a duly appointed attorney or agents by virtue of the power and authority vested by the Appointment of Substitute Trustee, will on Thursday, November 17, 2011 commencing at 12:00 PM at the east door of the Rutherford County Courthouse, Murfreesboro, Tennessee; sell to the highest bidder for cash, immediately at the close of sale, the following property to-wit: A certain tract of parcel of land in Rutherford County, State of Tennessee, described as follows, to-wit: Being Lot No. 12, Section One, on the Plan of Woodland Hills, of record in Plat Book 12, Page 99, Registers Office for Rutherford County, Tennessee, to which plat reference is hereby made for a more complete description. Being the same property conveyed to Mario Navarro and wife Morgan Navarro by Deed from Rhegess B. Perry and Jacqueline S. Perry, dated September 28, 2006 in Book 673 Page 3197, Registers Office for Rutherford County, TN. Parcel ID No.: 029 GC-065.00  Map & Parcel No.: 029 GC-065.00   PROPERTY ADDRESS:  519 Woodland Hills Drive, La Vergne, Tennessee 37086 CURRENT OWNER(S): Mario Navarro SUBORDINATE LIENHOLDERS: GMAC Mortgage Corporation OTHER INTERESTED PARTIES: Wilmington Finance All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, however, the undersigned will sell and convey only as Substitute Trustee. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property; as well as any prior liens or encumbrances as well as priority created by a fixture filing; and/or any matter that an accurate survey of the premises might disclose. If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor and Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the sale will be subject to the applicable governmental entities` right to redeem the property, as required by 26 U.S.C § 7425 and T.C.A. § 67-1-1433. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Deed of Trust. The notice requirements of T.C.A. §35-5-117 were satisfied prior to the first publication of the Notice of Substitute Trustee`s Sale. Substitute Trustee reserves the right to adjourn the day of the sale to another day, time and place certain without further publication, upon announcement at the time and place for the sale set forth above. MCC TN, LCC 3525 Piedmont Road NE, Six Piedmont Center, Suite 700 Atlanta, GA 30305 (404) 373-1612 www.mccurdycandler.com File No. 09-25994 /CONV Ad Run Dates: 10/23/2011, 10/30/2011, and 11/6/2011 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

 Ad # 16156

NOTICE OF SUBSTITUTE TRUSTEE'S SALE TENNESSEE, RUTHERFORD COUNTY  DEFAULT having been made in the terms, conditions and payments provided in certain Deed of Trust executed by Steven G. Chase and Candi K. Chase to Robert M. Wilson, Trustee dated September 29, 2006 in the amount of $140,000.00, and recorded in the Register's Office of Rutherford County, Tennessee in Instrument No. 1450257, Deed Book 672, Page 2357-2375, ("Deed of Trust"); and, the beneficial interest of said Deed of Trust having been last transferred to US Bank National Association as Trustee by assignment; and, US Bank National Association as Trustee, as the current holder of said Deed of Trust (the "Holder"), has appointed as Substitute Trustee the undersigned, , any of whom may act, by instrument filed for record in the Register's Office of Rutherford County, Tennessee with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; therefore,  NOTICE is hereby given that the entire amount of said indebtedness has been declared due and payable as provided in said Deed of Trust by the Holder, and the undersigned as Substitute Trustee, or a duly appointed attorney or agents by virtue of the power and authority vested by the Appointment of Substitute Trustee, will on Thursday, November 17, 2011 commencing at 12:00 PM at the east door of the Rutherford County Courthouse, Murfreesboro, Tennessee; sell to the highest bidder for cash, immediately at the close of sale, the following property to-wit: Being Lot No. 130, Section V, Cherrywood Estates, as shown by plat of record in Plat Book 26, Page 147, of the Registers Office of Rutherford County, Tennessee, to which plat reference is hereby made for a more complete and accurate description of said lot. Being the same property conveyed to Steven G. Chase, a married person by Warranty Deed from First Frontier Enterprises, LLC dated October 15, 2003 and filed for record in Book 325, Page 2784, in the Registers Office for Rutherford County, Tennessee. This property is commonly known as: 4269 Birch Drive, Murfreesboro, Tennessee 37129. Parcel ID No.: 070HB-049  Map & Parcel No.: 070HB-049   PROPERTY ADDRESS:  4260 Birch Drive, Murfreesboro, Tennessee 37129 CURRENT OWNER(S): Steven G. Chase SUBORDINATE LIENHOLDERS: N/A OTHER INTERESTED PARTIES: N/A All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, however, the undersigned will sell and convey only as Substitute Trustee. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property; as well as any prior liens or encumbrances as well as priority created by a fixture filing; and/or any matter that an accurate survey of the premises might disclose. If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor and Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the sale will be subject to the applicable governmental entities` right to redeem the property, as required by 26 U.S.C § 7425 and T.C.A. § 67-1-1433. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Deed of Trust. The notice requirements of T.C.A. §35-5-117 were satisfied prior to the first publication of the Notice of Substitute Trustee`s Sale. Substitute Trustee reserves the right to adjourn the day of the sale to another day, time and place certain without further publication, upon announcement at the time and place for the sale set forth above. MCC TN, LCC 3525 Piedmont Road NE, Six Piedmont Center, Suite 700 Atlanta, GA 30305 (404) 373-1612 www.mccurdycandler.com File No. 10-25453 /CONV Ad Run Dates: 10/23/2011, 10/30/2011, and 11/6/2011 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

 Ad # 16159

NOTICE OF SUBSTITUTE TRUSTEE'S SALE TENNESSEE, RUTHERFORD COUNTY  DEFAULT having been made in the terms, conditions and payments provided in certain Deed of Trust executed by Aaron B. Usinger and Lory J. Usinger to Wesley D. Turner, Trustee dated September 7, 2005 in the amount of $122,703.00, and recorded in the Register's Office of Rutherford County, Tennessee in Deed Book 543, Page 1593, ("Deed of Trust"); and, the beneficial interest of said Deed of Trust having been last transferred to Deutsche Bank National Trust Company, as Trustee for Long Beach Mortgage Loan Trust 2006-WL2 by assignment; and, Deutsche Bank National Trust Company, as Trustee for Long Beach Mortgage Loan Trust 2006-WL2, as the current holder of said Deed of Trust (the "Holder"), has appointed as Substitute Trustee the undersigned, , any of whom may act, by instrument filed for record in the Register's Office of Rutherford County, Tennessee with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; therefore,  NOTICE is hereby given that the entire amount of said indebtedness has been declared due and payable as provided in said Deed of Trust by the Holder, and the undersigned as Substitute Trustee, or a duly appointed attorney or agents by virtue of the power and authority vested by the Appointment of Substitute Trustee, will on Thursday, December 1, 2011 commencing at 12:00 PM at the east door of the Rutherford County Courthouse, Murfreesboro, Tennessee; sell to the highest bidder for cash, immediately at the close of sale, the following property to-wit: Situated in the Second (2) Civil District of Rutherford County, Tennessee, and within the corporate limits of the City of Lavergne, Tennessee, and being known as all of Lot Number Five Thousand Seven Hundred Seven (5707) on the Plan of Lake Forest Estates, Phase Fifty Seven as the same appears of record in Plat Book 27, Page 1, Registers Office for Rutherford County, Tennessee, to which plat reference is hereby made for a more complete and accurate legal description. Being the same property conveyed to the within name Grantor(s) by Warranty Deed of record in Record Book 543, Page 1591, Registers Office for Rutherford County, Tennessee.   Map & Parcel No.: 014BD-034   PROPERTY ADDRESS:  7015 Zither Lane, La Vergne, Tennessee 37086 CURRENT OWNER(S): Aaron B. Usinger and Lory J. Usinger SUBORDINATE LIENHOLDERS: Ole South Properties, Inc., Gault Financial, LLC OTHER INTERESTED PARTIES: N/A All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, however, the undersigned will sell and convey only as Substitute Trustee. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property; as well as any prior liens or encumbrances as well as priority created by a fixture filing; and/or any matter that an accurate survey of the premises might disclose. If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor and Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the sale will be subject to the applicable governmental entities` right to redeem the property, as required by 26 U.S.C § 7425 and T.C.A. § 67-1-1433. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Deed of Trust. The notice requirements of T.C.A. §35-5-117 were satisfied prior to the first publication of the Notice of Substitute Trustee`s Sale. Substitute Trustee reserves the right to adjourn the day of the sale to another day, time and place certain without further publication, upon announcement at the time and place for the sale set forth above. MCC TN, LCC 3525 Piedmont Road NE, Six Piedmont Center, Suite 700 Atlanta, GA 30305 (404) 373-1612 www.mccurdycandler.com File No. 11-02587 /CONV Ad Run Dates 11/06/2011, 11/13/2011, and 11/20/2011 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

 Ad # 16481

NOTICE OF SUBSTITUTE TRUSTEE`S SALE WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated September 21, 2004, executed by MICHAEL J. VANCE AND SUZANNE VANCE, conveying certain real property therein described to ARNOLD M. WEISS, ATTORNEY, as Trustee, as same appears of record in the Register's Office of Rutherford County, Tennessee recorded September 23, 2004, in Deed Book 430, Page 1989-2003; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2004-09 who is now the owner of said debt; and WHEREAS, Notice of the Right to Foreclose, if required pursuant to T.C.A. § 35-5-117, was given in accordance with Tennessee law; and WHEREAS, the undersigned, Rubin Lublin Suarez Serrano TN LLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register's Office of Rutherford County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin Suarez Serrano TN LLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on November 22, 2011 at 02:00 PM at the courthouse door where the foreclosure sales are customarily held , located in Murfreesboro, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Rutherford County, Tennessee, to wit: LAND IN RUTHERFORD COUNTY, TENNESSEE, BEING ALL OF LOT NO. 69, FINAL PLAT-SECTION III, WILKERSON TRACE, OF RECORD IN PLAT BOOK 27, PAGE 165, REGISTER`S OFFICE FOR SAID COUNTY, TO WHICH REFERENCE IS MADE FOR A MORE COMPLETE AND ACCURATE DESCRIPTION OF SAID LOT. BEING PART OF THE SAME PROPERTY CONVEYED TO JONES CONSTRUCTION CO., A PARTNERSHIP BY DEED OF RECORD IN BOOK 395, PAGE 1052, SUSIE VANCE EXECUTES THIS DOCUMENT, WITH THE CONSENT OF THE GRANTOR SPOUSE, FOR THE PURPOSE OF WAIVING HOMESTEAD AND/OR OTHER MARITAL RIGHTS THAT MAY BE GRANTED TO A SPOUSE BY LAW IN THE PROPERTY AND/OR WHICH MIGHT BE ASSERTED AGAINST THE TRUSTEE, BENEFICIARY, MORTGAGEE, OR THEIR ASSIGNS IN ENFORCING ANY RIGHTS. PARCEL ID: 078L-C-002.00 PROPERTY ADDRESS: The street address of the property is believed to be 1737 COZUMEL COURT, MURFREESBORO, TN 37128. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): MICHAEL J. VANCE A/K/A MICHAEL JASON VANCE A/K/A MICHAEL VANCE OTHER INTERESTED PARTIES: CHARLES (BUSTER) GROSS C/O WM. KENNERLY BURGER-BURGER SCOTT & MCFARLIN AND ASCEND FEDERAL CREDIT UNION SUZANNE VANCE, Bullock, Fly & Hornsby The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin Suarez Serrano TN LLC, Substitute Trustee 119 S. Main Street, Suite 500 Memphis, TN 38103 www.rubinlublin.com/property-listings.php Tel: (877) 813-0992 Fax: (404) 601-5846

 Ad #16404: 2011-10-30  2011-11-06, 2011-11-13

FORECLOSURE SALE NOTICE

WHEREAS, William R. Duarte and wife, Lisa A. Duarte, by a Deed of Trust, dated June 18, 2008, of record in Record Book 852, Page 3499, Register’s Office for Rutherford County, Tennessee, conveyed to Randall Clemons, Trustee, the hereinafter described real property to secure payment of a promissory note as described in said Deed of Trust; and 

The lender has complied with TCA 35-5-117 by mailing debtor Notice of Right to Foreclose.

WHEREAS, Robert Evans Lee having been appointed Substitute Trustee by Wilson Bank & Trust, the owner and holder of said note by an instrument of record in Record Book 1085, Page 2517, Register’s Office for Rutherford County, Tennessee, with authority to act alone with the powers given the Trustee; and

WHEREAS, default having occurred with respect to the note secured by the Deed of Trust, and the full balance owing having been accelerated; and

WHEREAS, Wilson Bank & Trust, as the owner and holder of said note, has demanded that the real property covered by the Deed of Trust be advertised and sold in satisfaction of said debt and the cost of the foreclosure, in accordance with the terms and provisions of said note and Deed of Trust;

NOW, THEREFORE, notice is hereby given that I, Robert Evans Lee, Substitute Trustee, pursuant to the power, duty and authority vested in and imposed upon me in said Deed of Trust, will on December 2, 2011 at 2:00 PM., Central Time, at the front door of the Courthouse in Murfreesboro, Rutherford County, Tennessee, offer for sale to the highest and best bidder for cash and free from all rights and equity of redemption, statutory or otherwise, homestead, dower and all other rights and exemptions of every kind as provided in said Deed of Trust, certain real property situated in Rutherford County, Tennessee, described as follows:

Land in Rutherford County, Tennessee, being all of Lot No. 86, on the Final Plat, Farmington, Section Four, as shown by plat appearing of record in Plat Book 32, page 19, of the Register’s Office of Rutherford County, Tennessee, to which plat reference is hereby made for a more complete details of said lot.

Being the same property conveyed to William R. Duarte and wife, Lisa A. Duarte, by deed from L & S Construction, LLC, a Tennessee Limited Company as of record in Record Book 852, Page 3497, Register’s Office for said County.

Subject property has the address of 208 Old Orchard Drive, Lascasses, TN  37085

The right is reserved to adjourn the day of sale to another day and time certain, without further publication and in accordance with law, upon announcement of said adjournment on the day and time and place of sale set forth above, and/or to sell to the second highest bidder in the event the highest bidder does not comply with the terms of the sale.

Substitute Trustee will make no covenant of seisin or warranty of title, express or implied, and will sell and convey the subject real property by Successor Trustee’s Deed, as Substitute Trustee only.

THIS sale is subject to all matters shown on any applicable recorded Plat or Plan; any unpaid taxes which exist as a lien against said property, including without limitation city and county property taxes; any restrictive covenants, easements or setback lines that may be applicable; any statutory rights of redemption not otherwise waived in the Deed of Trust, including rights of redemption of any governmental agency, state or federal; and any prior liens or encumbrances that may exist against the property.  This sale is also subject to any matter that an accurate survey of the premises might disclose.

INTERESTED PARTIES are Rutherford County Property Tax Division and Farmington Subdivision Homeowner’s Association, Inc.

THIS IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THIS PURPOSE.

THIS 18th day of October, 2011                               

Robert Evans Lee, Substitute Trustee

Lee & Lee Attorneys at Law, P.C.

109 East Gay Street

Lebanon, TN  37087

615-444-3900

Run: October 23, 2011, October 30, 2011, November 6, 2011

NOTICE OF SUCESSOR TRUSTEE'S SALE

Default having been made in the payment of an indebtedness described in and secured by that certain Deed of Trust executed by KENNETH R. BREWER and SHERYL D. BUCKNER, to R. Dale Floyd, Trustee, of record in Record Book 322, page 1918, and Assumption Agreement With Release of record in Record Book 332, page 1918, both of record in the Register's Office of Rutherford County, Tennessee, payable to Cavalry Banking, embracing real estate hereinafter described, and Pinnacle National Bank (formerly Cavalry Banking), the holder of said indebtedness having declared the entire unpaid balance immediately due and payable, and said Note not having been paid, and the undersigned, George H. White of Rutherford County, Tennessee, having been appointed as Successor Trustee by an instrument duly recorded in the Register's Office of Rutherford County, Tennessee, and said holder having directed him so to do.

NOTICE IS HEREBY GIVEN, that he will on TUESDAY, DECEMBER 6, 2011, at or about the hour of 10:00 A.M., in front of the house located at 432 Clarkton Drive, Smyrna, Rutherford County, Tennessee, SELL to the highest and best bidder for cash and free from all right of homestead exemption in and equitable and statutory redemption of the following described parcel of real estate situated in Rutherford County, Tennessee, to-wit:

Map/Parcel:  032E-B-01700

Address: 432 Clarkston Drive, Smyrna, Tennessee 37167

Reference is hereby made to Quitclaim Deed of record in Record Book 865, page 3089, of the Register's Office for Rutherford County, Tennessee, for more complete details of location and description of said property.

Said sale will be made for the purpose of satisfying said indebtedness, and the undersigned Successor Trustee will deliver to the Purchaser a Successor Trustee's Deed conveying said property without any covenant or warranty expressed or implied but subject to all unpaid taxes and any liens which take priority as a matter of law.

The above property is further subject to liens of the United States Internal Revenue Service, Identifying No. XXX-XX-8306, filed for record in Record Book 805, page 3625, of said Register's Office.  The sale of the land advertised above will be subject to the right of the United States to redeem the land as provided for in 26 U.S.C. §7425(d)(1).  The undersigned further affirms that the notice required by 26 U.S.C. §7425(b) has been timely given to the United States.

The Successor Trustee at his sole discretion may at the time and place appointed for this sale in order to accomplish the most advantageous sale and consequent discharge of his trust obligation under the circumstances by oral announcement elect to adjourn the sale during regular business hours on the same day or on a different day, or at a different place, so long as no potential purchaser is thereby precluded from placing a bid.

The failure of any high bidder to pay the purchase price and close the sale shall, at the option of the Successor Trustee, be cause for rejection of the bid, and, if the bid is rejected, the Successor Trustee shall have the option of making the sale to the next highest bidder who is ready, willing, and able to comply with the terms thereof.  The proceeds derived from the sale of the property will be applied as provided for in said Deed of Trust.

INTERESTED PARTIES: Kenneth R. Brewer

Department of Treasury – Internal Revenue Service

Pinnacle National Bank

George H. White, Successor Trustee

White & Polk, P.C.

107 West College Street

Murfreesboro, TN 37130

(615) 893-6592

Publish: November 6, November 13, and November 20, 2011

Murfreesboro Post

Date of Sale: December 6, 2011 at 10:00 a.m.

NOTICE OF SUCESSOR TRUSTEE'S SALE

Default having been made in the payment of an indebtedness described in and secured by that certain Deed of Trust executed by KENNETH R. BREWER, to Hugh M. Queener, Trustee, of record in Record Book 797, page 2380, of the Register's Office of Rutherford County, Tennessee, embracing real estate hereinafter described, and Pinnacle National Bank, the holder of said indebtedness having declared the entire unpaid balance immediately due and payable, and said Note not having been paid, and the undersigned, George H. White of Rutherford County, Tennessee, having been appointed as Successor Trustee by an instrument duly recorded in the Register's Office of Rutherford County, Tennessee, and said holder having directed him so to do.

NOTICE IS HEREBY GIVEN, that he will on TUESDAY, DECEMBER 6, 2011, at or about the hour of 11:00 A.M., off the road frontage of the property known as 202-204 Old Nashville Highway, LaVergne, Rutherford County, Tennessee, SELL to the highest and best bidder for cash and free from all right of homestead exemption in and equitable and statutory redemption of the following described parcel of real estate situated in Rutherford County, Tennessee, to-wit:

Map/Parcel:  015M-E-00300

Address:  202-204 Old Nashville Highway, LaVergne, Tennessee 37086

Reference is hereby made to Warranty Deed of record in Record Book 618, page 3338, of the Register's Office for Rutherford County, Tennessee, for more complete details of location and description of said property.

NOTICE IS FURTHER GIVEN, that he will on TUESDAY, DECEMBER 6, 2011, at or about the hour of 11:15 A.M., in front of the old store located at 206 Old Nashville Highway, LaVergne, Rutherford County, Tennessee, SELL to the highest and best bidder for cash and free from all right of homestead exemption in and equitable and statutory redemption of the following described parcel of real estate situated in Rutherford County, Tennessee, to-wit:

Map/Parcel:  015M-E-00200

Address:  206 Old Nashville Highway, LaVergne, Tennessee 37086

Reference is hereby made to Warranty Deed of record in Record Book 618, page 3338, of the Register's Office for Rutherford County, Tennessee, for more complete details of location and description of said property.

NOTICE IS FURTHER GIVEN, that he will on TUESDAY, DECEMBER 6, 2011, at or about the hour of 12:00 P.M., in front of the old house located at 5569 Hickory Grove Road, Murfreesboro, Rutherford County, Tennessee, SELL to the highest and best bidder for cash and free from all right of homestead exemption in and equitable and statutory redemption of the following described parcel of real estate situated in Rutherford County, Tennessee, to-wit:

Map/Parcel:  020-03600 (7.43 acres)

Address:  5569 Hickory Grove Road, Murfreesboro, Tennessee 37129

Reference is hereby made to Warranty Deed of record in Deed Book 392, page 252, of the Register's Office for Rutherford County, Tennessee, for more complete details of location and description of said property.

Said sale will be made for the purpose of satisfying said indebtedness, and the undersigned Successor Trustee will deliver to the Purchaser a Successor Trustee's Deed conveying said property without any covenant or warranty expressed or implied but subject to all unpaid taxes and any liens which take priority as a matter of law.

The above property is further subject to liens of the United States Internal Revenue Service, Identifying No. XXX-XX-8306, filed for record in Record Book 805, page 3625, of said Register's Office.  The sale of the land advertised above will be subject to the right of the United States to redeem the land as provided for in 26 U.S.C. §7425(d)(1).  The undersigned further affirms that the notice required by 26 U.S.C. §7425(b) has been timely given to the United States.

The Successor Trustee at his sole discretion may at the time and place appointed for this sale in order to accomplish the most advantageous sale and consequent discharge of his trust obligation under the circumstances by oral announcement elect to adjourn the sale during regular business hours on the same day or on a different day, or at a different place, so long as no potential purchaser is thereby precluded from placing a bid.

The failure of any high bidder to pay the purchase price and close the sale shall, at the option of the Successor Trustee, be cause for rejection of the bid, and, if the bid is rejected, the Successor Trustee shall have the option of making the sale to the next highest bidder who is ready, willing, and able to comply with the terms thereof.  The proceeds derived from the sale of the property will be applied as provided for in said Deed of Trust.

INTERESTED PARTIES: Kenneth R. Brewer

                         Department of Treasury – Internal Revenue Service

                         Pinnacle National Bank           

                                                                                    George H. White, Successor Trustee

White & Polk, P.C.

107 West College Street

Murfreesboro, TN 37130

(615) 893-6592

Publish: November 6, November 13, and November 20, 2011

Murfreesboro Post

Date of Sale: December 6, 2011 at 11:00 a.m. (202-204 Old Nashville Highway)

                   December 6, 2011 at 11:15 a.m. (206 Old Nashville Highway)

                   December 6, 2011 at 12:00 p.m. (5569 Hickory Grove Road)           

NOTICE OF SUCESSOR TRUSTEE'S SALE

Default having been made in the payment of an indebtedness described in and secured by that certain Deed of Trust executed by KENNETH R. BREWER, to M. Glenn Layne, Trustee, of record in Record Book 541, page 1738, and as modified in Record Book 707, page 1220, and Record Book 797, page 2409, all of record in the Register's Office of Rutherford County, Tennessee, payable to Cavalry Banking, embracing real estate hereinafter described, and Pinnacle National Bank (formerly Cavalry Banking), the holder of said indebtedness having declared the entire unpaid balance immediately due and payable, and said Note not having been paid, and the undersigned, George H. White of Rutherford County, Tennessee, having been appointed as Successor Trustee by an instrument duly recorded in the Register's Office of Rutherford County, Tennessee, and said holder having directed him so to do.

NOTICE IS HEREBY GIVEN, that he will on TUESDAY, DECEMBER 6, 2011, at or about the hour of 12:00 P.M., in front of the old house located at 5569 Hickory Grove Road, Murfreesboro, Rutherford County, Tennessee, SELL to the highest and best bidder for cash and free from all right of homestead exemption in and equitable and statutory redemption of the following described parcel of real estate situated in Rutherford County, Tennessee, to-wit:

Map/Parcel:  020-02001

Address:  10.40 acres, located adjacent to and behind 5569 Hickory Grove Road, Murfreesboro, Tennessee 37129

Reference is hereby made to Warranty Deed of record in Deed Book 669, page 880, of the Register's Office for Rutherford County, Tennessee, for more complete details of location and description of said property.

NOTICE IS FURTHER GIVEN, that he will on TUESDAY, DECEMBER 6, 2011, at or about the hour of 1:00 P.M., off the road frontage of the 3.88 acres located on Leanna Central Valley Road (Map 047 / Parcel 00102), Murfreesboro, Rutherford County, Tennessee, SELL to the highest and best bidder for cash and free from all right of homestead exemption in and equitable and statutory redemption of the following described parcel of real estate situated in Rutherford County, Tennessee, to-wit:

Map/Parcel:  047-00102

Address:  3.88 acres, more or less, Leanna-Central Valley Road, Murfreesboro, Tennessee 37129.

Reference is hereby made to Warranty Deed of record in Deed Book 414, page 666, of the Register's Office for Rutherford County, Tennessee, for more complete details of location and description of said property.

Said sale will be made for the purpose of satisfying said indebtedness, and the undersigned Successor Trustee will deliver to the Purchaser a Successor Trustee's Deed conveying said property without any covenant or warranty expressed or implied but subject to all unpaid taxes and any liens which take priority as a matter of law.

The above property is further subject to liens of the United States Internal Revenue Service, Identifying No. XXX-XX-8306, filed for record in Record Book 805, page 3625, of said Register's Office.  The sale of the land advertised above will be subject to the right of the United States to redeem the land as provided for in 26 U.S.C. §7425(d)(1).  The undersigned further affirms that the notice required by 26 U.S.C. §7425(b) has been timely given to the United States.

The Successor Trustee at his sole discretion may at the time and place appointed for this sale in order to accomplish the most advantageous sale and consequent discharge of his trust obligation under the circumstances by oral announcement elect to adjourn the sale during regular business hours on the same day or on a different day, or at a different place, so long as no potential purchaser is thereby precluded from placing a bid.

The failure of any high bidder to pay the purchase price and close the sale shall, at the option of the Successor Trustee, be cause for rejection of the bid, and, if the bid is rejected, the Successor Trustee shall have the option of making the sale to the next highest bidder who is ready, willing, and able to comply with the terms thereof.  The proceeds derived from the sale of the property will be applied as provided for in said Deed of Trust.

INTERESTED PARTIES: Kenneth R. Brewer

                         Department of Treasury – Internal Revenue Service

                         Pinnacle National Bank

                                                                                                George H. White, Successor Trustee

White & Polk, P.C.

107 West College Street

Murfreesboro, TN 37130

(615) 893-6592

Publish: November 6, November 13, and November 20, 2011

Murfreesboro Post

Date of Sale: December 6, 2011 at 12:00 p.m. (5569 Hickory Grove Road)

                   December 6, 2011 at 1:00 p.m. (Leanna-Central Valley Road)