Conversations about buying homes usually focus on the importance of home inspections and property disclosures. One topic that should not be overlooked is the requirement for permits and code approvals associated with new construction and renovations.
Most of us realize that new homes built in our city and county require building permits and other sub permits before construct can begin. Did you know that renovations and alterations made to existing residential dwellings must meet most of the same permit and approval standards as new construction?
The 2006 International Residential Code states whenever an owner or authorized agent intends to construct, enlarge, alter, repair, move, demolish, or change the use of a structure, they must first make application for a building permit. The code also requires that permits be obtained to perform work on gas, mechanical, plumbing or electrical systems.
Some trades, such as painting, tile work, carpeting, cabinet and countertop work or similar finish work are excluded from the requirements. Construction of swings or other playground equipment, sidewalks and driveways, roof replacement and landscaping are also exempt.
The primary purpose for codes inspections is to ensure that construction standards meet the minimum codes in the interest of public safety. Footings, framing and final building inspections must all be completed and approved before a Certificate of Occupancy can be received. A new home cannot close or be occupied without it.
Unfortunately, from time to time, additions, renovations or alterations are made to dwellings without obtaining the required permits or inspections from local codes departments. Ultimately, the homeowner will likely be required to disclose the presence of unpermitted work when they try to sell their property. Additionally, the homeowner’s insurance coverage may be affected if an event happens due to faulty construction.
So, what happens if the renovations or improvements were not permitted, inspected and approved per code? In some cases the homeowner may be required to disassemble, dig up or otherwise expose all elements that need to be verified in order to ensure code compliance. As you might expect, this can result in costly repairs and remediation.
What is the lesson? It doesn’t pay to ignore the rules and forge ahead without first consulting your local building and codes department. When in doubt, getting advice and consultation from the authorities may save you considerable time and money. It most cases it also makes good sense to retain the services or a licensed and insured contractor to perform the work.
Ann Hoke leads the award-winning team at Ann Hoke & Associates (affiliated with Keller Williams Realty).
For more information or comments, contact her at 397-4024 or ann@annhoke.com. |
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