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Gordon explains health-care bill


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WASHINGTON – Recently, the House of Representatives approved health insurance reform legislation that aims to bring down the skyrocketing costs of health care.

“We’ve debated this issue for almost a full year. Now is the time to move forward, look at how it benefits families and small businesses, and address the economic challenges our communities are facing,” Rep. Bart Gordon (D-Murfreesboro) said.

Health care accounts for one out of every five dollars of the U.S. federal budget. According to the non-partisan Congressional Budget Office, the health care reform package passed by the House will reduce the deficit by $143 billion over the next 10 years and $1.2 trillion in the 10 years after that.

Gordon encouraged Middle Tennessee families to learn how the bill may affect them.

If you and your family currently have health insurance and you are happy with your coverage:
• These reforms will have no effect on your current health plan, choice of insurance company or choice of doctor.

If you and your family are self-insured or currently uninsured:
• Beginning in 2014, you may receive a tax cut to help you purchase your own insurance from the private sector. A family of four with an income of up to $88,200 would qualify for the credits.
• You will be able to purchase an insurance plan from private insurance companies competing in an exchange. Individuals participating in the exchange will receive group rates similar to those enjoyed by employees at large companies or members of unions.
• Because the bill will not create a government-run insurance program or public option, you will not be applying for government-run care.
• You will be choosing from a menu of options from existing private insurance companies, similar to those available to Members of Congress through the Federal Employee Health Benefits Plan.

If you or your child has a pre-existing condition such as diabetes, cancer or heart disease:

• Your health plan will no longer be able to deny your child coverage because of a pre-existing condition beginning in September 2010.
• No health plan will be able to deny you coverage beginning in 2014.

If you have health insurance and develop a serious illness:
• Your health plan will not be permitted to drop your coverage because you get sick.
• Insurance plans will be prohibited from placing lifetime caps on your coverage beginning in September 2010.

If you have dependent young adult children who do not currently get health care from an employer:
• You will have the option of keeping your children covered by your existing family policy as a dependent until age 26, effective September 2010.
• After age 26, individuals without employer-based insurance will be able to purchase insurance at group rates through the exchange, and they may be eligible for tax credits.
 
 
 
Tagged under  Bart Gordon, Health Care


Member Opinions:
By: ACDowner on 3/23/10
It's not the "key" points that are causing the uproar. It's the "pork", vote buying, and mob tactics used to get the bill pushed through.

By: publius on 3/23/10
ACDowner which pork and mob tactics are you referring too specifically?

By: thankyouforsmoking on 3/24/10
I still can't figure out why I'm paying for other people's health insurance. Since when did health insurance become a right? Also, you think that with all the hamstringing of the insurance companies that their premiums are actually going to go down? People, insurance is based on risk. If they have to cover everyone, their risk goes up. If the risk goes up, so do the premiums.

By: driveguy on 3/25/10
Thankyouforsmoking,
I think the way it is supposed to work is that you will be able to purchase in a larger pool of insured and be able to shop the lowest risk factors if you qualify. Risk is distributed over more people so the factor "should" go down. The "mob tactics" that I feel were employed here is that I am forced to purchase something that I should be able to elect for. It's not auto insurance where I am liable for personal injury or loss to another person so, it should be considered a personal choice not an extortion from a mob sying I must pay for protection or there will be something bad happen. I beleive in health care just not this bill, it caters to the liberal and not everyone. Who is going to monitor this program? not the states where the responibility should lie, but the fed's who have done such a stellar job with Medicare and Medicaid NOT!! Insurance companies are going to disallow more and more procedures to make up for loss so quality of care will go down period. In the bill that I read, I don't see alot of regulations on the insurance companies, only the insured. This law needs work in a lot of areas. This is Pelosi and Obama wanting their name attached to a healthcare bill for history sake and nothing else.

By: mzzle on 3/25/10
Good job Bart...your supporters are behind you, and we are plenty :-)

By: joeminter on 3/28/10
we are already paying for the uninsured's health coverage through higher service rates at hospitals, which translates into higher insurance premiums. Having everyone covered will bring down rates long term because folks will not go through the emergency rooms with minor ailments, as happens now.

Many of the opponents of the health care bill are people who do not want the system to change, such as large hospital corporations and their investors.

I can't believe their lobbyists have been so successful in drumming up opposition to the bill.


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